South State Correspondent

MARCH 3, 2025

Germain Depository Institutions Act of 1982 enabled thrifts to offer money market accounts and expand lending powers, fostering competition with banks. With deregulation in 1980, innovation and efficiency were now held in the highest regard. Treasury bills in comparison, were approximately 11.5% The Garn-St. of C&I lending.

FDIC 195

FDIC Trends Management ATM 195

PYMNTS

DECEMBER 16, 2019

Department of Justice is expanding its antitrust probe to include Google’s online shopping comparison tool, and Visa warns of an increase in fuel dispenser POS cyberattacks. US Antitrust Regs Probe Google’s Shopping Comparison Tool. Also, Uber is negotiating the sale of Uber Eats to India’s Zomato.

Comparison 130

Comparison Tools Google Payments 130

Perficient

FEBRUARY 15, 2021

Attending to these enhancements now while anticipating future needs will require retailers to develop even greater agility and innovation across their fulfillment models. Later innovations added more elements and increased tier coverage. That’s because they have less experience and fewer points of comparison at hand.

Meeting 428

Meeting Study Branding Innovation 428

PYMNTS

JULY 12, 2019

And, in retail, sellers of health and beauty products are very prepared to embrace innovation in comparison to healthcare service providers. percent: Portion of consumer services firms that consider innovation crucial to their survival. $35 35 B: Expected value of the global call center software market by 2025.

Customer Experience 190

Customer Experience Data Comparison Innovation 190

PYMNTS

APRIL 23, 2019

Innovations run the gamut from promo codes to coupons and quick-response (QR) scans in addition to other features such as delivery tracking. Overall, merchants in the $1 trillion accommodation and food services market see digital innovation as key for staying competitive in the space. percent — innovated to remain competitive.

Innovation 150

Innovation Payments Apple Meeting 150

South State Correspondent

JULY 24, 2024

There have been many a banker who has said they want to offer a high-yield account because the “higher interest expense is just like paying marketing costs.” However, the majority of customers require a referral, a marketing effort and a sales effort to bring them in the door. Not bad, but not great.

South Carolina 417

South Carolina Marketing Capital Idaho 417

Accenture: Banking

APRIL 26, 2017

Given that this trend is coinciding in with an ongoing shift by younger consumers towards more innovative channels—the likes of wearables, social media and instant messaging—it’s possible that the continued strong usage of branches is a transitory effect. But our study gives no indication of that. Stay tuned. [1-5]

Millennials 277

Millennials social media Innovation Study 277

Perficient

FEBRUARY 7, 2021

Attending to these enhancements while anticipating future needs will require retailers to develop even greater agility and innovation across their fulfillment models. Later innovations added more elements and increased tier coverage. Targeting customer expectations requires speed and innovation but not precise marksmanship.

Meeting 348

Meeting Customer Experience Branding Innovation 348

PYMNTS

MAY 13, 2019

The estimated value of the global intelligent vending machine market by 2025 is $15 billion. The first big change Vengo made to the vending machine , for instance, was its size – its version is a little over two feet tall, a little less than three feet wide and exactly six inches deep, in comparison to a six-foot tall machine.

Retail 177

Retail Marketing eBook Cards 177

Perficient

APRIL 14, 2022

New product opportunities are being driven by innovation and market conditions. Autonomous vehicles and the Internet of Things (IoT) reflect broader innovation while an aging population and climate change require new risk products to be developed. . Some considerations for future commerce processes include: .

Strategy 332

Strategy Tools Industry Data 332

PYMNTS

AUGUST 30, 2018

By comparison, its mainline spaces average 181,100 square feet in size. It also comes with a bit of staffing twist, as Macy’s own team members will service the brands per a February The Market@Macys report. The pop-up will be further divided up to vendors that will pay Macy’s for a space to have its brick-and-mortar presence.

Branding 143

Branding Los Angeles Innovation Chicago 143

PYMNTS

SEPTEMBER 14, 2018

Cashierless stores aren’t just for mega retailers like Amazon to sell prepared food from their kitchens or products from other producers: Beverage brands, among other companies, are getting into the action and choosing this checkout experience for stores that showcase their own products IRL (“in real life”) as a marketing tool.

