South State Correspondent

APRIL 8, 2025

Managing Loan Life – Portfolio Comparisons Assume two community banks with identical $1Bn commercial loan portfolios (same credit quality, overhead and maintenance costs, etc.) Of the $80mm in new loan bookings, $20mm is organic growth from market expansion and $60mm from other banks through intense competition.

Management 195

Management Community Comparison Examples 195

PYMNTS

SEPTEMBER 12, 2019

For a consumer who wants to cook at home, but doesn’t necessarily want to spend a lot of time preparing for that process, there are no shortage of options on the market. But within that market the company has built a sizable presence, recently announcing an active subscriber base of 200,000 monthly customers.

Marketing 246

Marketing Comparison Branding National 246

South State Correspondent

APRIL 9, 2025

We developed an accuracy-based framework to have agents crawl various bank websites and rate the website on a scale from 0 to 100 with 100 signifying the fact that the website contained enough information to evaluate various transaction, savings and money market accounts and then the agent could successfully complete the opening of a single account.

How To 221

How To Data Security Management 221

South State Correspondent

MARCH 3, 2025

Germain Depository Institutions Act of 1982 enabled thrifts to offer money market accounts and expand lending powers, fostering competition with banks. Unfortunately, many banks were not equipped to manage deposit volatility as they got in a rate war for money market accounts and Super Now accounts. The Garn-St. of C&I lending.

FDIC 195

FDIC Trends Management ATM 195

PYMNTS

DECEMBER 16, 2019

Department of Justice is expanding its antitrust probe to include Google’s online shopping comparison tool, and Visa warns of an increase in fuel dispenser POS cyberattacks. US Antitrust Regs Probe Google’s Shopping Comparison Tool. Also, Uber is negotiating the sale of Uber Eats to India’s Zomato.

Comparison 130

Comparison Tools Google Payments 130

BankUnderground

MAY 16, 2024

However, the ways in which the financial system found willing lenders for these borrowers, and intermediated the risk through the system of market-based finance , differ. How do markets find a lender for every borrower? An example is the severe and sudden repricing of the UK gilt market in Autumn 2022.

Comparison 128

Comparison US Strategy Marketing 128

PYMNTS

DECEMBER 1, 2020

When PYMNTS last measured Amazon’s take of the total eCommerce business it found that it touched just north of 50 percent for Q1 2020 in eCommerce market share (51.2 By comparison, Walmart.com’s income breakdown was much more even, with 44 percent in the top and bottom brackets and 41 percent in the middle. That dropped to 44.4

Marketing 181

Marketing Data Survey Comparison 181

South State Correspondent

MAY 22, 2024

Though transit passengers include more than office workers, ridership comparisons over time provide insight into traffic coming into urban centers. Because of strong corporate earnings and substantial employment, the office market is getting a reprieve from a full-fledged downturn. Public transit ridership is one metric we track.

Lending 195

Lending Marketing Philadelphia San Francisco 195

South State Correspondent

JULY 24, 2024

There have been many a banker who has said they want to offer a high-yield account because the “higher interest expense is just like paying marketing costs.” However, the majority of customers require a referral, a marketing effort and a sales effort to bring them in the door. Not bad, but not great.

South Carolina 417

South Carolina Marketing Capital Idaho 417

PYMNTS

MARCH 23, 2020

One market expert says that the COVID-19 outbreak will probably bring the housing market to a stop. In comparison to the weekend of March 8, there were 28 percent fewer open houses during the March 15 weekend in New York City. Kapfidze recommends that in the interim that the government extend lenders lines of credit.

Marketing 151

Marketing New York City New York United States 151

PYMNTS

AUGUST 5, 2020

5) announced it is launching a new online platform called Market Trends, aimed at banks and financial institutions across Europe. Mastercard Market Trends delivers a single point of access to the key information banks need to inform smarter decisions with better outcomes,” said Mark Barnett, president of Mastercard Europe, in the release.

Trends 249

Trends Analysis Comparison Leadership 249

PYMNTS

MAY 13, 2019

The estimated value of the global intelligent vending machine market by 2025 is $15 billion. The first big change Vengo made to the vending machine , for instance, was its size – its version is a little over two feet tall, a little less than three feet wide and exactly six inches deep, in comparison to a six-foot tall machine.

