South State Correspondent

APRIL 1, 2025

Secure Authentication: RCS offers stronger security features compared to SMS, making it a viable option for two-factor authentication and other bank security measures. Security Concerns: Despite its enhanced security features, RCS is still susceptible to cyber threats.

Marketing 195

Marketing Security Analytics User Experience 195

Perficient

MARCH 17, 2021

Nearshore software development empowers companies across all industries to accelerate digital initiatives while reducing cost. However, companies within certain industries may be more hesitant to incorporate a nearshore delivery model into their software development projects due to federal regulations around information and data security.

Software 508

Software Regulation Industry United States 508

PYMNTS

OCTOBER 25, 2020

Touting 5G data speeds that are already 25 times faster than current 4G technology (and will eventually be 100 times faster), the two companies said the security, reliability and ultra-low lag times will bring increased efficiency and reduced costs. Making 5G a Reality.

Technology 257

Technology Samsung Mobile United States 257

PYMNTS

NOVEMBER 3, 2020

He said consumers will get impatient and abandon a transaction when they try to make a simple, relatively low-priced purchase and find themselves mired in a 25-step process that seems like a lot of incomprehensible security overkill. He believes that with some forethought, any company can build an effective fraud-fighting process.

Fraud 301

Fraud Security Tools User Experience 301

Perficient

JANUARY 28, 2021

As we mostly are working remotely these days, securing your space when you’re not in the safeguards of the office walls are critical. Perficient places a high value on data security and has several processes and tools in place to protect colleague and client information, but what about the everyday person?

Data 535

Data Security Software Community 535

PYMNTS

OCTOBER 19, 2020

19) announced that its Sigma Instant Desktop Issuance product will set “the standard for simple, secure and smart instant-ID solutions across enterprise, healthcare, government, higher education and financial institutions (FIs)." The Entrust website describes the company as “the leader in credit card production systems.”

Security 245

Security System Cards Minneapolis 245

PYMNTS

AUGUST 13, 2020

By comparison, the first 3-D Secure (3DS) technology provides consumers with a user experience marked by lengthy times for processing and verification. In addition, the company said card networks like Mastercard and Visa have registered as high as a 10 percent rise in authentication rates on transactions with EMV 3DS.

Technology 248

Technology User Experience Fraud Comparison 248

Perficient

MARCH 30, 2023

Security Traditionally, information was said to be most secure when separated and segmented. However, the cloud’s structure makes data segmentation more complex and potentially more vulnerable if the correct security measures are not followed. For many, this means starting their journey using microservices.

Data 492

Data Security Training Regional 492

PYMNTS

AUGUST 5, 2020

Tim Horton , head of global merchant security and fraud solutions at Fiserv , told a recent PYMNTS Masterclass that online purchases have more than doubled year on year in the general retail segment, while online grocery sales have surged by 250 percent. The costs of getting it wrong are big, Horton said.

Security 267

Security Fraud Data Online 267

PYMNTS

NOVEMBER 10, 2020

Atlanta payments encryption firm Bluefin is partnering with New York mobile payments processor PAAY to advance eCommerce security. Founded in 2007 by Miles and John Perry, who serves as chief executive officer, Bluefin specializes in encryption and tokenization payment and data security. . also known as 3DS 2.0

Security 233

Security New York Atlanta Fraud 233

Perficient

MARCH 11, 2021

Sign in with Apple takes a strong stance on security and privacy by gaining independence from external identity providers. Sign in with Apple incorporates these four principals of privacy to ensure their users’ data and personal information are secure. Security is bolstered through a two-factor authentication. How Does It work?

User Experience 294

User Experience Apple Security Conference 294

Perficient

FEBRUARY 27, 2025

This will require being more inquisitive and innovative compared to previous years, as the adoption of AI and cloud technologies continues to expand. To stay ahead, banks should adopt compliance technologies that automate regulatory reporting and help them stay agile in a rapidly changing landscape.

Banking Trends 221

Banking Trends Trends Digital Banking Customer Experience 221

Perficient

MARCH 17, 2025

The financial services sector is experiencing transformative changes driven by technological advancements and innovative trends. First, they should form strategic partnerships with fintech companies and non-financial platforms to extend their reach and integrate their services effectively.

