PYMNTS

SEPTEMBER 17, 2020

Mastercard said it will invest $500 million in Black communities across the U.S. We have an obligation … to be part of the positive change Black communities so rightly need now," said Ajay Banga , Mastercard CEO. "We over the next five years in a bid to address racial disparities in financial services. We can and must do better.

Community 282

Community St. Louis Los Angeles Ohio 282

Abrigo

MARCH 21, 2025

Partnering with local organizations to promote the health of their economic communities is often a top priority for banks. In recent years, financial institutions have faced increasing regulations regarding their efforts to serve the needs of diverse communities.

Compliance 195

Compliance Strategy Data Lending 195

South State Correspondent

MARCH 10, 2025

While we are supporters of community banks using loan-level hedging, we continue to see community banks struggle to properly implement and successfully utilize a back-to-back swap (B2B) program. We understand why, and what community banks need to address to make such a program a success.

Community Bank 195

Community Bank Community Operations Report 195

South State Correspondent

DECEMBER 25, 2024

If you are a domestic community bank, you can access the Health Prediction HERE on our Correspondent Bank “Resource Center.” ” If you do not already have a log in, you can register at the bottom of the page to gain free access to this application and several other resources.

How To 195

How To Resources Community Bank Groups 195

Abrigo

JULY 10, 2019

A kleptocrat is a term associated with political corruption and is defined as a ruler who uses their power to steal their country’s resources. What about our small to mid-sized community financial institutions? Community financial Institutions cannot become complacent in the areas traditionally thought of as the “big bank” problems.

Community 265

Community United States Policies Guidelines 265

South State Correspondent

MARCH 24, 2025

Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 years (both portfolios measured over a ten-year life).

Lending 195

Lending Community Bank Community Management 195

Abrigo

FEBRUARY 28, 2025

Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. Regardless of the current budget, regulators will expect adequate technological and human resources to protect the institution's safety and soundness. Staying on top of fraud is a full-time job.

Fraud 221

Fraud social media Training Community 221

Perficient

AUGUST 11, 2020

Communication – Gathering and analyzing critical information is important in prioritizing those who are high-risk and providing adequate resources where necessary. Boost existing resources with powerful enhancements. In it, we explore ways you can: Automate user interactions with chatbots.

Resources 553

Resources Guidelines Policies Technology 553

Abrigo

DECEMBER 28, 2023

Here are the top resources. Papers, infographics on risk management Resources related to banking headlines were popular For banking risk and accounting staff, managing challenges tied to interest rates, liquidity, and credit portfolios will remain top-of-mind in 2024.

Resources 221

Resources Risk Management eBook Strategy 221

Perficient

JANUARY 14, 2021

Hundreds of our colleagues used their $100 and creativity to tackle food insecurity in their communities, contributing tens of thousands of dollars to the fight against hunger. Local and national non-profits were both represented, and many colleagues chose to give back to organizations that were unique to their community. .

St. Louis 443

St. Louis Community Cleveland Houston 443

Perficient

MARCH 1, 2021

My advice to you is to be curious, be intentional, and be resourceful. Perficient is committed to focusing on advancing women in technology to facilitate STEM career growth, and building a technology community dedicated to supporting diversity. Ask a lot of questions and really dig into the material.

Detroit 520

Detroit Training Community Metro 520

South State Correspondent

JULY 15, 2024

We conducted a loan performance analysis for over 5,000 individual hedged commercial loans originated by almost 400 community and regional banks across the country. Our analysis demonstrates that loan-level hedging has offered community banks a strong competitive advantage in the current interest rate environment and competitive landscape.

Community Bank 195

Community Bank Analysis Community Training 195

PYMNTS

JUNE 22, 2020

To help these companies expand digital presence, Visa has built localized online resource centers across 20 countries to offer tools, partner offers and information on how to launch and grow digital-first businesses. In addition, In the U.S., Visa is expanding its partnership with IFundWomen , providing grants and digital training to U.S.-based

Resources 200

Resources Online Training Tools 200

Independent Banker

JANUARY 31, 2023

Inspired by the entrepreneurship of lemonade stands, Scottsdale Community Bank created a microloan program. Photo by Brandon Sullivan De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.

Community Bank 172

Community Bank Community Phoenix Arizona 172

Independent Banker

DECEMBER 31, 2021

Let’s rediscover what it means to be community bankers. Because as community bankers, it’s what we do. That just may be community bankers’ word of the year. ICBA helps community banks in many ways, but here are the three I plan to take advantage of this year: ThinkTECH Accelerator cohorts. Photo by Heather Esposito.

Community 171

Community Exercises Community Bank US 171

Abrigo

MARCH 12, 2025

Protecting customers from disaster fraud In the aftermath of hurricanes, wildfires, floods, and other natural disasters , vulnerable communities often see an uptick in disaster fraud schemes designed to steal personal information or relief funds from would-be donors. Let our Advisory Services team help when you need it.

Fraud 195

Fraud North Carolina California social media 195

Abrigo

FEBRUARY 12, 2021

Preparing for 2023 While community banks have until 2023 until they must comply with CECL, there is likely less time than expected. . While community banks have until 2023 until they must comply with CECL, there is likely less time than expected. Just because a community bank has a lot of data doesn’t mean that it’s quality data.

Community Bank 195

Community Bank Community Data Analysis 195

Perficient

JULY 30, 2020

BuiltIn Boston , an online tech community, recently interviewed Hiral Shah , a lead technical consultant at Perficient, to discuss the importance for women to self-advocate and the benefits she has realized as a result. See open jobs or join our community for career tips, job openings, company updates, and more!

