Banking Exchange

DECEMBER 19, 2022

Plus: Georgia’s Piedmont Bank buys stake in lender; Texas-based Fidelity to change ownership Management Feature M&A Community Banking Feature3.

Pennsylvania 78

Pennsylvania Texas Community Bank Community 78

PYMNTS

NOVEMBER 12, 2020

“Providing our store guests with options that fit their shopping preferences — whether that be shopping in-store or using curbside pickup and at-home delivery — is part of our commitment at SpartanNash,” said Tom Swanson , executive vice president and general manager, corporate retail. Giant Eagle Unveils Multi-Tier Rewards Program.

South Dakota 225

South Dakota North Dakota New Jersey Los Angeles 225

Abrigo

SEPTEMBER 10, 2021

The first plane hitting the Twin Towers, the second plane, the Pentagon, and then our heroes on Flight 93 crashing into a Pennsylvania field. See Part I: Implications for Community Financial Institutions. Those old enough to know what was happening remember precisely where they were and what they were doing when they heard the news.

Training 195

Training Risk Management Pennsylvania Resources 195

Jeff For Banks

OCTOBER 3, 2015

Glenn Moyer, the former Secretary of the Pennsylvania Department of Banking and Securities (pictured), spoke at a banking industry event this past week. Some of the more common complaints include regulatory guidance that seems to change with the breeze, and community banks being treated like “too big to fail” (TBTF). He rolled with it.

Pennsylvania 60

Pennsylvania Regulation How To Management 60

CFPB Monitor

OCTOBER 4, 2022

The key allegations in the DOJ’s complaint are the following: During the relevant time period (2015-2021), the Newark, New Jersey-Pennsylvania Metro Division (Newark MD) as delineated in 2015 included Essex, Somerset, Union, Sussex, and Morris counties in New Jersey (Newark Lending Area).

New Jersey 147

New Jersey Lending Community National 147

PYMNTS

MARCH 2, 2020

The Desjardins Group incident sent a chill through the CU community. When hackers hit Pennsylvania-based fuel and convenience retailer Wawa, they made off with the credentials of potentially thousands of credit union members. CUs deal in trust, and it’s a winning strategy. With trust, however, comes inevitable breaches.

California 130

California Fraud Pennsylvania Community 130

Jeff For Banks

APRIL 17, 2010

The Pennsylvania Turnpike’s Valley Forge rest stop is a common waypoint for me on my travels. So why can’t we achieve premium pricing in community banking? Why do our lenders price aggressively to “get the deal done” or branch managers rely on rate promotions to grow deposits? I paid 32% more so my cup would say Starbucks on it.

Branding 60

Branding Management Community Bank Community 60

ABA Community Banking

JANUARY 24, 2018

Mid Penn, First Priority Financial to merge in $82 million deal Management CSuite Community Banking M&A.

Pennsylvania 40

Pennsylvania Community Bank Community Management 40

PYMNTS

JUNE 10, 2016

The office will feature a variety of positions interacting, including software developers and managers whose focus will be on creating, developing and innovating new tech-based solutions for Amazon’s varied and complex operational challenges.

Minnesota 100

Minnesota Minneapolis Texas Long Beach 100

Jeff For Banks

DECEMBER 29, 2015

I marched back in and asked to speak with the manager, who seemed a little nervous because the teller informed her why I was there. The manager explained to me that sometimes these checks bounce. The typical bank customer would not know the details of check clearing and might accept the branch manager's answer. IT'S MY $#*%!^@$!

Community 60

Community Community Bank Pennsylvania Policies 60

Independent Banker

JANUARY 26, 2016

A Pennsylvania bank helps former inmates rebound after prison. This past spring ESSA Bank began teaming with the federal court system in Pennsylvania, Northampton Community College in Bethlehem, Pa., billion-asset community bank, has guided two individuals. Gary Olson. By Carol Patton. But we’re here to help everybody.

Pennsylvania 70

Pennsylvania Nevada Community Community Bank 70

Independent Banker

SEPTEMBER 25, 2014

Pennsylvania community bank compliance officer, James E. Mastroianni, as vice president for Sweickley Savings Bank, leads much of the compliance efforts at the $330 million-asset community bank in Coraopolis, Pa. Compliance officer James E. Mastroianni. Mastroianni, touts ICBA compliance education. If so, what were they?

Compliance 70

Compliance Community Bank Resources Pennsylvania 70

American Banker

JUNE 29, 2020

The company said it had cut 20 positions and had found a way to shed 35,000 square feet of office space by the end of 2020.