Branding 139

Branding Marketing San Francisco Seattle 139

PYMNTS

NOVEMBER 19, 2018

But the same technology that enables those transactions also can bring the benefits of consumer intimacy to small and medium-sized businesses (SMBs) that are often struggling to win more market share in a retail world dominated by the likes of Amazon, Walmart and other large retailers. SMBs cannot afford to fall behind.

Retail 177

Retail Innovation Comparison Training 177

PYMNTS

AUGUST 10, 2018

Hong Kong, by comparison, saw $596.8 Singapore has a FinTech-friendly regulatory framework and has been a good springboard for us to expand into other Asian markets,” InstaReM Co-founder & CEO Prajit Nanu told PYMNTS.com. million that year. million in funding for FinTechs at the time.

Fintech 107

Fintech Marketing Comparison Innovation 107

South State Correspondent

MARCH 14, 2024

In comparison, investments in new technology or new business lines pale in comparison to other strategic investments due to the time and effort it takes to get a business line off the ground. While Blockbuster was investing in marketing and cost-cutting, Netflix agreed to have lower earnings and made an investment in video streaming.

Innovation 195

Innovation Strategy Capital Comparison 195

PYMNTS

DECEMBER 13, 2016

labor market remain focused on full employment, where all who wish to work are pretty much gainfully employed. Thus, innovation suffers. Headlines dissecting the U.S. But within one subsector — that is, tech — there’s a different trend afoot.

Innovation 100

Innovation Survey Comparison Resources 100

Perficient

JANUARY 21, 2021

In a conversation with Gustavo Arroyave , a technical delivery leader with Perficient Latin America, he shares more about the unique culture that elevates our team in comparison to other outsourcing software vendors. This shows how we brought innovation to the development process. Delivery in Action from Our Nearshore Development Team.

Software 309

Software Big Data America Innovation 309

Gonzobanker

JULY 21, 2021

Bankers, there’s no need to feel sorry for the technology vendors that serve your market. A comparison of the relative amount of R&D spending at Big 3 versus other well-known technology providers paints a frightening picture for financial institutions that are relying on Big 3 vendors to steer their technology innovation.

Technology 158

Technology Comparison Survey Financial Technology 158

PYMNTS

MARCH 25, 2019

To connect food delivery platforms with consumers looking for convenience and cost savings, eCommerce innovators are creating aggregators as price and time comparison tools. The Food Delivery Market. FoodBoss is available in markets from Chicago to Washington, D.C., as well as Los Angeles, San Francisco and Seattle.

Los Angeles 161

Los Angeles San Francisco Comparison Seattle 161

PYMNTS

JANUARY 10, 2019

We are always open to innovation. But if innovation means that the consumer is put at a disadvantage and price comparisons are made difficult, then we fight that,” he said. Today’s ruling is not only hostile to innovation. Germany is Amazon’s second biggest market behind the U.S.,

Comparison 143

Comparison Innovation Regional Technology 143

PYMNTS

APRIL 28, 2017

We’re simplifying the process, and, in the same way that price comparison sites have opened up competition in the retail banking space, we believe this will introduce much-needed competition and innovation into the market.

Comparison 166

Comparison Branding Fintech Payments 166

Bank Innovation

JANUARY 31, 2019

Although payments revenue for the quarter still paled in comparison to the company’s quarterly […]. The company’s "payments and other fees" category banked a record $274 million in the fourth quarter of 2018, compared with $193 million in the same quarter of 2017, marking a nearly 42% increase.

Payments 170

Payments Comparison social media Operations 170

PYMNTS

MARCH 18, 2020

And although they are relatively new to the market, they are already evolving forward so that smart speakers are now built with screens. Today’s innovations, she said, are still just a starting place. By comparison, the average human being scores an 87. Voice technology, she noted, offers a good example here.

Training 249

Training Technology Innovation Comparison 249

PYMNTS

JULY 14, 2016

In two directives from EU Competition Commissioner Margrethe Vestager on Thursday (July 14), the EU said Google has abused its dominant position in the digital ad space by favoring its own comparison shopping service in its search results. “Google has come up with many innovative products that have made a difference to our lives. .

Google 100

Google Online Comparison Innovation 100

PYMNTS

MARCH 6, 2018

s exit from the bloc next year, the EU’s executive is set to propose a draft law aimed at boosting the FinTech market throughout the region. A “blueprint” that includes best practices and guidelines for setting up innovation hubs will be released by the final quarter of 2018 for regulatory “sandboxes.” exits the bloc in 2019.

