CFPB Monitor

MARCH 5, 2024

The Circular advised that: “[o]perators of digital comparison-shopping tools can violate the [Consumer Financial Protection Act (CFPA)] prohibition on abusive acts or practices if they distort the shopping experience by steering consumers to certain products or services based on remuneration to the operator;” and “lead generators can violate the prohibition (..)

Comparison 78

Comparison Tools Operations Cards 78

PYMNTS

DECEMBER 28, 2020

By comparison, the U.S. The pandemic forced many businesses to make a shift in operations toward a B2C or a direct-to-consumer (D2C) model. Data from Traidcraft Exchange showed that U.K. suppliers, with the most prominent being Primark , Mothercare and Debenhams , had canceled $1 billion in Bangladesh orders by June, the report stated.

Comparison 271

Comparison Retail Report Branding 271

Perficient

JULY 31, 2020

There are tests which are already automated, but we merely use those and still keep operating manually. Usability testing Screenshot comparison. What are the reasons, most Testing Teams fails to take advantage of automation or rather mixing their Manual Testing efforts with Automation? Scope of tests Wide Narrow.

Software 517

Software Comparison Strategy Resources 517

PYMNTS

FEBRUARY 17, 2020

The Berlin-based digital bank said it would not be able to operate in the country anymore in the wake of Brexit, as it will no longer have a license to do business there. By comparison, competitor Monzo has 3.6 Online bank N26 ‘s decision to exit the U.K. has customers feeling left behind, CNBC reported. locations on April 15.

Comparison 231

Comparison Digital Banking Branding Report 231

Bank Innovation

JANUARY 31, 2019

Although payments revenue for the quarter still paled in comparison to the company’s quarterly […]. The company’s "payments and other fees" category banked a record $274 million in the fourth quarter of 2018, compared with $193 million in the same quarter of 2017, marking a nearly 42% increase.

Payments 170

Payments Comparison social media Operations 170

South State Correspondent

SEPTEMBER 19, 2024

There is a myriad of manual processes that take place everyday in banking driving up unit economics and causing the average bank to operate with a 77+% efficiency ratio. To be competitive in the future, banks need to be operating at an efficiency ratio of below 40%. return on asset figure. This is an example of scalability in banking.

Examples 195

Examples Lending Operations Management 195

PYMNTS

SEPTEMBER 30, 2020

The offer also extends to retailers who are already paying to place ads on Google’s Shopping tab , wrote Matt Brittin, president of Google’s operations in Europe, the Middle East and Africa. Retailers that are already paying for Merchant Center and Shopping ads don’t have to formally sign up or register, with listings showing up at no cost.

Google 197

Google Retail United States Regional 197

PYMNTS

NOVEMBER 25, 2018

Shopping comparison website operators sent a letter to the European Union’s Competition Commissioner Margrethe Vestager late last week contending that Google isn’t complying with a ruling by the EU in regards to how it should display shopping services. A Google spokesman told CNET it has met the orders of the commission. “We

Google 108

Google Comparison Compliance System 108

South State Correspondent

JANUARY 30, 2024

The good news is that for many other areas, budgets are lower at banks compared to last year, and the fact that IT is still positive underscores the strategic imperative that banks face to digitize traditional operations, reduce costs, gain scale, and improve the customer experience. Usually, a bank spends about 8% of its revenue on IT.

Capital 195

Capital Operations Customer Experience Comparison 195

PYMNTS

NOVEMBER 9, 2020

For instance, shares of Brinker International, which operates or franchises about 1,600 Chili’s Grill and Bar locations and other eateries, were up 15 percent as of midday Monday. Shares of Domino’s Pizza , which operates 17,000 stores, and Papa John’s International, which has about 5,500 pizza shops, were both down about 5.5

Kentucky 253

Kentucky Survey New Jersey Dallas 253

PYMNTS

MARCH 20, 2019

billion) fine last year for using its Android operating system to block competitors, and is now facing another antitrust fine from the EU in the coming weeks over its AdSense advertising product. In an effort to appease EU regulators, Google is now attempting to boost rivals like Kelkoo , a French price-comparison search service.

Google 108

Google Comparison Regulation Policies 108

PYMNTS

DECEMBER 23, 2020

consumers and 490 restaurant operators looking for digital strategies that help deliver improved experiences and boost average unit volumes. Finding revenue declines among smaller indie operators, the new research makes the observation that the more digital one becomes now, the better off they are going forward.

