Independent Banker

MARCH 31, 2022

My bank’s tagline is ‘Where dreams meet solutions,’ and it serves as my guiding inspiration at the bank and, now, at the national level. As community bankers, our customers depend on us to keep their dreams alive. Thankfully, that glass-half-full attitude comes naturally for community bankers. We’re more than just banks.

Community 182

Community Community Bank National Meeting 182

Perficient

DECEMBER 15, 2020

The nonprofit’s initiative is a robust experience that includes an interactive map of over 95 Legacy Cities and gives users the tools such as filters and controls to navigate the map and manage and manipulate large amounts of data.

Tools 475

Tools Policies Industry Community 475

PYMNTS

JULY 15, 2020

The National Restaurant Association has issued a Blueprint for Restaurant Revival to help stabilize and stimulate the industry, including funding for restaurants and at-risk communities in need of help, according to a press release.

Industry 170

Industry Taxes National Community 170

Perficient

AUGUST 25, 2020

We recently asked the Women in Tech group at Perficient what advice they would give for a woman hoping to build a career in the technology industry and their thoughtful advice was both inspirational and actionable. . Lisa Hunter , national sales director. Perficient Colleagues Share How to Build a Successful Career in Technology.

Technology 572

Technology Groups Training Management 572

PYMNTS

SEPTEMBER 30, 2020

The House committee held a hearing on the idea after Acting Comptroller of the Currency Brian Brooks in July proposed a new special purpose national banking charter for payments companies. However, the banking industry doesn’t like that one bit. “We Specific Concerns .

Regulation 349

Regulation National System Industry 349

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities. These include family-owned businesses, community businesses and operating companies.

Texas 182

Texas San Antonio Community Bank Community 182

South State Correspondent

MARCH 30, 2023

While desiring to bank everyone in your community is noble, it can be a poor use of resources. Not to say you want to ignore parts of your community, but why not focus more of your resources on those industries that will make your bank more profitable? The same is valid for deposits. They are also more plentiful.

Industry 195

Industry Resources Community Case Study 195

Independent Banker

JANUARY 31, 2023

Inspired by the entrepreneurship of lemonade stands, Scottsdale Community Bank created a microloan program. Photo by Brandon Sullivan De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.

Community Bank 172

Community Bank Community Phoenix Arizona 172

Independent Banker

FEBRUARY 28, 2023

wanted to be a financier before finding his way to community banking. Photo by Harold Daniels Derek Williams, president and CEO of Century Bank & Trust in Georgia, is bringing his passion for community banking to his term as ICBA chairman for 2023/24. But, unlike many in the industry, this profession wasn’t in his blood.

Community 172

Community Community Bank Georgia San Antonio 172

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

Abrigo

JULY 16, 2021

Takeaway 2 Regulations haven't been written, but there are steps community financial institutions can take now to prepare. Currently, the accompanying regulations have not been written, so what should community financial institutions take away from these priorities now? financial system and national security. financial system.

Community 195

Community Regulation Training Policies 195

Independent Banker

OCTOBER 31, 2022

Anderson celebrates 75 years in community banking this year. And when that life takes in the Great Depression, World War II and 75 years in community banking, the challenge becomes more acute. His father’s family, members of the Citizens Potawatomi Nation, farmed corn and cotton, and his mother came from a produce farming family.

Community Bank 158

Community Bank Community Oklahoma Oklahoma City 158

Abrigo

JANUARY 17, 2024

Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. One issue that hurts people and communities everywhere is human trafficking, and January is Human Trafficking Awareness Month.

Training 259

Training Community Software Texas 259

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

OCTOBER 9, 2018

The alternative finance boom post-2008 financial crisis undoubtedly provided more options for small business (SMB) borrowers, but that doesn’t mean the industry is guaranteed to become a staple among entrepreneurs seeking financing. hasn’t seen the same industry growth trajectory, however. In the U.S.,

National 167

National Regulation Capital Industry 167

Independent Banker

AUGUST 26, 2018

“Community service is a timeless tradition that’s core to every community bank.”. As I work on this column, I’m in Santa Fe, preparing to speak at the Independent Community Bankers Association of New Mexico’s annual convention. Community service is a timeless tradition that’s core to every community bank.

Community 132

Community St. Louis Community Bank Metro 132

Perficient

JANUARY 28, 2021

The major industry players in antivirus software are Kaspersky, Bitdefender, Norton Antivirus, which have free and paid options. You can get involved at home, at work, and in your community. See open jobs or join our talent community for career tips, job openings, company updates, and more! Secure your Wi-Fi Network.

Data 535

Data Security Software Community 535

Jack Henry

OCTOBER 15, 2020

The US banking industry has been a vital part of our nation all the way back to 1780 when the Bank of Pennsylvania was founded by Philadelphia merchants to fund the American Revolutionary War.

Philadelphia 158

Philadelphia Pennsylvania Community Management 158

Abrigo

JULY 1, 2021

Takeaway 2 Other transactions point to human trafficking but require more digging on the part of financial industry professionals. . When you come in contact with transactions that just don’t feel right, don’t hesitate to file Suspicious Activity Reports (SARs) and call the National Human Trafficking hotline at 888-373-7888. .

