Perficient

SEPTEMBER 11, 2023

Already reviewed by Perficient, BES provides a secure and efficient portal to exchange documents, information, and communications for consumer compliance and Community Reinvestment Act (CRA) examinations. This month, the Federal Deposit Insurance Corporation (FDIC) launches it new Banker Engagement Site (BES) through FDIC connect.

Compliance 221

Compliance FDIC Tools Leadership 221

Abrigo

JUNE 23, 2020

Learn from your peers and hear what problems they are dealing with in our Abrigo Community, exclusive to our customers. Community financial institutions are often tasked with doing more with less. The ADC is a highly resilient environment with risk monitoring levels not currently sustainable by typical community financial institutions.

Software 195

Software Community Resources Fraud 195

Jeff For Banks

APRIL 15, 2012

He is a reservist, and had interesting perspectives on how the military operates versus private industry. One form of training I fondly recall from my Navy days was Navy Leadership Development school, or NAVLEAD. I have not come across anything like it in my civilian life working with community financial institutions.

Leadership 80

Leadership South Carolina Training Community 80

Chris Skinner

MAY 1, 2017

as evidenced by their choice of leadership. This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. In its complaint the organisation, which represents state banking regulators, seeks to stop the OCC from granting any FinTech charters.

America 211

America Fintech National Regulation 211

PYMNTS

FEBRUARY 19, 2019

banking industry is in flux, largely thanks to federal policy that has made it easier (and faster) for institutions to merge. As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services.

Marketing 108

Marketing Community Community Bank Industry 108

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. For many, commercial real estate lending may be the ticket.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Taking place in Honolulu from March 12–16, 2023, ICBA LIVE provides concrete benefits to community banks in three important ways: 1.

Honolulu 91

Honolulu Community Community Bank Leadership 91

Abrigo

NOVEMBER 2, 2021

The AMLA is extensive, and there are many steps involved before FinCEN can implement the act, such as conducting studies, writing regulations, and publishing guidance. He stated that "…(regulators) should talk to (banks) about the risks that they run within their institutions and jurisdictions if an AML compliance culture is not fostered.

Compliance 195

Compliance Regulation Resources Policies 195

Abrigo

DECEMBER 8, 2021

Specific topics for your BSA board training may include the following: Give a brief history of BSA/AML The key point to make regarding the history of BSA/AML is to understand is understanding laws and regulations. Discuss how the community benefits from being instrumental in stopping illicit activity. Watch Webinar. Keep Me Informed.

Training 195

Training Resources Video Compliance 195

Cisco

MAY 10, 2022

It is the premier destination for Cisco customers and partners to gain knowledge and to build a community. Al Slamecka, Cisco Global Financial Services Lead, discusses industry trends driving the adoption of AIOps and Cisco Full Stack Observability in financial services. For year-round thought leadership, check out our FSI blogs.

Las Vegas 129

Las Vegas Industry Leadership Technology 129

Independent Banker

APRIL 30, 2018

I am proud of what ICBA has accomplished over its 88-year history and optimistic about what the future holds for community banks. I’m honored to be part of that future and look forward to leading ICBA as we write the next chapter of the community bank story. Now, the future is ours for the taking. We own what will happen next.

Community Bank 70

Community Bank Community Leadership Industry 70

Social Assurance

JULY 1, 2021

Almost every financial brand prioritizes community engagement. Better yet, how can it be done in a way that complies with regulations and still drives engagement? While every community is different, there are a few building blocks that consistently play a prominent role. Community can exist both on and offline.

Community 15

Community Branding social media Strategy 15

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Gonzobanker

DECEMBER 17, 2021

MOEs like this are rare in the credit union industry, but we expect with continued demands for scale there will be more. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Today, the industry flocks to Sprink for his insights and opinions about this nascent segment of the industry. The Bank That Gets Fintech.

Fintech 140

Fintech Strategy Leadership Lending 140

Jeff For Banks

FEBRUARY 23, 2013

I envision the person occupying this role to be a savvy marketer with strong IT skills, as well as senior leadership abilities. Ensure compliance with all industry laws and regulations. Participate in community events and represent the FI within the community. Here is my job description for such a position.

Training 83

Training Leadership North Carolina Resources 83

Independent Banker

JANUARY 28, 2016

Badley: We have a cool blend of communities. Some are heavily farming communities. Collectively, we’re positioned where we can have customers and employees from a couple bigger areas (such as the communities of Lapeer and Port Huron). Most of them have their own unique downtown or town-proper character.

Community 70

Community Compliance Community Bank Leadership 70

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In financial services industry does not conform to simple narratives.

Washington 100

Washington Regulation Leadership Community Bank 100

CFPB Monitor

SEPTEMBER 12, 2016

On September 8, Ballard partner, Dee Spagnuolo, joined Director Stuart Ishimaru of the CFPB’s Office of Minority and Women Inclusion, and other industry leaders for a panel discussion entitled, “Diversity and Dodd-Frank Section 342.”

Meeting 60

Meeting Regulation Massachusetts Boston 60

CFPB Monitor

DECEMBER 5, 2018

Former CFPB Student Loan Ombudsman Seth Frotman, who abruptly resigned from the Bureau in August , has formed a nonprofit organization to advocate for additional oversight of the student loan industry. As previously reported , Frotman’s departure from the Bureau included pointed criticism of Mulvaney’s leadership.

