Perficient

JULY 7, 2021

The Office of the Comptroller of the Currency (OCC) has released 16 Community Reinvestment Act (CRA) performance evaluations. Citizens National Bank of Texas. Community Development Bank FSB. Texas National Bank. These evaluations are based on on-site examinations by OCC-trained staff. eleven were rated Satisfactory.

National 309

National Texas Tennessee CA 309

ABA Community Banking

OCTOBER 21, 2024

The ABA Foundation named seven banks as 2024 Community Commitment Award winners. Raul Valles of Dallas Capital Bank in Texas to receive the George Bailey Distinguished Service Award. The post ABA Foundation announces winners of Community Commitment Awards, Distinguished Service Award appeared first on ABA Banking Journal.

Community 52

Community Dallas Texas Capital 52

Abrigo

FEBRUARY 28, 2025

Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. These could be held in a local branch lobby, community center, or place of worship. Staying on top of fraud is a full-time job. Let our Advisory Services team help when you need it.

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Fraud social media Training Community 221

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

Abrigo

MARCH 12, 2025

Protecting customers from disaster fraud In the aftermath of hurricanes, wildfires, floods, and other natural disasters , vulnerable communities often see an uptick in disaster fraud schemes designed to steal personal information or relief funds from would-be donors. Find out how Abrigo Fraud Detection stops check fraud in its tracks.

Fraud 195

Fraud North Carolina California social media 195

Abrigo

MARCH 21, 2025

The work being done in compliance departments across banks and credit unions is about more than just meeting regulatory requirementsits about protecting communities and stopping criminals in their tracks. Behind every investigation, there are people working diligently to identify and report financial crimes, often before the damage is done.

Fraud 221

Fraud Compliance System Tools 221

CFPB Monitor

JULY 31, 2023

The Texas federal district court hearing the lawsuit challenging the validity of the CFPB’s final rule implementing Section 1071 of the Dodd-Frank Act (Rule) has issued an order that preliminarily enjoins the CFPB from implementing and enforcing the Rule “pending the Supreme Court’s reversal of [ Community Financial Services Association of America (..)

Texas 145

Texas America Lending Community 145

Independent Banker

AUGUST 31, 2021

Here’s what community bankers need to know when planning their budgets for the next year. These days, there’s a lot to contend with as a community bank, from changing consumer behaviors due to the pandemic to uncertainty surrounding the economy and inflation. By Cheryl Winokur Munk. Quick stat. Source: 2021 Provident Bank survey.

Community Bank 170

Community Bank Community Lending Leadership 170

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

MAY 31, 2022

Community banks have a choice about addressing the problem: Remain vulnerable or be vigilant. Fraud and cybercrimes continue to increase, causing challenges for community banks. But there’s plenty community banks can do to meet this challenge. Fraud and cyber attacks are on the rise, and at great expense to the industry.

Community Bank 134

Community Bank Community Fraud Texas 134

Abrigo

FEBRUARY 6, 2025

Connect with an expert Red flags of a confidence scam To help clients and community members recognize and avoid confidence scams, financial institutions should educate them on the following warning signs: Too good to be true: If the person you're communicating with seems too perfect, be cautious.

Fraud 221

Fraud social media Software Video 221

PYMNTS

FEBRUARY 7, 2020

There’s community-based and community-driven. The brand is well-known for using its community of skateboarders for design ideas and marketing. The studio will serve as a central hub for consumers and creatives, with the goal of giving back to the local community. Our downtown L.A. “Downtown L.A.

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Los Angeles Community Branding social media 141

CFPB Monitor

AUGUST 7, 2023

Texas First Bank (Texas First), Independent Bankers Association of Texas (IBAT), and Independent Community Bankers of America (ICBA) (collectively, Proposed Intervenors) have filed an unopposed motion seeking leave from the court to intervene in the lawsuit challenging the CFPB’s final small business lending rule (Rule).

Community Bank 78

Community Bank Texas Community Lending 78

Bank Innovation

NOVEMBER 12, 2018

The six startups were selected for participation after a rigorous review process by INV Fintech and its partners, which include Fiserv, TIAA, BB&T, Standard Bank of Africa, and Texas Capital Bank. […].

Fintech 284

Fintech Texas Capital Innovation 284

PYMNTS

JUNE 13, 2018

A Texas court ruled on Tuesday (June 12) against delaying the compliance date for the Consumer Financial Protection Bureau ’s rule on payday loans. A lawsuit had aimed to block the new federal rules that would limit these short-term loans that some critics say can force people into serious debt. But the U.S.

Texas 112

Texas Lending Austin Regulation 112

CFPB Monitor

AUGUST 16, 2023

Two new developments occurred yesterday in the Texas lawsuit challenging the CFPB’s final small business lending rule (Rule).

Texas 78

Texas Community Community Bank Lending 78

PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. has dropped from 8,000 in 2004 to about 5,400 in 2018. Strengthening SMB Ties.

Community Bank 123

Community Bank Community Payments Fintech 123

Abrigo

FEBRUARY 27, 2025

Reach out to the community by offering complimentary fraud education opportunities at community centers and places of worship or invite attendees to a branch for an in-depth fraud session. Banks and credit unions should educate clients on how these scams operate and encourage them to verify all wire requests independently.

