Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

MAY 31, 2022

Community banks have a choice about addressing the problem: Remain vulnerable or be vigilant. Fraud and cybercrimes continue to increase, causing challenges for community banks. But there’s plenty community banks can do to meet this challenge. Fraud and cyber attacks are on the rise, and at great expense to the industry.

Community Bank 134

Community Bank Community Fraud Texas 134

Perficient

JULY 10, 2020

Achieving these commitments will require clinical, marketing, and operations teams partnering more closely together and in a way they never have before. COVID exposed the fragility of many systems’ operating models: an over-reliance on a small number of services to fund expenses across the enterprise. The $200B question.

US 522

US Marketing Automation Marketing System 522

PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. has dropped from 8,000 in 2004 to about 5,400 in 2018. Strengthening SMB Ties.

Community Bank 123

Community Bank Community Payments Fintech 123

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

Resources 115

Resources Community Bank Community Texas 115

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

JUNE 18, 2018

Sometime in the near future, a gig economy or remote worker who lives in an apartment building in Austin, Texas might start their day like this: They will leave their apartment and walk downstairs to a coffee shop where they will grab an iced latte. The operation itself leads to higher-asset level goals,” Hightower added.

Community 119

Community Austin Texas Comparison 119

PYMNTS

APRIL 27, 2020

The Lakers remain completely committed to supporting both our employees and our community.”. Among the corporations that received money were Texas Taco Cabana, which has 164 outlets and posted $661 million in sales last year with a net loss of $84.4 Another $10 million went to the coal mine operator Hallador Energy.

Los Angeles 205

Los Angeles Minnesota Guidelines Texas 205

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Community Kansas City Lending 195

Independent Banker

JANUARY 31, 2022

It’s hard to put my finger on exactly what makes ICBA LIVE so special, but I believe it is in a shared sense of purpose that arises whenever community bankers convene. I’ll be prepping for and then attending ICBA LIVE 2022 in San Antonio, Texas. And that sense of community extends to the providers who support our efforts.

San Antonio 157

San Antonio Community Texas Meeting 157

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Independent Banker

DECEMBER 31, 2022

Here’s how community banks can enhance their payments offerings. As 2023 kicks off, community banks can respond to today’s payments landscape by addressing five key trends. Chris Doyle, Texas First Bank. billion-asset Texas First Bank in Texas City, Texas. Photo by Juan Moyano/Stocksy. By Colleen Morrison.

Trends 140

Trends Payments Community Bank Texas 140

Banking Exchange

FEBRUARY 2, 2022

The new branch will expand operations in the Fort Worth market Community Banking Feature3 Feature Retail Banking Branch Technology/ATMs Customers People.

Fort Worth 78

Fort Worth Texas ATM Community Bank 78

CFPB Monitor

JANUARY 20, 2015

Supreme Court is scheduled to hear oral argument tomorrow, January 21st, in Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, Inc. , HHA develops and operates affordable housing developments and provides related services to more than 58,000 low-income residents of Houston, Texas.

Community 60

Community Houston Texas Operations 60

PYMNTS

JUNE 10, 2016

“Amazon is always looking for the best and brightest software engineers to join our team,” said Dave Glick, VP of operations technology for Amazon. The good people of Lubbock, Texas, will soon be neighbors with Amazon’s new fully staffed pickup location near the Texas Tech University campus.

Minneapolis 100

Minneapolis Minnesota Texas Long Beach 100

Abrigo

JUNE 25, 2015

During leaner years is often when the demand for ag loans increases , as it’s common for those full-time farmers to tap into their community bank to cover operating costs or invest is other lines of the agricultural business. The north Texas bank, which specializes in commercial lending, lent nearly $600 million.

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

NOVEMBER 3, 2020

When you've got a legacy business that's so used to going directly to the consumer and to a specific segment of the consumer, you build your operating model around that.”. Netspend’s latest deal is with Austin FC , the new Major League Soccer team coming to Austin, Texas. A New Partnership In Major League Soccer.

Austin 281

Austin Branding Cards Texas 281

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

PYMNTS

OCTOBER 7, 2020

Commodity Futures Trading Commission recently filed a complaint in a Texas U.S. Attorney’s Office for the Southern District of New York charged four operators of a purported international digital-currency “Ponzi scheme” with money laundering and fraud. A month earlier, the U.S. The Dark Web Likes Bitcoin, Too .

Bitcoin 233

Bitcoin cryptocurrency Fraud Cards 233

PYMNTS

JULY 2, 2020

Locations in California, Alabama, Idaho, Georgia, Oklahoma, Nevada and Louisiana are set to shutter on Thursday, while shops in Mississippi, Texas, Florida and Utah were shuttered as of Wednesday (July 1). Their reclosures reportedly are a negative barometer of the ease with which retail operations are able to resume throughout the country.

