Accenture: Banking

APRIL 26, 2017

For years, we’ve heard people proclaiming the demise of the bricks-and-mortar bank branch, supposedly swept away by customers’ mass-migration to online and—increasingly—mobile alternatives. But as our latest UK banking consumer survey— Beyond Banking —confirms, there’s still plenty of life in the bank branch.

Millennials 277

Millennials social media Innovation Study 277

Bank Innovation

MARCH 1, 2018

UK-based startup Bean, a comparison app which alerts its users to savings opportunities, has officially received approval from the region’s Financial Conduct Authority (FCA), to launch its service, the company announced today.

Comparison 220

Comparison Payments Cards Company 220

BankBazaar

JULY 31, 2023

With this innovation, customers could complete the Know Your Customer (KYC) process online, swiftly and effortlessly. The BankBazaar Dream Team: Meet the ‘Movers’ Behind every success story stands a dream team – the Movers who brought innovation, creativity, and a lot of fun to BankBazaar’s DNA.

Innovation 148

Innovation Cards Branding Tools 148

PYMNTS

DECEMBER 26, 2016

Payments 2016: The Year Of Online And In-Store Convergence Via Mobile. Walmart offers mobile shopping for groceries plus in-store comparisons for deals on electronics. Levi’s is innovating with fashion, encouraging consumers to shop in-store with their mobile phones. Here is the response from Rahul Shah, senior VP at Applause ….

Mobile 125

Mobile Online eBook Payments 125

PYMNTS

AUGUST 13, 2020

By comparison, the first 3-D Secure (3DS) technology provides consumers with a user experience marked by lengthy times for processing and verification. In that instance, merchants have to contend with cart abandonment. Merchants pay $3.13 per lost dollar on average, which marked an increase from $2.94 the prior year, by its measures. “It

Technology 248

Technology User Experience Fraud Comparison 248

PYMNTS

SEPTEMBER 10, 2019

Those services include visual searches, hyper-personalization and seamless omnichannel functionality – all woven together, across online and brick-and-mortar channels, to enhance the consumer experience. Blurring the Divide. Indeed, there are more than 1.1

Retail 247

Retail Comparison Online Data 247

PYMNTS

NOVEMBER 20, 2018

David Yates was working at First Data , running its international business, and online retail, as he recalled in a new PYMNTS interview, was “really starting to lift off.” Once you go into the online world, all the risk changes, and all the pricing changes,” said Yates, now president at Mastercard. Innovation is always coming.

Payments 186

Payments Innovation Mobile Comparison 186

PYMNTS

SEPTEMBER 30, 2019

The latest Payments and the Platform Economy study examines how marketplaces are responding to the counterfeit threat as well as how they are continuing to innovate the customer experience. Online Resale. Sales of counterfeit goods through online marketplaces are expected to hit $1.8 billion per year to fake online sales.

Online 101

Online Fraud Branding social media 101

PYMNTS

MARCH 20, 2019

From SPOT to Starbucks , online platforms and retailers are providing consumers with new ways to place orders or make purchases from the car. By comparison, mobile ordering and payment accounted for 9 percent of those transactions in the fiscal third quarter of 2017. Digital innovations are helping consumers pick up their orders.

Los Angeles 183

Los Angeles Retail Philadelphia Miami 183

Bank Innovation

JANUARY 31, 2019

Although payments revenue for the quarter still paled in comparison to the company’s quarterly […]. The company’s "payments and other fees" category banked a record $274 million in the fourth quarter of 2018, compared with $193 million in the same quarter of 2017, marking a nearly 42% increase.

Payments 170

Payments Comparison social media Operations 170

PYMNTS

MARCH 18, 2020

And she noted, as the world has watched a global pandemic unfold around COVID-19, the disease caused by the coronavirus , the power of that multimodal interactivity has become particularly important as consumers have sought the provision of healthcare services online and as workers have headed out of their offices to conduct business remotely.

Training 249

Training Technology Innovation Comparison 249

PYMNTS

JUNE 7, 2018

Finastra said this week at Money20/20 Europe that it is making the trio of core components tied to its FusionFabric.cloud platform available for open innovation, eyeing the drive to open banking. FusionStore offers an online marketplace for trying and buying applications.