Fraud 195

Fraud How To Strategy Security 195

CFPB Monitor

FEBRUARY 7, 2024

Several national and Texas banking and business trade groups have filed a lawsuit in the U.S.

Texas 78

Texas Community Groups FDIC 78

CFPB Monitor

AUGUST 17, 2023

Continue Reading

Texas 78

Texas Community Bank Community Lending 78

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Bank Innovation

APRIL 28, 2017

In the blue-collar community of Clute, Texas, […]. There are advantages to being local Whether they prefer to interact with an institution online or in person—or a combination of the two—millennials tend to look for organizations that are involved in making their area a better place to live.

Texas 170

Texas Millennials Community Online 170

Abrigo

JANUARY 17, 2024

Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. One issue that hurts people and communities everywhere is human trafficking, and January is Human Trafficking Awareness Month.

Training 259

Training Community Software Texas 259

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

Resources 115

Resources Community Bank Community Texas 115

Independent Banker

FEBRUARY 28, 2023

Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. By Mindy Charski People share important data about themselves with their community bank in myriad ways. Data about existing customers can even help community banks improve their efforts to find new customers.

Community Bank 129

Community Bank Community Marketing Data 129

Perficient

JULY 10, 2020

As these services are typically elective care, further shut-downs – as is happening in Texas right now – present additional financial loss. COVID exposed the fragility of many systems’ operating models: an over-reliance on a small number of services to fund expenses across the enterprise.

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US Marketing Automation Marketing System 522

CFPB Monitor

AUGUST 23, 2023

The CFPB has filed its opposition to the motion for a preliminary injunction filed by the intervenors in the Texas federal court lawsuit challenging the CFPB’s final small business lending rule (Rule). The intervenors are several credit unions, community banks, and credit union and community bank trade associations.

Texas 78

Texas Lending Community Bank Community 78

Abrigo

MARCH 20, 2015

Based on an analysis of data from more than 6,500 banks across the country, Sageworks recently identified America’s healthiest banks by their Texas Ratios. with the lowest Texas Ratios. Regionally, Southern banks included the highest number of institutions with a zero Texas Ratio, with 16 of their top 20. Blog Bank'

Texas 150

Texas Regional California Community Bank 150

American Banker

SEPTEMBER 11, 2020

At a time when many lenders are shying away from an industry hit hard by the pandemic, State Bank of Texas is going all in.

Texas 83

Texas Lending Industry Community Bank 83

PYMNTS

JUNE 18, 2018

Sometime in the near future, a gig economy or remote worker who lives in an apartment building in Austin, Texas might start their day like this: They will leave their apartment and walk downstairs to a coffee shop where they will grab an iced latte. In fact, the number of members in coworking spaces is projected to grow to 3.1

Community 119

Community Austin Texas Comparison 119

PYMNTS

NOVEMBER 19, 2019

The report cited disasters, such as Hurricanes Maria in Puerto Rico or Harvey in Texas, where those affected might not have any access to the information needed to file a claim, such as policy documents, land ownership records, personal identification and more. As Cointelegraph reported, U.K.

blockchain 217

blockchain Puerto Rico Virgin Islands United States 217

PYMNTS

MAY 6, 2019

NCR, an Atlanta-based payments technology company, has acquired Texas P.O.S., The management department of Texas P.O.S. The management department of Texas P.O.S. and three of those are in Texas. When Texas P.O.S. When Texas P.O.S. Texas P.O.S. NCR now has 15 offices in the U.S.,

Texas 124

Texas Houston Technology Company 124

PYMNTS

JANUARY 21, 2019

Chad Prashad, chief executive of World Acceptance, told The Financial Times that the company is seeing increased demand in Texas and the Southeast, two areas where airports employ government workers. which operates a pawnshop in Austin, Texas, has seen its stock climb 20 percent since the closure of the government. Meanwhile EZ Corp.,

South Carolina 181

South Carolina Texas Austin Lending 181

PYMNTS

SEPTEMBER 23, 2016

The app will enable community financial institutions (CFIs) to compete with larger financial institutions by providing their business banking customers with iOS and Android access to this secure and easy-to-use account management platform. NCR announced on Thursday (Sept. 22) it launched a new app dubbed Business Banking Mobile.

El Paso 100

El Paso Community Bank Community Mobile 100

Abrigo

MARCH 22, 2017

In September 2016, more than 240 bankers and industry experts from both community banks and credit unions attended the Risk Management Summit in Austin, Texas. The Summit is the industry’s leading life-of-loan conference, spanning business development through portfolio risk management in a CECL - current expected credit loss - world.

Risk Management 186

Risk Management Management Conference Denver 186

Abrigo

JULY 13, 2017

In September 2016, more than 240 bankers and industry experts from both community banks and credit unions attended the Risk Management Summit in Austin, Texas. The Summit is the industry’s leading life-of-loan conference, spanning loan origination through portfolio risk management in a CECL - current expected credit loss - world.

Risk Management 170

Risk Management Management Denver Conference 170

Abrigo

DECEMBER 26, 2024

However, community banks, in particular, face challenges in quantifying risk and applying compliance measures using a risk-based methodology, Brewer said. A formal requirement for institutions to develop and update risk assessments is among the expected changes.

Fraud 195

Fraud Compliance South Dakota Resources 195