Apple 131

Apple Los Angeles South Carolina North Carolina 131

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Location: The Woodlands, Texas. Assets: $9 billion. Generational wealth typically starts with home ownership. The largest purchase families make is typically their home.”.

Austin 91

Austin Texas Community National 91

PYMNTS

MARCH 31, 2020

Call it trend or phenomenon, cashierless operations are popping up back by influential money. As we read in the March 2020 Automated Retail Tracker™ , “eCommerce giant Amazon is among the companies tapping into unattended operations to keep time-strapped customers satisfied. Amazon Go’ Cashless. Now, it’s downright fun.

Retail 140

Retail Texas Illinois Seattle 140

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Bunnell; and Doug, Genelle and Jagger Jones.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

JANUARY 25, 2018

The city of Arlington, Texas, located just outside Dallas, for example, had a single bus route — and discovered that most of its riders were students at the University of Texas branch there. Like a few communities in the U.S., And employers like LinkedIn in California, where Scoop also operates, are seeing the benefits.

Arlington 135

Arlington Texas Sacramento New Jersey 135

PYMNTS

FEBRUARY 7, 2018

H-E-B is not only the neighborhood grocery store for many communities in Texas: It’s also an eCommerce retailer with digital features to better reach its customers. Now, even if you move outside of Texas, you’ll still have a ‘neighborhood H-E-B’ just a click away.”.

Texas 116

Texas San Antonio Oklahoma City Oklahoma 116

PYMNTS

APRIL 11, 2019

Walgreens and VillageMD , a leading national provider of primary healthcare, have announced a partnership to provide primary care services for adult patients in the Houston, Texas area. Walgreens chief medical officer and group vice president, healthcare services and clinical programs, said in a press release.

Houston 108

Houston Texas Community National 108

Abrigo

MAY 11, 2017

Retail Retail is typically one of the larger segments within the commercial real estate portfolio for the average community bank. Along with multifamily and condominiums, the retail sector is surging in high growth areas such as the Carolinas, Florida, Texas and Nashville.

Nashville 150

Nashville Retail United States Analysis 150

PYMNTS

JANUARY 28, 2021

And in another bit of anecdotal evidence that payments processing is in the crosshairs of financial institutions (FIs) large and small, earlier this year , Texas-based Vantage Bank Texas said it deployed CGI All Payments as part of the community bank’s digital transformation.

Payments 151

Payments Texas Management Technology 151

PYMNTS

JUNE 23, 2016

“We are excited to expand in the state of Georgia and add a new fulfillment center to better serve our customers in the region,”Akash Chauhan, vice president of Amazon’s North America operations, said in a statement. “This facility will create hundreds of new jobs with competitive pay and great benefits starting on day one.

Georgia 100

Georgia New Jersey Illinois Atlanta 100

Independent Banker

APRIL 28, 2016

We strive for teamwork and encourage them to be involved in the communities in which they live. Customers see them at Little League games, community events and the grocery store. Everyone is operating from the same playbook. Everyone is operating from the same playbook. First Bank & Trust East Texas.

Texas 70

Texas Community Community Bank Meeting 70

PYMNTS

SEPTEMBER 26, 2019

Advanced technology is raising the stakes of how CUs should operate, with members now demanding the instant payments and slick mobile interfaces that large banks and FinTechs have made standard,” the Tracker stated. But it can also be in the broader small business community. Take the legal hemp and marijuana market, for example.

Lending 108

Lending Community Bank Community Fintech 108

American Banker

OCTOBER 4, 2016

Standard Chartered in London has hired a key executive from Independent Bank Group in McKinney, Texas, to oversee its U.S. operations.

Texas 46

Texas Groups Operations Community Bank 46

PYMNTS

AUGUST 1, 2019

Really, the focus is on building the right type of community. Tim Griggs, a former executive at the Texas Tribune and The New York Times , is Accelerator’s executive director. But David Grant, the Accelerator’s program manager, said that about 99 percent of the program has nothing to do with Facebook.

Los Angeles 108

Los Angeles social media Detroit New York 108

Independent Banker

JUNE 30, 2022

Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. Bankers and industry observers have several recommendations for how community banks can come up with risk ratings and rankings that foster safe growth in a volatile economic climate.

Management 103

Management Community Bank Community Regulation 103

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Our clients showed banking at its best – obsessed with customer well-being, good corporate citizenship, and strong community focus. Jill is continually demonstrating just how loud a $300 million community bank can roar! Bravo Brett and team!

Idaho 163

Idaho Community Industry Strategy 163

PYMNTS

FEBRUARY 7, 2020

7-Eleven , in one case, is experimenting with a cashierless store concept at its corporate headquarters in Texas. RBS had the task of application development, food retail operations and technology connectivity, while UST Global and its partners provided the artificial intelligence (AI) solution and physical infrastructure.

Retail 143

Retail Dallas Massachusetts Technology 143