Independent Banker

AUGUST 31, 2022

This month’s Independent Banker focuses on budgeting issues with a special emphasis on the ICBA National Community Bank Service Awards. Inherent to our business model is a passion to support our communities, one that allows for flexibility to meet the individual needs of our customers. Where I’ll be this month.

Community Bank 163

Community Bank Honolulu Community Georgia 163

Abrigo

APRIL 28, 2016

Small Business Administration What creates two out of three net new American jobs; produces close to half of our nation’s goods and services (nonfarm private GDP); and can be found, coast to coast, in every small town, big city and rural enclave? Tune in all week for live-streaming , beginning at 7:30 p.m. Every business starts small.

National 150

National San Jose Los Angeles United States 150

Abrigo

SEPTEMBER 22, 2015

Many community banks see this as a welcomed move towards offering smaller institutions some relief from the regulatory pressures of their larger, national counterparts. Laura Stewart, CEO of Sound Community Bank in Washington said of preparing the call report: "It almost feels like a full-time job."

Community Bank 150

Community Bank Community FDIC Survey 150

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. Community Bankers Chosen as CFPB Advisors. The Consumer Financial Protection Bureau named nine community bankers to serve new terms on the bureau’s Community Bank Advisory Council. Starting fresh.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Ublocal

APRIL 6, 2023

Local Causes of Food Insecurity in New Hampshire and Vermont Causes of food insecurity in Vermont and New Hampshire both follow national trends, while also having some underlying origins unique to our New England region. We are so thankful for the continued support of our community, including partners such as Union Bank.”

New Hampshire 52

New Hampshire Vermont Community Regional 52

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. ICBA president and CEO Rebeca Romero Rainey, Washington, D.C.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

MARCH 9, 2020

have participated in and sponsored the 47-year-old race in Washington, D.C., Roughly one-third of the money brought in will benefit the Children’s National Hospital in Washington, D.C. The race is also part of the National Cherry Blossom Festival and includes a 5K run-walk and kids’ half-mile run.

Washington 131

Washington National America Community 131

PYMNTS

JULY 22, 2020

Green America, the Washington, D.C. The Clean Water Card , a Visa card for Clean Water Action members and supporters, supports clean water and healthy communities. Amazon’s Watch Visa helps protect the rainforest and Watch works with communities to protect sensitive ecosystems in Brazil, Colombia, Ecuador and Peru.

Cards 212

Cards America Policies Washington 212

CFPB Monitor

SEPTEMBER 21, 2020

Last week, the CFPB announced the appointment of new members to its advisory committees: Consumer Advisory Board (CAB), Community Bank Advisory Council (CBAC), Credit Union Advisory Council (CUAC), and Academic Research Council (ARC). Jean Setzfand, Senior Vice President, AARP (Washington, DC). Community Bank Advisory Council .

DC 78

DC Mississippi Washington Oklahoma City 78

Finer Points

AUGUST 3, 2015

While ICBA continues our full-court press toward advancing community bank regulatory relief all the way through Congress and to the president’s desk, we are also making noticeable headway in raising public awareness of the problem via the national news media.

Washington 100

Washington Community Bank Community National 100

Independent Banker

MARCH 31, 2019

It’s always great to be with fellow community bankers, and now, as ICBA president and CEO, our members! It could be something as simple as making a loan to a new kind of business in your community, or bringing in a new technology. I’ll end the month in Washington, D.C., Nobody except you, community bankers.

Washington 70

Washington Memphis Community Nashville 70

Jeff For Banks

JULY 6, 2013

Why don''t we play a critical role in solving the nation''s retirement problem? controlling) they should do is enforce laws against the charlatans that plague the investment community. But I disagree with greater control of a national pension system in Washington. The US Government already shares with Social Security.

Community Bank 102

Community Bank Community National Iowa 102

PYMNTS

FEBRUARY 19, 2019

.” Other critics have raised the issue that the OCC is advising examiners to take community group concerns into consideration separately from their M&A approval processes. ” Now, Powell is also raising concerns about how bank industry consolidation could negatively impact the small business community.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

APRIL 16, 2020

The prescription delivery service of Instacart lets customers of Costco finish their complete shopping trip through the web and comes after a multi-state experiment in Washington and California. As it stands, Instacart partners with over 350 local, regional, and national retailers to provide delivery from over 25,000 stores.

Illinois 161

Illinois California Washington New York 161

PYMNTS

JUNE 10, 2020

Groups like the National Retail Federation (NRF) focused more on economic forecasts and supply chain issues as other advocacy groups that have taken the fight for more stimulus dollars to Washington, D.C. As retailers reopen and take stock of new post-pandemic consumer dynamics, the role of industry trade groups is changing.

Groups 141

Groups Retail Strategy National 141

PYMNTS

JUNE 1, 2018

Between 2015 and 2017, the amount of lending to small businesses by the five leading online lending providers increased 50 percent, according to a new report from NDP Analytics, a Washington, D.C.-based communities.”. communities.”. in gross output in local communities across the country.” based economic research firm.

Lending 103

Lending Online Community Washington 103

American Banker

DECEMBER 27, 2020

In 2020, the news in Washington was dominated by the regulatory impact of COVID-19 and presidential politics. There was also a new rule changing how national banks will be examined under the Community Reinvestment Act, and the 10th anniversary of Dodd-Frank. Here is a look back at stories from the past year.

