CFPB Monitor

AUGUST 23, 2022

The FDIC has issued new supervisory guidance (FIL-40-2022) on multiple non-sufficient funds (NSF) fees arising from the re-presentment of the same unpaid transaction. In the guidance, the FDIC addresses potential risks arising from multiple re-presentment NSF fees, risk mitigation practices, and the FDIC’s supervisory approach. .

FDIC 78

FDIC Compliance System Regulation 78

Perficient

MARCH 22, 2023

Overpaid Executives We’re not going to name names, but certain Senators from the great state of Massachusetts came out and declared that the failure was from “weaker regulation,” “lax regulatory supervision,” and “lower capital requirements,” as well as “millions in bonuses” paid by the bank. Total risk-based capital 16.18 Tier 1 leverage 8.11

Report 474

Report Regulation Capital Management 474

Jeff For Banks

DECEMBER 10, 2024

The FDIC designated SVB as systemically important. They were under an FDIC consent order from 2014 through 2020 relating to their BSA and OFAC compliance and their relationship with third parties seeking access to the banking system. It has not been all sunshine and rainbows for TBBK. But not that much higher.

Las Vegas 70

Las Vegas Lending Community Bank North Carolina 70