Mobile 207

Mobile Comparison Digital Strategies Operations 207

South State Correspondent

JULY 24, 2024

New acquisition, sales, marketing, support and management costs drive up the operating cost overtime further hurting profit. Monte Carlo Simulation Comparison The advantage of the high-yield account is that it can quickly and efficiently (other than the interest expense) gather deposit balances.

South Carolina 417

South Carolina Marketing Capital Idaho 417

PYMNTS

FEBRUARY 5, 2019

CoverHound, the online property and casualty insurance platform operator, announced Tuesday (Feb. We have no desire to be an insurance carrier or an online search engine purely for price comparisons. 5) that it raised $58 million in venture funding.

San Francisco 181

San Francisco Charlotte Comparison Online 181

Abrigo

NOVEMBER 2, 2016

Banks operating in oil and gas intensive areas of the U.S. Nonperforming loan ratios for residential real estate, consumer loans and other loans have increased for oil- and gas-sensitive banks relative to one of the comparison groups, the study found. This failure rate is significantly below historical averages, the study noted.

Comparison 150

Comparison Regional Study Risk Management 150

PYMNTS

JUNE 23, 2020

The Russell 2000 index shows 42 percent of small-caps are either just breaking even or operating a loss. Bigger companies have been faring better by comparison, with investors taking solace in large caps and the Russell 1000 index down only 3.3 The number is the highest since 2010’s 44 percent, the index says.

US 175

US Data Comparison Millennials 175

PYMNTS

NOVEMBER 19, 2018

Among the most important tasks for SMBs during the 2018 holiday shopping season — and, of course, beyond — is to, in Spee’s telling, keep abreast “of the moods and trends of consumers” and know what they are looking for in terms of “pricing, inventory and product comparisons.” SMBs cannot afford to fall behind.

Retail 177

Retail Innovation Comparison Training 177

PYMNTS

JANUARY 22, 2021

By comparison, even in its current reduced capacity, American still did $3.2 By all accounts, the wine delivery venture is not designed to be a huge revenue driver. In fact, the company’s spokesperson said the new at-home service is targeted to generate only about $40,000 to $50,000 in sales in the first three months. million per day.

Comparison 147

Comparison Texas Operations Retail 147

PYMNTS

FEBRUARY 13, 2019

In comparison, California ‘s marijuana market has struggled since sales began in January 2018. These businesses handle significant economic activity, yet they are forced to operate under the table and with little government oversight, as if they’re a black market operation,” said State Sen.

Industry 155

Industry Colorado Taxes California 155

Perficient

NOVEMBER 27, 2023

When approached well, it enables organizations to: Unearth hyper-detailed insights into how work is done Identify processes that hinder productivity and are ripe for a rethink This is accomplished by combining data science and process management to deeply understand operational processes based on an organization’s widely available activity logs.

Industry 221

Industry Regulation Compliance Data 221

PYMNTS

JULY 4, 2019

Funding Xchange Chief Operating Officer Paul Henry, meanwhile, noted that small business borrowers already using price comparison sites “have the same ease of access and choice that consumers have been accustomed to.”.

Lending 161

Lending Comparison Examples Capital 161

PYMNTS

SEPTEMBER 14, 2018

For those who haven’t seen the news earlier this week, here’s what happened: Amazon reported that its online B2B operation , which launched in 2015 and is officially called Amazon Business, has achieved more than $10 billion in annualized sales — with more than half of those sales coming from third-party sellers using the company’s platform.

United States 175

United States blockchain Comparison Software 175

PYMNTS

DECEMBER 3, 2019

That includes barcode scanning and price comparison apps. For instance, “ Shopbrain lets users scan a product in-store and receive an instant price comparison on over one billion products from 10,000 stores,” according to NBC. Amazon Focus.

Comparison 131

Comparison Retail Tools Online 131

PYMNTS

NOVEMBER 12, 2020

billion since 2017 for stifling competition in favor of its own shopping comparison service and advertising business, in addition to its Android operating system for smartphones. The Silicon Valley search giant owned by Alphabet has been hit with numerous fines adding up to $9.7 20 by the U.S.

Google 158

Google US Comparison Washington 158

BankInovation

JULY 29, 2020

Early Warning Services, the network operator behind Zelle, announced today that users have sent $133 billion on 519 million transactions through the peer-to-peer payments network during the first half of 2020. By comparison, Zelle processed $187 billion on 743 million transactions in all of 2019.