Pennsylvania 57

Pennsylvania Company Community Bank Community 57

Independent Banker

AUGUST 26, 2015

A Pennsylvania community bank’s perspective on the rewards and potential perils of developing a separate business line. Forming new business lines—if carefully planned and considered—can be a potentially significant way for a community bank to boost revenues and profits. By Katie Kuehner-Hebert.

Operations 70

Operations Community Bank Community Management 70

PYMNTS

JANUARY 30, 2019

In hopes of having shoppers stay longer at his malls, he created a food court at the Plymouth Meeting Mall in Pennsylvania in 1971. Rouse’s communications director, Robert Rubenkonig, said in a 2004 Shopping Centers Today story that the developer sought to create “community picnics” with the concept.

New York City 115

New York City New York Los Angeles New Jersey 115

PYMNTS

MARCH 18, 2019

A financial dispute between two University of Pennsylvania freshmen roommates that took place 10 years ago sparked a financial revolution. While some larger financial institutions (FIs) have joined the platform, regional community banks and CUs account for 85 percent of Zelle’s participants.

Security 148

Security Fraud User Experience California 148

Jeff For Banks

MAY 21, 2011

If I had a nickel for every time an investment banker predicted the mass consolidation of our industry I could buy a free round to all attendees at next month''s Financial Managers'' Society Forum. But there are exceptions, such as how Wayne Bank in Honesdale, Pennsylvania implemented a leadership change flawlessly.

Leadership 70

Leadership Community Capital Pennsylvania 70

Jeff For Banks

DECEMBER 13, 2018

is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. Thanks to good old growth and balance sheet management which saw their net interest margin expand from 3.49% in 2015 to 3.80% today. These comeback kids have delivered a 398% total return to shareholders over the past five years.

Oregon 101

Oregon Ohio California Community Bank 101

PYMNTS

SEPTEMBER 27, 2019

The degrees include health science, health and wellness and healthcare management/administration, offered through Southern New Hampshire University, Purdue University Global, Wilmington University and Bellevue University. The retailer’s 1.5 million U.S. associates can now apply for two career diplomas or one of seven bachelor’s degrees.

Branding 101

Branding Retail North Carolina Georgia 101

Jeff For Banks

MARCH 31, 2018

The state's municipal deposits approximate $20 billion , $13 billion of which are in community banks. And as the chart below shows, these funds are typically paying more than double the community bank money market account rate. When they bought Strong Asset Management. A significant source of liquidity. I got news for you John.

FDIC 60

FDIC New Jersey Pennsylvania Community Bank 60

Jeff For Banks

MARCH 13, 2010

Managers of corporations are not accountable to society. Franklin Financial Services Corporation, parent company for F&M Trust Bank in Chambersburg, Pennsylvania, invests in the Franklin Future Fund, a non-bank investment company that makes venture capital investments in the Cumberland, Franklin, Fulton, and Southern Huntingdon counties.

New York 60

New York New Jersey Community Pennsylvania 60

Jeff For Banks

MARCH 13, 2010

Managers of corporations are not accountable to society. Franklin Financial Services Corporation, parent company for F&M Trust Bank in Chambersburg, Pennsylvania, invests in the Franklin Future Fund, a non-bank investment company that makes venture capital investments in the Cumberland, Franklin, Fulton, and Southern Huntingdon counties.

New York 60

New York New Jersey Community Pennsylvania 60

American Banker

JULY 20, 2020

The Pennsylvania bank incurred $2.3 million in expenses in second quarter after winding down unit BMT Investment Advisers.

Pennsylvania 39

Pennsylvania Community Bank Community Management 39

NCR

JUNE 14, 2016

April kicked off Financial Literacy Month so we recently talked with Becky Stapleton, senior executive vice president and chief banking officer at S&T Bank, to learn about the various initiatives they host in order to promote financial literacy in their local community. S&T Bank is a community bank in every sense of the term.

Pennsylvania 40

Pennsylvania Community Regional Indiana 40

Jeff For Banks

SEPTEMBER 22, 2020

Earlier this month I recorded a webcast for the Pennsylvania Institutute of Certified Public Accountant's Financial Institution Conference. Was that trajectory ideal for our constituencies: employees, customers, communities and shareholders. Here is what I said. Being tactical is no longer tenable in its current practice.