Training 370

Training Conference Community Video 370

PYMNTS

JULY 27, 2020

shellfish industry was headed into 2020, the big concern was climate change. In order to understand how the pandemic has impacted the shellfish industry, it’s important to have some background into how it works, using oysters as an example. As the U.S. What a difference half a year makes.

Industry 157

Industry Strategy New York City Connecticut 157

Jeff For Banks

JANUARY 14, 2021

In June of 2008 I gave a speech titled "The Death of the Community Bank" and in that speech I made predictions. If I ignore where I was wrong then I am as guilty of willy-nilly prognostications that I sometimes think industry pundits engage in. Much like competitors nip at community banks' customers.

Community Bank 130

Community Bank Community FDIC Strategy 130

PYMNTS

APRIL 12, 2019

Community banks are voicing their frustration with what they say is a lack of competition in the market for corporate bank technology providers, reports in The Wall Street Journal said Thursday (April 11). Community banks say their services are often too expensive and can sometimes be delayed.

Community Bank 123

Community Bank Community New Jersey Fintech 123

Perficient

NOVEMBER 1, 2024

low- to moderate-income communities, communities of color, women, rural, tribal, or disadvantaged communities). In June 2024, the US Treasury issued a Request for Information (RFI) on the uses, opportunities and risks presented by developments and applications of artificial intelligence within the financial sector.

Regulation 221

Regulation US Community National 221

Abrigo

OCTOBER 22, 2024

Say "thank you" this National FinCrime Fighter Day BSA professionals and financial crime fighters are tasked with the challenge of protecting our financial system daily. October 26 is National Financial Crime Fighter Day , and it’s the perfect time to pause and applaud everything these professionals do. It’s about relationships.

Security 221

Security Fraud Community National 221

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

AUGUST 31, 2020

“As the cornerstones of the community, community bankers offer a light in the darkness of hard times.”. Bolstered by the unfailing dedication of community banks, our communities will continue to weather the storm. An ecosystem exists where, for the community bank to be successful, the community it serves must be as well.

Community 119

Community Community Bank Leadership Conference 119

PYMNTS

DECEMBER 5, 2019

The measures will back the industry via technological application, social investment, talent cultivation, and other areas. It is said to be one of the quickest-growing blockchain clusters in the nation. The area is based in an internet industrial park called the Hainan Resort Software Community (RSC).

blockchain 132

blockchain Industry Bitcoin Community 132

PYMNTS

JANUARY 15, 2021

billion in revenue last quarter was still “just 30 percent of last year's levels," Bastian and other travel industry executives continue to look beyond the pandemic and the slow rollout of the vaccine to plan and prepare for the future. And they're going to travel to thousands of smaller communities, too.". While Delta’s $3.5

New York City 270

New York City United States Florida National 270

South State Correspondent

JUNE 5, 2024

The average return on equity (ROE) for the banking industry declined to 11.10% in Q1/24 (a 23 percent decline in the last year). The typical published analysis considers the industry in aggregate which conflates the challenges and opportunities at community banks (those under $10B in assets).

Community Bank 195

Community Bank Community National Marketing 195

Perficient

JULY 28, 2020

Simplify and improve experiences for partners, which can deepen loyalty and become a differentiator in highly competitive industries. Many of these findings will come as no surprise to industry leaders in manufacturing, automotive and high tech. Most are looking to: Make operational processes more efficient – and less siloed.

Report 332

Report Software Study Management 332

Chris Skinner

MAY 1, 2017

Back in December, I picked up on this new Office of the Comptroller of the Currency (OCC) Ruling to issue national FinTech bank charters. In March, the OCC issued the white paper that described in depth the application process to get a national bank charter, and we all thought it would then go ahead without a hitch. Think again.

America 211

America Fintech National Regulation 211

South State Correspondent

MARCH 5, 2024

In this article, we will consider how and why loan size is one of the most significant drivers of profitability for community banks and what community banks can do to improve performance. Relationship banking involves commercial officers who can add valuable insight to clients through industry, market, product, and pricing knowledge.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

In this article, we will consider how and why loan size is one of the most significant drivers of profitability for community banks and what community banks can do to improve performance. Relationship banking involves commercial officers who can add valuable insight to clients through industry, market, product, and pricing knowledge.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

JULY 26, 2020

Since its debut four years ago, India’s Unified Payments Interface (UPI), the instant payment system developed by the National Payments Corp. Neil Shah , an analyst at Counterpoint Research, the Hong Kong-based industry researcher, agreed. India has embraced its model for digital payments so much that it intends to take it global.

Payments 309

Payments Mobile Analysis Google 309

South State Correspondent

OCTOBER 7, 2024

We recently worked with a community bank in the Southeast that wanted to win a piece of credit business for a manufacturing company. The manufacturing company had a long-time relationship with a national bank and the community bank lender was struggling to make inroads with the company’s CEO and owner. regulatory ROE.

Community Bank 195

Community Bank Community Industry Comparison 195