Abrigo

JULY 10, 2019

What about our small to mid-sized community financial institutions? Many community financial institutions believe that kleptocracy is not a risk for their institution’s profile as they conduct few foreign transactions, such as wires and ACHs. The post Kleptocracy – What Does it Mean to Community Financial Institutions?

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Community United States Policies Guidelines 265

Independent Banker

FEBRUARY 28, 2023

wanted to be a financier before finding his way to community banking. Photo by Harold Daniels Derek Williams, president and CEO of Century Bank & Trust in Georgia, is bringing his passion for community banking to his term as ICBA chairman for 2023/24. That love of community has defined his career.

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Community Community Bank Georgia San Antonio 172

Independent Banker

AUGUST 31, 2021

Here’s what community bankers need to know when planning their budgets for the next year. These days, there’s a lot to contend with as a community bank, from changing consumer behaviors due to the pandemic to uncertainty surrounding the economy and inflation. By Cheryl Winokur Munk. Quick stat. Source: 2021 Provident Bank survey.

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Community Bank Community Lending Leadership 170

Independent Banker

NOVEMBER 30, 2022

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Bank of Montana, Missoula, Mont.;

Community Bank 169

Community Bank Community Montana Leadership 169

South State Correspondent

NOVEMBER 18, 2024

The current policy directions from the new administration are largely inflationary, and community banks should be paying attention and consider a loan-level hedge strategy. Hedge Strategy Adoption Community banks’ use of swaps (banks’ primary tool to hedge interest rate risk on loans) has increased over the last ten years.

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Strategy Community Bank Community FDIC 195

Abrigo

SEPTEMBER 16, 2019

Community bankers are largely positive about the future, based on the first results of a new index gauging business sentiment among the financial professionals who serve a critical role in local economies. These insights have the potential to inform the market and policy makers on the overall health of the economy, opportunities, and risk.”.

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Community Bank Community Policies Survey 150

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

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Community Bank Community National Fresno 196

Independent Banker

JUNE 30, 2022

But there are ways community banks can help mortgage-seekers get on the property ladder. I don’t think the issue is a lack of financing alternatives,” says Ron Haynie, ICBA’s senior vice president of mortgage finance policy. So how can community banks help? By Beth Mattson-Teig. There is ample supply of credit.

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Community Bank Community Millennials Resources 143

PYMNTS

AUGUST 7, 2020

Microsoft and Facebook are grumbling publicly about fellow tech giant Apple ‘s policies restricting access to coveted slots in its App Store, as well as the access given to iPhone and iPad users. 15, Microsoft plans to release Project xCloud , a streaming service that will allow users to play any of roughly 100 games.

Policies 166

Policies Apple Guidelines Google 166

Abrigo

MARCH 13, 2020

Key Takeaways In today's uncertain economic climate, community financial institutions must resolve to manage risk and drive growth. Low interest rates and slowing growth in loan demand can put community financial institutions in a difficult position; therefore, competing effectively and mitigating any increased risk should be a top priority.

Community 195

Community Lending Analytics Management 195

BankUnderground

OCTOBER 26, 2021

The Bank of England co-organised a ‘ History and Policy Making Conference ‘ in late 2020. History offers policymakers and academics useful case studies that can serve as distant mirrors beyond the study of crises and policy responses to them. Monetary theory and policy in Medieval France. Nathan Sussman.

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Policies Taxes Maine National 133

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

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Resources Community Bank Community Texas 115

PYMNTS

JULY 8, 2020

The Pittsburgh Pirates unveiled their reimbursement and credit policies at a time when it is not known if PNC Park will have the ability to host spectators for this year’s season amid the pandemic, according to a statement. Sports teams are offering to provide credits or refunds to their fans.

Policies 132

Policies Survey Community US 132

Independent Banker

MAY 31, 2022

Community banks have a choice about addressing the problem: Remain vulnerable or be vigilant. Fraud and cybercrimes continue to increase, causing challenges for community banks. But there’s plenty community banks can do to meet this challenge. Fraud and cyber attacks are on the rise, and at great expense to the industry.

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Community Bank Community Fraud Texas 134

Independent Banker

JANUARY 31, 2023

Community bankers and industry experts share how to best put this data to use. billion-asset First State Community Bank in Farmington, Mo. To use data effectively, community bankers need to balance the information with what they know to be true about their customers. All data creates a competitive advantage. The results?

Community Bank 91

Community Bank Community Trends Payments 91

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

South State Correspondent

JUNE 21, 2022

For the past 14 years, the monetary policy in the U.S. This regime is now changing, and community banks need to position their lending and deposit portfolios for a period of monetary tightening. This regime is now changing, and community banks need to position their lending and deposit portfolios for a period of monetary tightening.

Community Bank 359

Community Bank Policies Community Marketing 359

ABA Community Banking

MARCH 3, 2022

On the latest episode of the ABA Banking Journal Podcast, Ohio bank CEO Mike Vynalek discusses his own journey in community bank advocacy and how he's getting emerging leaders at his bank involved in advocacy. The post Podcast: Seeing Results from Community Bank Advocacy appeared first on ABA Banking Journal.

Community Bank 131

Community Bank Community Ohio Leadership 131

ABA Community Banking

MARCH 22, 2024

ABA's Hu Benton discusses what bankers need to know about potential deals and offers amid the wave of policy changes. The post Understanding the emerging bank M&A policy landscape appeared first on ABA Banking Journal.