Retail 177

Retail Marketing eBook Cards 177

Perficient

SEPTEMBER 9, 2020

People have been talking about content marketing for years. The effects of good content marketing can be long-lasting, offering ongoing engagement while other tactics capitalize on shorter-term opportunities. Content marketing is a marathon, not a sprint. Understanding the market and competition is a good place to start.

Google 429

Google social media Branding Marketing 429

PYMNTS

SEPTEMBER 21, 2020

For retailers, the fourth quarter of 2020 is likely to see a media blitz that will make other years pale in comparison. Unspent budget from big box retailers will be let loose as early as Oct. 15 to catch what they hope is pent-up demand from a consumer base in need of a good holiday. Now, the where.

Retail 169

Retail social media Marketing Branding 169

PYMNTS

JANUARY 14, 2020

and Canada can use Omio for price comparisons and other travel details and then book their trips, all on one platform. South America and parts of Asia are still markets we’re actively interested in — we don’t see it particularly as a question of either/or but have chosen to focus resources on North America to start with,” he added.

Marketing 131

Marketing US America Comparison 131

Perficient

MARCH 2, 2021

During the course of the many assessments, roadmap sessions and implementation projects I have participated in and delivered successfully along with my teams, I have noticed some prevailing notions that can hinder progress and can even lead to some confusion with regards to how the Oracle Cloud SCM suite compares to the Oracle EBS SCM suite.

Exercises 322

Exercises Comparison Apple Meeting 322

Perficient

FEBRUARY 9, 2021

In marketing and design circles we often measure success in terms of meeting customer expectations. Prior experience, advertising, word-of-mouth marketing, digital interactions and belief in future value to be delivered are just a few of the factors that influence expectations, as we’ll soon see. Signals that Shape Desire. What’s Next?

Meeting 309

Meeting Customer Experience Branding Millennials 309

PYMNTS

JULY 12, 2019

And, in retail, sellers of health and beauty products are very prepared to embrace innovation in comparison to healthcare service providers. 35 B: Expected value of the global call center software market by 2025. 35 B: Expected value of the global call center software market by 2025. All This, Today In Data.

Customer Experience 190

Customer Experience Data Comparison Innovation 190

Abrigo

MARCH 27, 2025

Industry conditions Market shifts, regulatory changes, sector-specific risks. Back-testing capability Allows comparison of past predictions with actual performance. Portfolio changes Credit mix, loan concentrations, underwriting adjustments. Borrower-specific factors Changes in creditworthiness, collateral values.

How To 195

How To Data Lending Comparison 195

BankUnderground

JANUARY 21, 2021

For most of us buying insurance nowadays, price comparison websites offer plenty of choice. But how much competition in insurance markets is there? We find competition generally works well in UK life and non-life insurance markets, despite increases in life market concentration over the past 25 years.

Marketing 116

Marketing Analysis Policies Regulation 116

Perficient

DECEMBER 7, 2020

Talk to brokers, employers, members, and your sales and marketing teams to gather this intel. In the case of my friend, who leads a B2B health plan marketing team at her organization, her pain points revolve around not having insight into the clients currently receiving a quote or approaching renewal. Where does most of the pain exist?

Groups 294

Groups Comparison Industry Tools 294

Perficient

FEBRUARY 15, 2021

By understanding the elements that mean the most to their customers, designers and marketers can create more effective offers and messages. That’s because they have less experience and fewer points of comparison at hand. Novice buyers are typically more price sensitive.

Meeting 428

Meeting Study Branding Innovation 428

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 134

Marketing Policies Study Tools 134

PYMNTS

NOVEMBER 20, 2020

We think the trends in the labor market should roughly follow what we expect for consumer spending — job growth should weaken noticeably around the turn of the year as the virus weighs on the economy, and then pick up again early next year once vaccine distribution eases virus concerns and fiscal support boosts growth." . billion, or 13.2

Comparison 196

Comparison Analysis Survey Trends 196

PYMNTS

APRIL 7, 2020

percent by the same comparison. Jaimee Minney, senior vice president of marketing at Rakuten Intelligence says the coronavirus pandemic is introducing shoppers to the concept. For the period of Jan. 1 through March 15, sales increased 61.3 percent and the number of orders rose 57.6 BOPIS orders saw the highest increases.