Fintech 186

Fintech Comparison Innovation Analytics 186

PYMNTS

MAY 22, 2019

European Competition Commissioner Margrethe Vestager said measures put in place for Google to boost competition in online shopping results appear to be working, according to a report by Reuters. billion) about two years ago for promoting its own comparison shopping service over competitors. billion euros ($2.7

Google 108

Google Comparison Compliance Regulation 108

PYMNTS

MARCH 25, 2019

To connect food delivery platforms with consumers looking for convenience and cost savings, eCommerce innovators are creating aggregators as price and time comparison tools. percent of customers of those establishments see online and app ordering as a feature important to success. percent of QSR managers and 83.6

Los Angeles 161

Los Angeles San Francisco Comparison Seattle 161

PYMNTS

DECEMBER 23, 2020

These features are only offered by 32 percent and 21 percent of bottom performers, by comparison.”. Thirty-eight percent and 37 percent say the same for the ability to order online and the ability to pay online, respectively,” per the Index. And The Most Important Feature Is ….

Mobile 207

Mobile Comparison Digital Strategies Operations 207

PYMNTS

JANUARY 14, 2021

The company said that while retailers often come up with innovations , “bringing these ideas to in-store trials, iterating them quickly and rolling them out at scale takes years. But beyond just helping customers, the system helps merchants collect the kind of data within a store that they get when someone shops online. Enter Elera.

System 189

System Retail US Data 189

PYMNTS

SEPTEMBER 22, 2020

Consumer packaged goods (CPG) – which just four years ago had only a 1 percent penetration rate online – are capturing the digital shift in a dramatic way during the pandemic. As the crisis pushed online grocery into exponential growth during the crisis, CPG companies are finally starting to sell and advertise online.

Company 140

Company Capital Online Resources 140

PYMNTS

OCTOBER 10, 2017

Here are three innovators of many who have found ways to not only cut back on food waste, but also, in some cases, turn a profit on food that would have otherwise ended its life in a landfill. By comparison, making vodka from leftover bread and other discarded starches sounds positively tasty. Hands-On Mobile App.

Innovation 100

Innovation Boston New York Comparison 100

PYMNTS

JUNE 27, 2017

Apart from the hefty fine, the EC has given Google 90 days to “stop its illegal conduct” and offer other price comparison services the chance to compete on a balanced playing field. It denied other companies the chance to compete on the merits and to innovate. Google has been ordered to pay 2.4 billion euros ($2.7

Google 111

Google Comparison Operations Online 111

PYMNTS

NOVEMBER 29, 2017

When it comes to payments and technology innovations, some industries are seeing massive growth, and others are seeing declines. By comparison, U.S. 44 percent | The amount of all 2017 online commerce in the U.S. (4 consumers spent roughly $55 billion on smartphones last year.

Data 116

Data blockchain Comparison Industry 116

PYMNTS

NOVEMBER 2, 2020

The Prime, Plus Membership Face-off: In-store Versus Online. 15 with a membership bundle that seems fairly pedantic by comparison, even though they say more goodies are coming soon. In 2018, Amazon was reportedly in talks with regulators to launch an insurance comparison website. Walmart+ launched on Sept.

Millennials 246

Millennials Retail Online Report 246

PYMNTS

NOVEMBER 7, 2017

People on social media will engage in online debate for almost any reason — sometimes no reason at all. By comparison, there are more than 150 McDonald’s. According to Foursquare , the answer is yes. Unsurprisingly, fast food patrons immediately began warring on social media about whether or not the results could be trusted.

Innovation 100

Innovation Oregon social media Payments 100

Abrigo

MAY 20, 2015

A recent American Banker article, “ Beyond Apple Watch: Banks Explore Apps for Other 'Things' ,” provided some additional insight to the ways in which banks, credit unions and their vendors are preparing for the day when everything is “smart” and connected online.

Apple 150

Apple Mobile Comparison Innovation 150

PYMNTS

APRIL 4, 2018

Through platforms such as Slice , small pizzerias can tap into technology that allows their customers to order pizza online for pickup or delivery — just like the larger national chains. By comparison, Sela said 60 percent of the big pizza chains’ business is digital, leaving room for small pizzerias to grow their digital order base.

San Francisco 128

San Francisco Comparison social media Online 128

PYMNTS

APRIL 15, 2019

That look has many of those same pundits now fretting over how to value both adequately, since apple-to-apple comparisons, they say, are hard. And they are – mostly because there’s not an apple-to-apple comparison to be made. We’ve seen online advertising disrupted by Google, Facebook and now Amazon. The company reports 30.7

San Francisco 184

San Francisco Comparison Apple Marketing 184

PYMNTS

JANUARY 21, 2020

That company recently made its own play to have more of a digital and mobile role in the restaurant world, buying Preoday , a firm that focuses online ordering technology, increasingly important — even table stakes — to every operation from global fast-food chains to local fish-and-chip lunch counters. But that comparison goes only so far.

