PYMNTS

SEPTEMBER 10, 2019

Sometimes innovation in the commerce and payments space is a matter of a new technology or a new process. Amazon, of course, is the leader and main inspiration for such same-day delivery efforts. And beyond this warehouse news, the eCommerce company is also experimenting with other – perhaps sexier – shipping innovations.

Innovation 243

Innovation Seattle California United States 243

PYMNTS

DECEMBER 31, 2020

Morgan’s EMEA Head of Wholesale Payments Shahrokh Moinian, technological innovation is helping to unlock more opportunities for corporate treasurers to step up to this newfound strategic role of mitigating risk within their organizations. The other is technological innovation. According to J.P. Bill Marvin , CEO at J.P.

Innovation 289

Innovation Payments Trends Regulation 289

PYMNTS

JUNE 12, 2019

The myth of the lone (and possibly mad) scientist died out a long time ago, as the industrial age led to teams of researchers working together (or at healthy cross purposes) to enable innovation. Science and invention are collective pursuits. The basic idea behind LISNR is to send data securely via audio. Customer Journey.

Innovation 192

Innovation Retail Metro Case Study 192

PYMNTS

NOVEMBER 9, 2018

percent of retailers have said they innovate to improve customer loyalty. That, in fact, is one of the main findings in the new Retail Innovation Readiness Index from PYMNTS, powered by FinTech firm AEVI. Things have changed, though, he said — one reason why that innovation finding carries such weight. “I Innovation Divide.

Innovation 174

Innovation Retail Maine Security 174

PYMNTS

JULY 11, 2019

Innovation takes many flavors and paths, and that’s especially true when it comes to merchants who sell retail products and companies that sell retail services. Service merchants are very much focused on their profession and giving great customer service — that’s difficult to do online.”. Innovation Role.

Innovation 147

Innovation Retail System Course 147

PYMNTS

FEBRUARY 11, 2019

But since it’s the data point that most use to define the online/physical retail sales split, let’s use it to project, based on historical trends what the world looks line in twenty years. Amazon, of course, owns Whole Foods and operates its own branded book stores and convenience stores. Investor activists think it should be eBay.

Online 197

Online Retail Mobile Branding 197

PYMNTS

SEPTEMBER 14, 2017

One of the key reasons for the complicated relationship – the term “frenemies” comes to mind – is that FinTech newcomers are demonstrating innovative approaches to traditional banking practices, including financial management services and money transfers, while older banks tend to be wedded to older systems.

Innovation 191

Innovation Lending Fintech Bitcoin 191

Perficient

FEBRUARY 18, 2021

The answer is yes, of course there are. Of course, Covid-19 has exposed digital weaknesses and accelerated digital transformation for all industries. Financial institutions that best leverage digital strategies and technologies in innovative ways will create new value for consumers and businesses. The Approach.

Digital Strategies 383

Digital Strategies Strategy Industry Case Study 383

PYMNTS

FEBRUARY 18, 2020

The Internet of Things (IoT) and connectivity are, of course, taking root. He cited statistics estimating that about 6 million people move to cities each month, a migration akin to the population of Singapore. Data, Yes, But Insights, Too . Along with that connectivity comes data. It’s been said time and again that data is the new oil.

Data 283

Data Online Big Data Community 283

PYMNTS

JULY 17, 2019

In other words, digital innovation has been slow to arrive in the service world, a point demonstrated by recent PYMNTS research in collaboration with AEVI, and a new PYMNTS interview with Nicky Koopman, SVP of content and value-added services at AEVI. Of course, there are reasonable explanations for that. Calls vs. Emails.

Innovation 147

Innovation Retail Online Tools 147

PYMNTS

SEPTEMBER 30, 2020

But Johan Gerber , Mastercard ’s executive vice president of security and cyber innovation, told Karen Webster in a recent conversation that too often consumers are dealing with merchants they did shop with, but whose names showed up funny on credit card statements and weren’t immediately recognizable. “All

Cards 220

Cards Online Fraud US 220

PYMNTS

NOVEMBER 3, 2020

Sprinkles , a Beverly Hills, California-based confectioner, was as prepared as a QSR could possibly be for the rush to online ordering, payments, pickup and delivery. Sprinkles adopted online ordering nearly a decade ago for custom cakes and catering. One bakery chain had a leg up when the pandemic changed everything.