Trends 221

Trends Analytics Compliance Strategy 221

Perficient

FEBRUARY 3, 2021

Customers have multiple options for each service or good they are seeking, and the companies who take time to dedicate personalized ads, or messaging, will truly prosper. Companies have access to unlimited customer data, so why not utilize that information to help formulate specific messaging and offers for their customers?

Trends 423

Trends Industry Data Tools 423

Perficient

OCTOBER 28, 2024

The CFPB rule requires companies that use these algorithmic appraisal tools to: put safeguards into place to ensure a high level of confidence in the home value estimates; protect against the manipulation of data; avoid conflicts of interest; and comply with applicable nondiscrimination laws.

Regulation 221

Regulation Fraud Tools Compliance 221

Perficient

JUNE 5, 2020

Google Cloud will now be the preferred cloud platform for HCL Commerce, taking advantage of the global reach, security, and elasticity of Google Cloud. HCL has already shared plans to bring the full power of the Google Cloud portfolio to build the limitless scalability of cloud-native technology to HCL Commerce.

Google 540

Google Software Data Technology 540

Abrigo

FEBRUARY 28, 2025

The technology used to perpetrate financial crimes may be changing, but these common fraud typologies aren't going anywhere. Synthetic identity fraud Fraudsters combine real and fake personally identifiable information (PII) to create fictitious identities used to open bank accounts, secure loans, or conduct other fraudulent activities.

Fraud 221

Fraud social media Training Community 221

Perficient

JANUARY 31, 2022

One area mentioned by the company as an issue was a gap in its multi-factor authentication (MFA) system. The company did not specify whether hackers intercepted one-time passwords, whether Crypto.com’s system allowed transactions to go through without the passwords, or whether something else occurred.

Security 294

Security Risk Management Customer Experience Knowledge Base 294

Perficient

FEBRUARY 2, 2023

Security/Biometric Payments With the widespread popularity of digital payments continuing to grow, security remains at the forefront of concern for payment companies and their vendor partners. To use this offering, cardholders enrolled a fingerprint to have securely stored on their card.

Industry 471

Industry Trends social media Payments 471

PYMNTS

AUGUST 18, 2020

The tech company said in the filing that it “proposes to conduct experimental propagation testing in the 6 GHz band to produce technical information relevant to the utility of these frequencies for providing reliable broadband connections.”. Separately, the FCC is at work on helping foster 5G wireless networks throughout the country.

Google 349

Google Video Technology Security 349

Abrigo

JULY 27, 2023

Takeaway 1 Regtech uses new technologies such as AI and machine learning to streamline processes that keep organizations compliant. Regulatory technology, or regtech, can improve the efficiency and effectiveness of functions in many workplaces, and banks and credit unions are no exception. Talk to a specialist to learn more.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Takeaway 1 Regtech uses new technologies such as AI and machine learning to streamline processes that keep organizations compliant. Regulatory technology, or regtech, can improve the efficiency and effectiveness of functions in many workplaces, and banks and credit unions are no exception. Talk to a specialist to learn more.

Technology 195

Technology Fraud Compliance Regulation 195

PYMNTS

MAY 16, 2020

But the company wrote in the document that under the system, users could “hold digital currency with the same denomination as the local physical currency (e.g., $100 100 for User A in America, 200 pesos for User B in Mexico and so forth) in order to perform transactions in a secure, fast and reliable way.”.

System 320

System blockchain Regional Security 320

PYMNTS

OCTOBER 7, 2020

As COVID-19 forced companies around the world to rely on technology to work remotely and virtually connect with customers, the pandemic not only accelerated the digital transformation of every organization, but it has also showcased the importance of trust in technology,” the companies stated in a joint news release Wednesday (Oct.

Tools 273

Tools System Security Customer Experience 273

PYMNTS

NOVEMBER 23, 2020

Under that strategy, Visa is pushing to become a “single point of access for initiating multiple transaction types” while also laying the foundation for the “secure movement of money.”. Terms of the deal were not disclosed. Terms of the deal were not disclosed.