Groups 79

Groups California Leadership Resources 79

Gonzobanker

JULY 10, 2020

Community-based institutions have unique circumstances (and personal viewpoints) that impact how they see the world in the future and what planning will look like for them. Regulators are now ramping that back up, and model risk management focused on portfolio risk is going to top the list. Be hyper-sensitive to your community.

Risk Management 88

Risk Management Capital Strategy social media 88

Independent Banker

SEPTEMBER 30, 2021

But for most community banks, building a trustworthy brand isn’t a conscious effort. So first, we’ll look at how two community banks have become trusted pillars of the community through charity work and good old?fashioned billion-asset community bank. Build your community. It’s in their DNA.

Community 139

Community Community Bank social media Security 139

FICO

JANUARY 13, 2020

banking industry in the 2020. . Industry is anxious for some clear rules of the road, including resolution on such issues as to how many attempted calls can be made weekly to a debtor and how collectors can leverage modern communications technology (e.g., The CFPB will issue its final debt collection rule in the fall of 2020.

Policies 52

Policies Las Vegas FDIC Washington 52

Independent Banker

SEPTEMBER 25, 2014

A community bank’s practical guide to compliance cost control. Few community banks have the luxury of ripping and replacing their entire compliance management strategy, leaving many executives on the hunt for practical tips. Complicated or not, one thing is certain: Community banks can’t afford to skimp on their compliance efforts.

Community Bank 105

Community Bank Compliance Community Resources 105

Independent Banker

MAY 24, 2016

For example, the accounting standard will now be crystal clear that community banks can forgo certain unnecessary or inappropriate disclosures. They avoid what otherwise would have become seriously unworkable accounting requirements for community banks. Soon the regulators will take up the CECL standard. We must stay on point.

Community Bank 72

Community Bank Community Policies Leadership 72

Independent Banker

OCTOBER 29, 2014

Community bank compliance professionals know three things about effective compliance management: It starts at the top. leadership and staff understand the purpose of its BSA/AML efforts and how its reporting is used. leadership and staff understand the purpose of its BSA/AML efforts and how its reporting is used.

Compliance 80

Compliance Leadership Resources Virginia 80

Independent Banker

SEPTEMBER 22, 2015

Having worked in banking for nearly 23 years and having been preceded in executive leadership by my father and grandfather at our family’s community bank, I have repeatedly heard similar statements from our mortgage customers. They are discovering how regulations are restricting how and when we can close loans (i.e.,

Maine 70

Maine Regulation Washington Community 70

CFPB Monitor

MARCH 30, 2015

On March 26, the CFPB held a public hearing on payday and auto title lending, the same day that it released proposed regulations for short-term small-dollar loans. ” Cordray explained and defended the CFPB’s proposed new regulations. Zixta Martinez, Assistant Director of Community Affairs, CFPB. Theodore R.

Virginia 60

Virginia Lending Regulation America 60

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. FinTech threats and distractions.

Conference 89

Conference Industry Community Bank Community 89

Independent Banker

JUNE 30, 2022

We asked community bankers and experts for their advice on ensuring employees feel a sense of belonging. Recently, there has been an increased focus across all industries on diversity, equity and inclusion, or DEI. So, how can community banks build truly inclusive cultures, where everyone feels like they belong?

Community Bank 91

Community Bank Community Leadership Millennials 91

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I Jack got us through that just fine.

Ohio 70

Ohio Community Bank Community Lending 70

Independent Banker

DECEMBER 13, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., See sidebar for details on the tool itself.).

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., See sidebar for details on the tool itself.).

Tools 70

Tools Community Community Bank Security 70

Jeff For Banks

MARCH 27, 2015

Nearly four years ago, I tested the higher interest on deposits claim in a guest post with the exact title on The Financial Brand , an industry publication geared towards marketing executives at banks and credit unions. They have entered commercial banking to the extent permissible by their regulators. Yes, you read profits.

Analysis 60

Analysis Strategy Groups Community 60

Jeff For Banks

APRIL 21, 2012

I learn a lot from bankers as I visit their offices, speak to them on the phone or at industry events. Since I estimate my Twitter community only reads about 10% of their tweet stream, and so many of my blog readers do not follow Twitter, below are selected quotes that I tweeted so far this year. We should focus on big banks."

Community Bank 69

Community Bank Community Groups Lending 69

Perficient

MAY 21, 2021

Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file.

Milwaukee 348

Milwaukee Software Course Detroit 348

CFPB Monitor

JANUARY 31, 2022

The Report, which details how effectively CFPB-regulated entities demonstrate their commitment to D&I, is based on the CFPB’s FY2020 study analyzing publicly available D&I information from the websites and annual reports of 270 financial services entities. Supplier diversity programs.

Industry 78

Industry Report Resources Policies 78

Jeff For Banks

SEPTEMBER 10, 2011

Bank of the Ozarks began in 1903 as a small community bank in Jasper, Arkansas, and by 1937, included an additional bank in Ozark, Arkansas. Bank of the Ozarks and their regulators were not so myopic in their view. If our industry is to change, then who should be change agents?

Arkansas 64

Arkansas South Carolina FDIC North Carolina 64