Comparison 95

Comparison Operations Payments Customer Experience 95

PYMNTS

JUNE 4, 2019

Today, financial institutions (FIs) face a barrage of cyberattacks from hackers operating around the world, continuously shifting their tactics. In comparison, only 28.4 In the old days, forged checks were the biggest problems that bank fraud departments had to manage. The study found that 63.6 percent felt that way about BRMS.

Fraud 195

Fraud System Study Comparison 195

PYMNTS

JANUARY 15, 2020

Less than three years after acquiring travel search startup Hipmunk , SAP Concur has announced that it will shutter both the consumer- and corporate-facing operations of the platform. Reports in PhocusWire on Tuesday (Jan. 14) said that SAP Concur notified Hipmunk employees that morning. Huffman is currently CEO of Reddit.

Comparison 130

Comparison Management Operations Tools 130

PYMNTS

OCTOBER 26, 2020

SAP Chief Financial Officer Luka Mucic added in the same announcement: "In Q3 we continued to improve our operating margin against a strong prior year comparison amidst a challenging environment. Earnings per share and cash flow grew even more rapidly.

Regional 161

Regional Comparison US Software 161

PYMNTS

JANUARY 11, 2019

But consolidation looms, according to some observers, and online food delivery services will eventually have to shift more focus away from consumers and toward restaurant operators in order to thrive in a crowded marketplace. Meanwhile, the eCommerce operator and logistics heavyweight continues investing in its delivery fleet.

Online 176

Online San Francisco Capital Operations 176

PYMNTS

MARCH 23, 2020

In comparison to the weekend of March 8, there were 28 percent fewer open houses during the March 15 weekend in New York City. said in an announcement that it will halt home buying in all 24 markets where Zillow Offers is currently in operation.

Marketing 151

Marketing New York City New York United States 151

PYMNTS

JUNE 8, 2020

The scheme by the “Modern Money Team,” as Putnam referred to the entire operation, was reportedly to offer investors “cryptocurrency trading packages” they had purchased, which could have ostensibly been used for “arbitrage” opportunities at Bitfinex. The group managed to get $12 million from 2,000 investors, Coindesk reports.

blockchain 131

blockchain Analytics Utah cryptocurrency 131

Abrigo

MAY 11, 2021

Not only has the pandemic impacted businesses by shortening operating hours or closing businesses altogether, but it has introduced stimulus money that those same businesses have come to rely on as part of their cash flow, creating new challenges to testing the creditworthiness of prospective borrowers. 20/30/50 split over three years).

Analysis 195

Analysis Lending Taxes Comparison 195

PYMNTS

AUGUST 15, 2019

People might draw comparisons in response — wait a second, isn’t this kind of like? — Companies, however, want to figure out how to get the efficiencies of a switch, the interoperability of a hub and connections as well as the single overall operational processes of a gateway.

Fintech 186

Fintech Software Cards Comparison 186

PYMNTS

APRIL 15, 2019

That look has many of those same pundits now fretting over how to value both adequately, since apple-to-apple comparisons, they say, are hard. And they are – mostly because there’s not an apple-to-apple comparison to be made. million drivers and operations in 300 cities. A Single Focus. The company reports 30.7

San Francisco 184

San Francisco Comparison Apple Marketing 184

PYMNTS

OCTOBER 7, 2020

Attorney’s Office for the Southern District of New York charged four operators of a purported international digital-currency “Ponzi scheme” with money laundering and fraud. Commodity Futures Trading Commission recently filed a complaint in a Texas U.S. A month earlier, the U.S. Good Luck Using Bitcoin At Your Local 7-Eleven .

Bitcoin 233

Bitcoin cryptocurrency Fraud Cards 233

PYMNTS

JUNE 12, 2019

Azoulai continued, “Goodwill prioritizes sustainability over ownership, and we’re proud to bolster their rapidly growing eCommerce operations by making it easier for people to purchase items from across the country.”. Price Comparison Shopping.

Regional 145

Regional San Antonio San Francisco New York 145

PYMNTS

DECEMBER 17, 2020

The speed at which SPACs take shape and take on acquisitions may make the traditional IPO process seem stodgy by comparison, as it involves a long process of filing documents and conducting roadshows and gauging interest on the Street (not to mention underwriters).

Training 203

Training Comparison Capital Company 203