Fintech 136

Fintech blockchain Maine Guidelines 136

PYMNTS

JULY 29, 2019

There are all kinds of skin care startups on the market that promise to deliver some kind of epidermal miracle, particularly on one’s face. Despite growing levels of frustration among their consumers, skincare brands continue to churn out generic formulations catering to the mass market.

Data 190

Data Branding Comparison Marketing 190

PYMNTS

JANUARY 22, 2020

The company plans to use the financing for product innovation and market expansion. Capnamic is excited to have found the best team to bring this new housing experience to everyone and capture a massive market opportunity”. That said, the two groups’ interests are not always aligned,” said Thilo Konzok, founder and CEO at Home.

Comparison 130

Comparison User Experience Analytics Innovation 130

PYMNTS

JUNE 25, 2019

About a fifth, by comparison, had used Venmo for gambling. P2P is finding more use in payments innovation as retailers and service providers rise to consumer demand for more options to split tabs and perform other quick, mobile transactions.

Payments 115

Payments Marketing Millennials Trends 115

PYMNTS

MAY 22, 2019

billion) about two years ago for promoting its own comparison shopping service over competitors. Overall, there has been no meaningful change in the number of users accessing comparison services other than Google’s,” Kelkoo Chief Executive Richard Stables said. The European Commission slapped Google with a fine of 2.4

Google 108

Google Comparison Compliance Regulation 108

PYMNTS

OCTOBER 5, 2018

The Amazon comparison came from Bialick, who also said that the three-year-old firm is looking to become more of a platform for services from various providers, explaining why it has not applied for a banking license. But Bialick said that users are very engaged and that the funding would be used to expand the product” CNBC noted.

Comparison 192

Comparison Fintech Cards Capital 192

PYMNTS

FEBRUARY 19, 2018

As a result, banks are investing in and engaging with FinTech startups to grow their customer base and their market share. To help drive innovation, 25.5 percent of financial institutions are focused on new products, according to the PYMNTS Bank Innovation Readiness Index. To help drive innovation, 25.5

Payments 144

Payments Apple Comparison Virginia 144

PYMNTS

MARCH 26, 2019

The offering will be powered by an automotive commerce platform for connected cars called Xevo Market , and it will let consumers use the touchscreen on their vehicles to place their orders. By comparison, only about two-thirds — or 66.4 Digital Innovations. percent — of commuters followed the same purchasing behavior in 2017.

Phoenix 149

Phoenix Arizona Innovation Comparison 149

PYMNTS

MARCH 4, 2020

Consumers’ appetites for plant-based food is apparently surging, as the market for those products hit a new high of $5 billion last year. She said growth was instigated by innovation in store categories, and that retailers were expanding shelf space to accommodate people’s growing desire for those products. which only rose 2.2

Comparison 159

Comparison Retail Industry Examples 159

South State Correspondent

JANUARY 30, 2024

Marketing and technology (IT) are two budgets that have taken the most significant hit. Banks that want to be more aggressive with innovation and technology can show they are investing more in technology infrastructure, while banks with a strategy to be less tech-focused can be under. As such, bank budgets have come under scrutiny.

Capital 195

Capital Operations Customer Experience Comparison 195

South State Correspondent

NOVEMBER 14, 2023

Comparing the Two Banks Let’s say we have two banks competing in the same market. Both banks are the same size and have the same sized technology, compliance, sales, risk, and marketing budgets. Both banks invest in the same technology and have about the same compliance, risk, sales, and marketing tactics.

Strategy 195

Strategy Technology Compliance Marketing 195

PYMNTS

JULY 7, 2020

The level of market volatility hitting the U.S. and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead.

Lending 171

Lending Industry Fintech UX 171

PYMNTS

APRIL 15, 2019

Lyft’s market cap was a bit lighter by the end of the day Friday, too: $17 billion versus the $23 billion it enjoyed, albeit briefly, on its first day as a public company. That look has many of those same pundits now fretting over how to value both adequately, since apple-to-apple comparisons, they say, are hard. million riders, 1.9

San Francisco 184

San Francisco Comparison Apple Marketing 184