ATM 196

ATM Online New York City New York 196

Perficient

SEPTEMBER 10, 2020

Of course with great power comes great responsibility — so you’d better spend wisely. This collective yearning should be no surprise, of course, with COVID laying bare so many of our vulnerabilities. How might we personalize online experiences? Step one is to create a plan for digital investment.

Digital Strategies 405

Digital Strategies Strategy Customer Experience Leadership 405

Bank Innovation

NOVEMBER 10, 2016

Citigroup today announced another digital wallet for payments, Citi Pay, to enable payments in-store, in-app, and of course online. The service will be rolling out to Citibank customers in Australia, Singapore, and Mexico later this year, with a U.S. launch planned for early 2017. Few banks are as global as Citi.) Barry Read More.

Course 247

Course Online Payments Mobile 247

Bank Innovation

FEBRUARY 22, 2018

EXCLUSIVE – With over 28 million digital customers (online and mobile) in 2017, it seems only logical that Wells Fargo is increasing investment in its mobile app.

Mobile 260

Mobile Course Online Technology 260

PYMNTS

NOVEMBER 20, 2020

“But I think people are now realizing that there’s a convenience factor in addition to the safety factor, around getting what you want and not wasting time going to a retailer,” he added, pointing to the discrepancy of discovering items are out of stock in-store versus the certainty of ordering something online and knowing it’s coming.

Innovation 214

Innovation Retail Online Data 214

PYMNTS

NOVEMBER 12, 2018

Connected devices are becoming ingrained in consumer shopping habits: More than 50 percent of shoppers made online purchases in seven of 13 product or service categories in the past seven days, according to the PYMNTS How We Will Pay Report , while 20 percent went online with mobile apps to buy food to eat at home.

Innovation 186

Innovation Samsung Apple Mobile 186

PYMNTS

JULY 22, 2020

Goldman Sachs has predicted that online shopping will expand by 19 percent each year during the next three years to come, which marks a rise from its past forecast of 16 percent. Goldman Sachs also noted that eCommerce penetration rose to more than 40 percent in May from 16 percent of retail spending domestically in the first quarter of 2019.

United States 260

United States Retail Maine Online 260

PYMNTS

NOVEMBER 29, 2019

Today, of course, is the day after Thanksgiving. you could be gearing up to buy gifts in store or online. You may have missed our coverage of a few of the retail innovators that are summed up below, arranged in no particular order, or perhaps you’ll want to revisit them anew. The Strength of SMBs In Innovation.

Retail 151

Retail Innovation Online Meeting 151

PYMNTS

MAY 13, 2020

Online pizza delivery firm Slice was the beneficiary this week of a $43 million investment from private equity firm KKR & Co. This is leading to innovations in the digital space as sellers begin to eye creative means of catering to people who are very into delivery services right now.

Online 133

Online Capital America Course 133

PYMNTS

OCTOBER 4, 2019

ClassPass enables what it views as a seamless booking and paying experience online or via mobile devices, and helps its partners get rid of their excess inventory while, perhaps, gaining new customers. One can count on more innovation and attempts at disruption in this space well into the 2020s.

Innovation 190

Innovation Community social media Operations 190

Perficient

FEBRUARY 13, 2021

The flipside to all of this activity, of course, is that an already imperfect consumer journey has the potential to become even more complex as a direct result of more options. In part, this is because so much innovation ( small “i”! ) We expect these blurry edges to continue even as additional products and services are brought online.

Tools 520

Tools Marketing System Strategy 520

PYMNTS

AUGUST 7, 2020

While the barriers to reaching an international consumer base are low thanks to innovations in eCommerce, online retailers and merchants still struggle to provide their global consumers with the same payments experience their domestic ones have. Providing Payer Certainty. “Consumers want that kind of clarity and certainty.”

Policies 302

Policies Online Retail Payments 302

Bank Innovation

MARCH 10, 2017

According to the bank, Eno uses artificial intelligence or natural language processing to interpret a user’s texts, allowing those users to (of course) check their balances, the amount of credit they have left, their transaction and payment […].

Video 281

Video Course Capital Payments 281

PYMNTS

FEBRUARY 15, 2019

Visa’s network fees are paid by our financial institution clients and used to enhance the safety, efficiency and innovation of our platform, and are set based on market conditions and to reflect the value we deliver,” she added. It’s a fact that merchants, of course, do not love.