Policies 42

Policies Washington Community National 42

PYMNTS

MAY 5, 2020

In addition to New York, the program is now available for SNAP recipients in Alabama, Arizona, California, Florida, Iowa, Kentucky, Nebraska, New York, Oregon and Washington. Eight additional states, Idaho, Minnesota, Missouri, Nevada, North Carolina, Texas, West Virginia, Vermont and the District of Columbia, are slated to be added in June.

Online 151

Online District of Columbia West Virginia North Carolina 151

American Banker

JANUARY 10, 2020

Organizers of Founders Bank in Washington are still need to raise at least $25 million before opening.

FDIC 41

FDIC National Washington Capital 41

PYMNTS

JUNE 29, 2020

had hit 1267 and there were 38 deaths, most of them concentrated north of Seattle, Washington. One week before, PYMNTS fielded our first in a series of more than 10 bi-weekly national studies of U.S. On March 11, 2020, the World Health Organization declared COVID-19 a global pandemic. Then, cases in the U.S.

Maine 275

Maine Report Study Seattle 275

American Banker

APRIL 14, 2016

Washington Federal in Seattle said its profit rose 3.4% million in the three months that ended March 31 as loan growth outweighed higher information technology costs.

Washington 28

Washington Seattle Lending Technology 28

Independent Banker

MARCH 27, 2016

That’s why community banking resonates so strongly with me. Community bankers aren’t just there for their customers during work hours on weekdays. That’s true of community bankers everywhere. It’s what makes you community bankers. Community banks must have distinct representation in Washington.

Community Bank 70

Community Bank Community Washington Virginia 70

Independent Banker

APRIL 30, 2019

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. Where I’ll be this month.

Community Bank 70

Community Bank Tampa Community Washington 70

American Banker

MAY 5, 2016

National Capital Bank of Washington has a named Richard Anderson its new president and chief executive.

National 28

National Capital Washington DC 28

PYMNTS

MAY 8, 2020

The poll was conducted by a San Francisco-based advocacy group called Small Business Majority, and its CEO John Arensmeyer has been a proponent of community grants that exist outside of the formal banking system that has controlled government aid up to this point. There is no shortage of other larger scale ideas.

Maine 142

Maine Groups San Francisco Lending 142

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Keeping community banking interests front and center. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C., By Courtney Schoenborn. 1233 and S.

Community Bank 70

Community Bank Community Washington FDIC 70

PYMNTS

DECEMBER 14, 2020

In the case of cybersecurity, the United Nations’ 2019 Digital Economy Report made an unequivocal call for collective action. If you accept the premise that acknowledging a problem is the first step toward solving it, it could be argued that a string of high-profile cyberattacks – including the most recent ones in Washington, D.C. –

Google 192

Google Security Washington Risk Management 192

CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms. Kathleen C.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Independent Banker

DECEMBER 13, 2015

However, another ICBA top security priority on Capitol Hill remains to implement uniform national data-security standards, even for retailers. The private and public sectors have to be on the same page to put up a defense and community banks need this information in real time, same as the biggest banks. Stetter: Absolutely. IB: How so?

Washington 70

Washington Community Bank Security Retail 70

Independent Banker

NOVEMBER 24, 2015

However, another ICBA top security priority on Capitol Hill remains to implement uniform national data-security standards, even for retailers. The private and public sectors have to be on the same page to put up a defense and community banks need this information in real time, same as the biggest banks. Stetter: Absolutely. IB: How so?

Washington 70

Washington Community Bank Security Retail 70

PYMNTS

FEBRUARY 8, 2019

However, venture capitalists are urging caution on the tech startup community. According to reports, 2nd Address said it will use the funds to improve its technology and expand into new cities beyond its existing markets in California, New York City, Chicago and Washington, D.C. Brazil’s Adianta has announced $2.18

Fintech 188

Fintech Capital New York City Analysis 188

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. While all of ICBA’s members are FDIC-insured, the association represents Federal Reserve member banks, nationally chartered banks and state-chartered institutions. Community Bank Career Center. Community Bank Locator. Paul McGuire.

Resources 70

Resources Tools Community Bank Community 70

Independent Banker

JULY 28, 2016

She explained why lawmakers should exempt community banks from Basel III capital rule. Community bankers score big changes in final credit-loss standard. The agencies said in formal guidance that community banks will be able to meet the new standards without complex models or third-party service providers. By James Kendrick.

Community Bank 70

Community Bank Community Connecticut Regulation 70

Abrigo

NOVEMBER 2, 2021

With the 2021 change in administration in Washington, D.C., On January 1, 2021, the Senate voted into law the National Defense Authorization Act (NDAA). The published Anti-Money Laundering and Countering the Financing of Terrorism National Priorities is one such example. financial institutions. Learn More.

Compliance 195

Compliance Regulation Resources Policies 195

PYMNTS

MARCH 11, 2020

The analyst community balked at longer-term questions about the company’s liquidity even though 2019 was the company’s sixth straight year of triple-digit revenue growth with over 177,000 cars delivered and just shy of $4 billion in revenue. “We billion, on an 82 percent increase in retail sales. Ontario (L.A.),

Company 130

Company Miami San Antonio Oklahoma City 130

PYMNTS

DECEMBER 14, 2020

Facebook and Google could face financial penalties in the millions of dollars if they don’t follow potential legislation introduced into the parliament of Australia that would require Big Tech to pay for news content that they show, The Washington Post reported. The legislation does not specify the manner in which a payment would be handled.

Google 132

Google social media Compliance Regulation 132

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130

Capital Iowa Management Community 130