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Policies Community Bank Community 52

ABA Community Banking

AUGUST 20, 2024

Smaller banks, including community banks, are indispensable in providing access to financial products and services, especially in remote or rural areas of the U.S., The post Fed’s Bowman touts benefits of banks, CDFIs in rural communities appeared first on ABA Banking Journal. Federal Reserve Governor Michelle Bowman said.

Community 52

Community Community Bank Policies 52

South State Correspondent

JULY 30, 2023

How should community banks target and compare their ROE to the industry and their peer group, and what defines a top-performing bank? Community banks (assets under $10B) composed 14.3% Community banks (assets under $10B) composed 14.3% The graph below shows the quarterly ROE for all community banks from 1984 to Q1/2023.

Community Bank 195

Community Bank Community Capital Policies 195

Independent Banker

JUNE 30, 2022

We asked community bankers and experts for their advice on ensuring employees feel a sense of belonging. If community banks put in the effort to foster a sense of belonging, the result is a stronger workplace culture, greater employee loyalty and, ultimately, a better experience for customers. By Roshan McArthur.

Community Bank 91

Community Bank Community Leadership Millennials 91

ABA Community Banking

APRIL 27, 2022

The FDIC has appointed seven new members to its Advisory Committee on Community Banking. The post FDIC names new community banking committee members appeared first on ABA Banking Journal. Twelve of 19 on the panel are with ABA member banks.

Community Bank 105

Community Bank FDIC Community Policies 105

ABA Community Banking

JULY 12, 2024

The post Regulators release 2024 list of distressed, underserved communities appeared first on ABA Banking Journal. Federal banking regulators released the 2024 list of distressed or underserved nonmetropolitan middle-income geographies eligible to receive CRA consideration.

Community 52

Community Regulation FDIC Community Bank 52

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Abrigo

AUGUST 13, 2024

10 good podcasts for bank & credit union execs & staff These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S.

Fraud 221

Fraud Community Community Bank Lending 221

PYMNTS

JUNE 18, 2019

Chief Executive Officer John Neal said that the 330-year-old insurance market is in discussions with automakers about different policies as car ownership changes. Lloyd’s of London is looking into its auto coverage options to prepare for the impending rise in driverless technology. It won’t be conventional motor insurance.”.

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Policies Course Community Technology 102

ABA Community Banking

DECEMBER 20, 2022

What's on the banking industry's policy radar for 2023? The post Podcast: What’s on banks’ policy agenda for 2023? ABA's Government Relations Council recently met in Washington, D.C., appeared first on ABA Banking Journal.

Policies 59

Policies Washington Industry Resources 59

South State Correspondent

APRIL 4, 2024

The Nation’s Fiscal Health Historically, congress and various administrations have not made the difficult budgetary and policy decisions to reduce the federal deficit or curtail the growth of the federal debt as a percentage of GDP. With time, these changes will only amplify.

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Risk Management Community Bank Policies Community 195

ABA Community Banking

OCTOBER 9, 2023

Community banks need to get engaged on the regulators’ capital framework overhaul, outgoing ABA Chair Dan Robb told ABA’s Annual Convention in Nashville this morning. The post Dan Robb: Capital proposal is concerning to community bankers appeared first on ABA Banking Journal.

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Community Capital Nashville Community Bank 64

Finer Points

APRIL 7, 2015

I don’t think there’s much more you can say with the flurry of activity going on at ICBA and throughout the community banking industry right now. Coinciding with last week’s kickoff of Community Banking Month and the final countdown to the ICBA Washington Policy Summit, ICBA also launched Community Banker University.

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Community Bank Community Washington Policies 100

PYMNTS

AUGUST 30, 2018

China is struggling to bridge its small businesses to financing for growth, with broader fiscal policy at odds with the initiative, according to reports. The publication pointed to the government’s conflicting policy of stricter lending rules as one reason why efforts to boost small business loan volumes hasn’t taken off.

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Policies Lending Regulation Community 100

American Banker

JULY 19, 2024

Community and advocacy groups opposed Capital One's proposed acquisition of Discover in a hearing held by federal regulators on Friday.

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Community Capital Groups Regulation 69

PYMNTS

MAY 13, 2016

Taking a page from the old Tom Petty Handbook, Target CEO Brian Cornell has officially determined that the retailer will not back down on its inclusive bathroom policy. million signatures argue that “Target’s policy is exactly how sexual predators get access to their victims.” The petition and its 1.2

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Policies Handbook Mississippi Community 100

BankBazaar

MARCH 13, 2020

With COVID-19 positive case count and deaths increasing by the day, it is important to know if your Life Insurance policy will cover deaths arising out of COVID-19. In fact, if you’ve recently purchased Health Insurance , your policy may not cover it if you contract the disease during the policy waiting period.

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Policies Community Company Management 78

ABA Community Banking

MAY 26, 2023

The FDIC announced the appointment of seven new members to its Advisory Committee on Community Banking The post FDIC names new community banking committee members appeared first on ABA Banking Journal.

FDIC 52

FDIC Community Bank Community Policies 52

Abrigo

JULY 23, 2015

But community banks’ resources are generally less of their larger counterparts, so beginning, keeping up with or expanding stress testing can be a burden. The authors recommended a four-step process for community banks to develop a sound stress testing program: 1. Understand your portfolio and its risk factors. Ensure proper data.

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Community Bank Community Data Resources 150