Cards 224

Cards Course Security Fraud 224

PYMNTS

JULY 8, 2019

The move, of course, is inspired by what Amazon is doing in its Amazon Go grocery stores. The paper noted that many such retail innovation efforts for grocery start in Europe. often pioneer new technology like online delivery and self-payment kiosks that their American peers eventually adopt.”. the report noted.

Retail 152

Retail Innovation Seattle Chicago 152

PYMNTS

JUNE 26, 2020

Last year, Amazon participated in a $530 million funding round for autonomous technology firm Aurora Innovation. If it closes, the deal would represent Amazon’s second-biggest acquisition since the 2009 purchase of online shoe retailer Zappos for $1.2 Last month, PYMNTS reported Amazon was in talks to buy Zoox. We believe $1.1

California 259

California Course Technology Report 259

PYMNTS

MAY 16, 2019

Food is a tricky vertical — everyone has to eat, of course, but filling that need is a competitive race. The firm’s online model is familiar in the world of DTC offerings. There are meal kits, there are grocers, there are meal deliveries and there are online grocers. The subscription can be cancelled anytime.

New York City 158

New York City Innovation Branding New York 158

PYMNTS

AUGUST 17, 2020

Using those models, the trailing 12-month, non-adjusted, online retail sales numbers show an increase of 31.4 CPG Goes Online — And To Auto-Refill. It’s also where CPG companies have reported seeing big spikes of online sales, particularly to new consumers. And where are they spending their money?

Retail 335

Retail Branding Online Report 335

Bank Innovation

APRIL 24, 2018

That plan, according to Timo Weber, VP of strategy and internationalization, is to add 50 more partners over the course of the year. “A EXCLUSIVE - Known as one of the first technology companies in Europe to procure a German banking license, solarisBank has lofty ambitions for 2018. A big part of our effort this year […].

Fintech 268

Fintech Course Strategy Technology 268

PYMNTS

MARCH 2, 2020

That means a single person can cause the infection of many others, beginning of course with family, friends and co-workers. Museums are putting their exhibitions online for people who want to visit but are unable to currently. An asymptomatic person could infect a member of their family or a co-worker without realizing it.

Innovation 281

Innovation Online Video Maine 281

PYMNTS

OCTOBER 14, 2020

Tech helps, of course, but innovation alone won’t solve corporates’ problems. Deploying the right solutions hearkens back to the “jobs to be done” theory of innovation noted by Webster during an earlier B2B webinar. Restaurants and retailers without that digital flexibility have fared less well, of course.

Payments 242

Payments Course Innovation Operations 242

Perficient

MAY 21, 2021

While she completed the prep course in Python coding from Bright Paths, she was never exposed to computers apart from emails. After attending the Bright Paths Prep course and building a Myers-Briggs test with Python, she made the move to software engineering and is excited for what the future brings. Bright Paths Project: Couponista.

Milwaukee 348

Milwaukee Software Course Detroit 348

PYMNTS

APRIL 24, 2020

COVID-19 has closed bank and credit union (CU) branches across the United States, sending the demand for digital banking solutions soaring as consumers hop online to manage their finances from home. However, CUs are not the only financial institutions (FIs) looking to offer digital banking innovations to their members. percent and 72.5

Data 187

Data Innovation Digital Banking Meeting 187

PYMNTS

APRIL 8, 2020

Consumers have the potential to grow impatient if it takes more than a single click or tap on a screen to complete a purchase when they shop online. There are of course reasons why AP and account receivable (AR) departments have clung to these legacy processes.

Study 224

Study United States Innovation Security 224

PYMNTS

OCTOBER 2, 2020

The underlying theme, of course, is the realization that consumers increasingly want more control over (digital) payments (today, done in a more touchless manner) and have ever-higher and rising expectations, according to McCarthy. Against such resistance, good, innovative ideas died and continue to die quickly, he said. to go public.

Payments 277

Payments Innovation Capital Fintech 277

PYMNTS

NOVEMBER 17, 2020

That’s one of the takeaways from a recent PYMNTS panel discussion with Visa ’s Director of Global Chip Product Tom Rapkoch , Keyno CEO Robert Steinman and Assistant Vice President of Digital Strategy and Innovation at Michigan State University Federal Credit Union Ben Maxim. How It Will Work.

Fraud 316

Fraud Michigan Security Cards 316