Fintech 332

Fintech Regional Strategy Security 332

PYMNTS

JULY 2, 2020

Palantir Technologies has a lot of irons in the fire as it reportedly gets ready for an initial public offering (IPO), including its current drive to raise nearly $1 billion from investors. In federal filing Wednesday (July 1), Palantir said it was offering securities totaling $961,099,010. The amount sold so far, the U.S.

California 251

California Technology Course Security 251

Perficient

OCTOBER 24, 2024

In his speech, Hsu emphasized that the rapid adoption of technology during periods of change, without corresponding adjustment in controls, allows risks to grow undetected until they culminate in financial crises. Hsu discussed the systemic risk implications of AI in banking and finance using a “tool or weapon” approach.

Regulation 221

Regulation Risk Management Compliance Fraud 221

Perficient

NOVEMBER 23, 2020

Financial services companies say the top two challenges facing them are acquiring new customers and creating personalized experiences. In an age where 64% of people would consider banking with a tech company, financial services companies are focused more and more on personalized customer interactions.

Customer Experience 309

Customer Experience Digital Strategies Data Tools 309

Perficient

JUNE 1, 2022

All broker-dealers who are FINRA member firms have an obligation to report transactions in TRACE-eligible securities under an SEC-approved set of rules. TRACE time reporting requirements have numerous intricacies based on the security, the issuance status of the security, and the time of day reporting occurs.

Report 294

Report Security Regulation System 294

PYMNTS

APRIL 23, 2020

More banks are therefore moving away from legacy core systems to embrace cloud-native architectures to power automation and meet the speed expected by consumers, securely. The bank is working with technology giants Google and Microsoft to create new cloud-based tools that will use their cloud computing software.

Digital Banking 262

Digital Banking Security Innovation Google 262

PYMNTS

JANUARY 26, 2021

The financial institution (FI) revealed last week that it is working with Volante Technologies to accelerate its ISO 20022 adoption, leaving Citi to become Volante’s first banking customer to take a unified approach to its global migration to the messaging standard. HashCash Brings Blockchain Tech To Unnamed Bank.

blockchain 355

blockchain Data Fintech Technology 355

PYMNTS

OCTOBER 9, 2020

Leigh Reichel , new chief financial officer of cybersecurity firm INKY Technology Corp. As much as technology has enabled remote workforces, it has also diminished individual relationships and reduced critical screenings, since employees are more likely to verify an email request when they have a personal relationship with the sender.

Branding 292

Branding Fraud Software Security 292

PYMNTS

JANUARY 26, 2021

Visa has debuted a new global partnership with TransferWise after working together on the new Visa Cloud Connect program, allowing FinTechs a new way to securely connect with the cloud, according to an emailed press release Wednesday (Jan. The secure connection will help do away with costly local connections. the release said.

Security 336

Security Cards Fintech Regional 336

Perficient

APRIL 14, 2022

debt market, the Financial Industry Regulatory Authority (FINRA) developed the Trade Reporting and Compliance Engine (TRACE) in 2002 to facilitate the mandatory reporting of OTC bond transactions in eligible fixed-income securities. Treasury Securities to TRACE. To promote transparency in the large U.S. Interested in learning more?

Report 294

Report Compliance Security Regulation 294

PYMNTS

MAY 28, 2020

Welcome Technologies , which works to aid immigrants as they integrate into life in a new country, is partnering with Green Dot for the PODERCard, which will help U.S. Welcome Technologies is using Green Dot’s Banking-as-a-Service technology to create and optimize the features. Less than half of U.S.

Mobile 248

Mobile US FDIC Survey 248

Perficient

DECEMBER 16, 2020

In just over 20 years, Agile methodologies have secured its footing in developing software and digital products. T his year’ s State of Agile Report reveals that 82 percent of companies do not use Agile practices across the ir organization s. . Lía Sánchez, Perficient Global Delivery.

Software 520

Software US America Examples 520

Perficient

OCTOBER 15, 2024

Banks process an astronomical amount of sensitive information daily—think trillions of transactions annually—and they need to manage that data efficiently and securely. Financial services companies like AXA and ABN AMRO rely on these tools to handle everything from compliance workflows to data lineage mapping.

Tools 221

Tools Data Compliance Regulation 221