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The Impact of Reciprocal Tariffs on Community Banking

South State Correspondent

The recent uncertain shifts in trade policies, particularly increased tariffs on imports from China, Canada, and Mexico, have introduced specific uncertainties for community banks. However, for community banks, these challenges can also present some opportunities.

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Perficient’s Agile Community Serves Colleagues of All Backgrounds

Perficient

Perficient’s Agile Community is one of the latest ways colleagues can connect with each other, breaking down walls and collaborating globally in a whole new way. “It Who Benefits from the Agile Community? The community also supports colleagues in earning Scrum Educational Units (SEUs) towards their certification renewals.

Community 518
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Increasing Customer Cumulative Lifetime Value Through Lending

South State Correspondent

In a previous article ( HERE ) we discussed how a portfolio of commercial loans with various expected average lives resulted in different net present value (NPV) of income over a ten-year period. Identifying the Right Customer Fit at Inception Community banks must be honest about their target relationship account.

Lending 195
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MiHC La Puerta Portal Opens the Door to Success for Hispanic Students in Detroit

Perficient

Perficient developed the La Puerta portal framework as a way of giving back to the Detroit community and to pave the way for students to benefit from a college education. The Michigan Hispanic Collaborative’s goal to improve the economic strength of the Hispanic community in Michigan. “We ” In Michigan, only 15.7%

Detroit 520
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Community Bank Loan Performance Analysis

South State Correspondent

We conducted a loan performance analysis for over 5,000 individual hedged commercial loans originated by almost 400 community and regional banks across the country. Our analysis demonstrates that loan-level hedging has offered community banks a strong competitive advantage in the current interest rate environment and competitive landscape.

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Our Mission to Spread Kindness with ‘Make a December Difference’: A Q&A with Perficient Leaders

Perficient

Individually and collectively, we’re big believers in giving back to the communities where we live and work. I have been personally inspired by our colleagues and their determination to continue helping one another and their communities. Together, we’re granting nearly $500,000 to those in our communities in need.

Community 493
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Improve loan decisioning: 5 ways to serve small businesses better

Abrigo

Community financial institutions have the expertise and local ties to support small businesses, but outdated processes and risk-averse approaches often slow down their loan decisioning. Understand and meet borrower expectations For community financial institutions (CFIs), small business lending presents both a challenge and an opportunity.

Lending 195