Mobile 148

Mobile Trends United States Online 148

PYMNTS

SEPTEMBER 15, 2020

Similarly, industry and society are moving on to new experiences in futuristic online “worlds” with functioning economies where real-world and virtual events commingle in an evolution of social media-style community offering safety from COVID and, increasingly, commerce. Murmurs From The Metaverse. million viewers.

Indianapolis 160

Indianapolis social media Comparison Washington 160

PYMNTS

JUNE 2, 2020

Try comparing the numbers of the COVID-19 economic asteroid hit to anything that came before, and it quickly becomes apparent that there is no apt comparison. The COVID-19 pandemic has been a catalyst for small firms’ innovation, with 71.7 Contrast that with roughly 40 million who have lost jobs in the first months of 2020.

Maine 131

Maine Survey Comparison Operations 131

PYMNTS

MARCH 26, 2019

By comparison, only about two-thirds — or 66.4 Digital Innovations. Beyond turning to in-car commerce, Domino’s has introduced additional digital innovations to make it easier for consumers to order that buffalo chicken or pepperoni pizza — or drive loyalty. percent — of commuters followed the same purchasing behavior in 2017.

Phoenix 149

Phoenix Arizona Innovation Comparison 149

PYMNTS

DECEMBER 20, 2018

Dynamic pricing promises to keep making strides in 2019, with vendors updating their repricing software (“repricing” is another term for “dynamic pricing”), and online sellers engaging in increasingly fierce competition to win the buy box. earlier in December launched a repricing software product for Walmart online marketplace sales.

Software 157

Software Retail Analysis Online 157

PYMNTS

DECEMBER 16, 2019

It also means that pharmacies — whether brick-and-mortar or online — are popular places, perhaps even part of a weekend to-do list that includes holiday retail shopping. That is certainly one possibility for innovation and disruption in the retail pharmacy space. Rising Costs. Recent research supports that point. Larger Trends.

Mobile 142

Mobile Retail Innovation Course 142

PYMNTS

JUNE 5, 2020

percent of consumers were shopping for retail goods online as of May 23, up from the 32.5 percent increase of consumers who shopped online for retail goods on April 11 and 24.1 million consumers are now shopping online, compared to the 66.4 However, even the high end needs to be online. The research shows that 35.7

Retail 131

Retail Online Texas Comparison 131

South State Correspondent

SEPTEMBER 19, 2024

SBA Lending – The Digitized Comparison To contrast traditional SBA lending, let’s look at similar economics for a digitized line whereby the customer utilizes an online or mobile platform and both lenders and credit personal have the workflow digitized for efficiency. This is an example of scalability in banking.

Examples 195

Examples Lending Operations Management 195

PYMNTS

SEPTEMBER 11, 2017

Like any other online marketplace, a data market is a virtual destination where goods and services are bought and sold. Marketplaces of the eCommerce variety are the most obvious comparison (Amazon, eBay), but think hosted services as well (Uber, Airbnb, Match.com). Innovation should be an equal opportunity endeavor.”.

Data 158

Data US Training Trends 158

PYMNTS

JANUARY 22, 2021

According to a press release, the Texas-based airline is launching what it calls “Flagship Cellars,” a joint venture with online wine retailer Vinesse that will offer home delivery of a specially curated menu of selections normally only sold to its super-premium Flagship passengers. “We million per day. Tough Times, New Thinking.

Comparison 147

Comparison Texas Operations Retail 147

PYMNTS

MARCH 4, 2019

Those figures — and the gap between them — underscore how much ground Amazon must gain to achieve anything resembling a dominant position in grocery, where delivery and technology innovation are slowly but steadily transforming the traditional brick-and-mortar food-buying experience. For example, at a 32.7 percent of home furnishings, 9.3

Los Angeles 143

Los Angeles Retail Maine Chicago 143

PYMNTS

AUGUST 10, 2018

Hong Kong, by comparison, saw $596.8 Among the startups in Singapore’s burgeoning FinTech scene is InstaReM , which seeks to disrupt traditional cross-border remittances business with online and mobile platforms. million that year. million in funding for FinTechs at the time. Singapore overtook Hong Kong in FinTech funding in 2016.

Fintech 107

Fintech Marketing Comparison Innovation 107