Online 130

Online Marketing Comparison Capital 130

Qudos Bank

JULY 11, 2021

Instead, most people attend a few open homes to learn about the local market and understand what good value looks like, before making their purchase decision. When you’re looking for a new home, it’s unlikely that you end up buying the very first one you see.

Comparison 98

Comparison Marketing 98

PYMNTS

OCTOBER 12, 2020

From Mao’s view, in Asian markets where cash had historically dominated, mobile wallets filled a need for an easy, accessible “ubiquitous cashless payment” for the masses. mobile wallet landscape is fragmented in comparison to that of Asian markets. By contrast, U.S.

How To 317

How To Retail Survey Mobile 317

Bank Innovation

JANUARY 31, 2019

Although payments revenue for the quarter still paled in comparison to the company’s quarterly […]. The company’s "payments and other fees" category banked a record $274 million in the fourth quarter of 2018, compared with $193 million in the same quarter of 2017, marking a nearly 42% increase.

Payments 170

Payments Comparison social media Operations 170

BankUnderground

SEPTEMBER 14, 2023

Yuliya Baranova, Eleanor Holbrook, David MacDonald, William Rawstorne, Nicholas Vause and Georgia Waddington The functioning of major government bond and related repo markets has deteriorated on several occasions in recent years as trading demand has overwhelmed dealers’ intermediation capacity.

Marketing 119

Marketing Policies Capital Georgia 119

PYMNTS

JANUARY 6, 2021

Our goal here is not to be in a position where we are the biggest loan comparison or aggregator site in the market,” Niparts said. “Our “What we saw after analyzing it was that there was a lot of potential for disruption,” he said, noting that banks and intermediaries still exchanged data in Excel files. “So

Lending 323

Lending Fintech Data Comparison 323

PYMNTS

FEBRUARY 17, 2020

N26 is one among a new breed of branchless banks, looking to gain favor with consumers through a parade of slick marketing and eye-catching slogans. By comparison, competitor Monzo has 3.6 The entry in Britain pitted N26 against challengers like Monzo and Revolut, which were trying similar things.

Comparison 231

Comparison Digital Banking Branding Report 231

Perficient

NOVEMBER 19, 2020

How integrated are marketing and digital? If you’re advertising a promotional rate, are you bringing customers directly to the promoted product or are you forcing them to navigate a product comparison page? The world’s largest financial institutions count on us to help exceed expectations and win in the market.

social media 309

social media Customer Experience Mobile Knowledge Base 309

PYMNTS

JUNE 29, 2020

The health insurance marketplace is seeking to list with the “GHTH” symbol on The NASDAQ Global Market. percent to $141 million for the quarter concluding March 31 of this year, in comparison to $69.1 GoHealth, Inc. Securities and Exchange Commission (SEC). The firm said in the filing that its net revenues jumped 104.1

United States 224

United States Comparison Training Analytics 224

PYMNTS

MARCH 22, 2019

Bitwise Asset Management analyzed 81 exchanges during a four-day period in March for its report, which suggests bitcoin’s true market may be much smaller than what was once believed, The Wall Street Journal reported. At the same time, many trades were in round numbers, while smaller trades were more common in comparison to larger trades.

Bitcoin 180

Bitcoin Report San Francisco Comparison 180

Accenture: Banking

APRIL 26, 2017

And a comparison with historic data from previous years shows that self-service initiatives in branches are gaining traction, underlining their evolving role as service hubs. 1-5] Source: UK findings of Accenture 2017 Global Banking Distribution & Marketing Consumer Study— Beyond Digital. Stay tuned. [1-5]

Millennials 277

Millennials social media Innovation Study 277

PYMNTS

MAY 13, 2019

Much like other markets around the world, consumers have quickly embraced the speed and convenience of tapping to pay,” Sanford wrote. TransLink in Vancouver, as a point of comparison, saw more than 7 million taps of contactless cards and mobile devices by 700,000 unique credit cards in the first year since launch.

US 216

US New York City Comparison New York 216

PYMNTS

MAY 13, 2020

Walmart Grocery experienced a 460 percent growth in average daily downloads in comparison to its January 2020 performance, App Annie reported. Progressive Grocer reported that the move is a win-win for Walmart, as the retailer can save money budgeted toward mobile marketing.

Arkansas 195

Arkansas Comparison Retail Mobile 195