Conference 78

Conference Pennsylvania US Course 78

Jeff For Banks

NOVEMBER 3, 2019

Nor do they perform worse." ~ Katherine Klein, University of Pennsylvania Do you know how difficult my life might become for the above quote? I have observed that the best functioning boards are not dominated by one or two voices, that operate at the level of what a board should operate at, and challenge each other and management.

Community 60

Community Pennsylvania Chicago Operations 60

Jeff For Banks

DECEMBER 1, 2015

In the chart below, derived from The Kafafian Group’s (TKG) peer database of hundreds of community bank branches, we see that the revenue generated from deposit spreads, asset spreads (typically consumer loans), and fees (typically deposit fees) as a percent of branch deposits averaged 2.08% for commercial banks and 1.88% for thrifts during 2014.

Pennsylvania 60

Pennsylvania Community Bank Community Taxes 60

Jeff For Banks

DECEMBER 28, 2023

I work for The Kafafian Group, a community bank consulting firm based in Bethlehem, Pennsylvania. Many of my readers might not know what my firm does, so I want to dedicate this post to the problems we help community bankers solve. We feed customer profitability systems. If product profitability, we follow their product list.

Groups 65

Groups Capital US Community 65

CFPB Monitor

MAY 10, 2019

One day after announcing its notice of proposed rulemaking regarding the Fair Debt Collection Practices Act (FDCPA), the CFPB held a town hall at the University of Pennsylvania to discuss the major aspects of the proposal, gauge stakeholders’ reactions, and field comments from the public. On May 14, 2019, from 12 p.m. to 1:30 p.m.

Industry 68

Industry Philadelphia Pennsylvania Analysis 68

Jeff For Banks

APRIL 29, 2021

I attended the Pennsylvania Bankers' Association Women in Banking Conference the next day. I will be attending the Financial Managers Society FMS Forum this upcoming June. The challenge was that it was a book designed for community financial institutions. March 11, 2020: The World Health Organization declared a global pandemic.

Conference 78

Conference social media Capital Marketing 78

Banking 2020

AUGUST 24, 2015

To further understand the search marketing industry, Sabrina Sexton, Product Manager at Digital Insight, sat down with Angie Gibson, a digital marketing expert, to pick her brain and learn firsthand from a leader in the industry: . Sabrina Sexton, Group Product Manager, Consumer Relationship Solutions, Digital Insight.

Industry 40

Industry Pennsylvania Marketing Mobile 40

Banking 2020

AUGUST 18, 2015

To further understand the search marketing industry, Sabrina Sexton, Product Manager at Digital Insight, sat down with Angie Gibson, a digital marketing expert, to pick her brain and learn firsthand from a leader in the industry: Sabrina: Angie, I’m first curious about how you got involved in search marketing. Sabrina: That makes sense.

Industry 40

Industry Pennsylvania Marketing Mobile 40

Jeff For Banks

JULY 14, 2021

Uncertainty can 'freeze' decision-making; CFOs can 'unfreeze' those decisions by gathering information to resolve the uncertainty, instituting a structure to navigate the uncertainty while managing risk through insurance, or developing a step-by-step approach to real-option investment as uncertainty is resolved." sell the bank).

Capital 60

Capital Strategy Management Company 60

MyBankTracker

FEBRUARY 2, 2021

Pennsylvania. This program is managed by the Federal Emergency Management Agency (FEMA) and offers policies through about 60 insurance providers. According to the FEMA website, “Flood insurance is available to anyone living in one of the 23,000 participating NFIP communities.” Connecticut. Massachusetts.

Policies 52

Policies Rhode Island New Jersey Virginia 52

PYMNTS

AUGUST 3, 2020

BankMobile, BBVA USA, BMO Harris, The Coastal Community Bank, First Independence Bank (a federally designated minority depository institution) and SEFCU will join Citi and Stanford Federal Credit Union in the offering beginning next year. BankMobile, a division of Pennsylvania-based Customers Bank, serves about one in every three U.S.

Google 239

Google Digital Banking Pennsylvania Community Bank 239

Fintech Labs Insights

MARCH 28, 2016

Credit management tools. Real estate investing management platform for consumers. HQ: Braddock, Pennsylvania. Tags: SMB, expense management, expense reports, debit card, prepaid, accounting, bookkeeping, Y Combinator (investor), Community Federal Savings Bank (issuer). Source: Crunchbase. Creditseva.com.

Company 12

Company Fintech San Francisco California 12

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. Our Troublemaker clients reacted to all this mayhem by keeping their focus on customers, making good loans, sticking to their digital transformation strategies, developing employees and giving back to their communities.

Fintech 195

Fintech Community Regional Technology 195