Boston 452

Boston Community Resources Technology 452

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

Community Bank 196

Community Bank Community National Fresno 196

Perficient

JULY 8, 2020

This program identifies and honors organizations that display a commitment to excellence in their human resource practices and employee enrichment. Each company is assessed based on criteria including communication, work-life balance, employee education, diversity, recognition, retention, and more.

Chicago 520

Chicago Company St. Louis Minneapolis 520

Abrigo

MARCH 3, 2022

In today’s banking world, community banks are focused sharply on shareholders’ expectations for growth in earnings and return on equity. So, how can community banks support earnings and ROE growth in the face of intense regulatory scrutiny and competitive pressures on profitability? Changing Lending Environment. What's Next.

Lending 195

Lending Community Marketing Community Bank 195

Abrigo

FEBRUARY 12, 2025

Community financial institutions have the expertise and local ties to support small businesses, but outdated processes and risk-averse approaches often slow down their loan decisioning. Understand and meet borrower expectations For community financial institutions (CFIs), small business lending presents both a challenge and an opportunity.

Lending 195

Lending Risk Management Community Fintech 195

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. There’s a lot of energy in the southern half of Texas, and it’s not just the resources that power our homes and cars. We spoke with four community banks in the southern half of Texas to learn how they are serving this buzzing region. By Mindy Charski.

Texas 182

Texas San Antonio Community Bank Community 182

Abrigo

JULY 16, 2021

Takeaway 2 Regulations haven't been written, but there are steps community financial institutions can take now to prepare. Currently, the accompanying regulations have not been written, so what should community financial institutions take away from these priorities now? financial system. Gain confidence in your BSA program. Learn more.

Community 195

Community Regulation Training Policies 195

Independent Banker

JUNE 30, 2022

But there are ways community banks can help mortgage-seekers get on the property ladder. So how can community banks help? They can step in to assist first-time homebuyers of all ages with educational resources and financial counseling. By Beth Mattson-Teig. Plenty of tools in the box. Flexibility needed.

Community Bank 143

Community Bank Community Millennials Resources 143

Abrigo

JUNE 28, 2024

Takeaway 2 Abrigo advisory expert Susan Sharbel offers insights into where your bank should focus its resources to manage interest rate risk, Takeaway 3 Practical steps for preparing your ALM program for rate changes include updating and validating risk models regularly, conducting tests, and reviewing portfolios.

Community Bank 195

Community Bank Strategy Community Management 195

Independent Banker

JANUARY 31, 2022

With consumer expectations seeming to evolve faster every year, community banks could consider partnering with a fintech to keep up with technological innovation. Swashbuckling, nimble, well-funded and unapologetically entrepreneurial, fintechs are offering innovations that allow community bankers to dream big in a host of ways.

Community Bank 159

Community Bank Community Fintech Risk Management 159

Perficient

AUGUST 14, 2020

Microsoft Teams: The Convergence of Communication Collaboration Wrapped in an Application Platform. More than ever before there are so many tools and resources to show one how to gain control and empower the business in areas like adoption and governance. Key Resources for Teams App Platform Deployment & Governance.

Resources 360

Resources Tools Innovation Community 360

Perficient

DECEMBER 16, 2020

Humanity, Courage, Selflessness, Sacrifice, Kindness, Conscious well-being of self and fellow beings, Judicious usage of available resources and more so have become the need of the hour. Colleagues formed teams, chose their favourite charitable cause, pooled the money and executed with passion & kindness.

Resources 508

Resources Groups US Operations 508

Independent Banker

NOVEMBER 30, 2022

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Bank of Montana, Missoula, Mont.;

Community Bank 169

Community Bank Community Montana Leadership 169

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

Perficient

NOVEMBER 13, 2020

One Friday afternoon, the People team (our Human Resources department) took a break and brought out the easels, paints, and secret talents for a super special team happy hour. See open jobs or join our talent community for career tips, job openings, company updates, and more! Building Culture One Paint Stroke at a Time.

Resources 340

Resources US Community Training 340

Perficient

FEBRUARY 10, 2021

While the Centers for Disease Control and Prevention(CDC ) recommends healthcare consumers over 65 get vaccinated, few communications have targeted these groups or provided understanding and navigation to how to access the vaccine in their community. How are you reaching them?

New York City 484

New York City social media Community System 484

ABA Community Banking

OCTOBER 21, 2024

The ABA Foundation named seven banks as 2024 Community Commitment Award winners. The post ABA Foundation announces winners of Community Commitment Awards, Distinguished Service Award appeared first on ABA Banking Journal. Raul Valles of Dallas Capital Bank in Texas to receive the George Bailey Distinguished Service Award.

Community 52

Community Dallas Texas Capital 52

Perficient

JULY 29, 2020

They focus predominantly on swiftly implemented self-service, community support, communication, and outreach. Boost existing resources with powerful enhancements. Automate user interaction with chatbots. Meet call center demand… at scale. Cultivate rapid, tailored outreach powered by CRM.

Meeting 365

Meeting Resources Technology Management 365

Perficient

JANUARY 28, 2021

Enable 2FA: Use two-factor authentication for managing access to resources. You can get involved at home, at work, and in your community. See open jobs or join our talent community for career tips, job openings, company updates, and more! Password Rotation: Change your passwords every 90 days or less.

Data 535

Data Security Software Community 535