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Federal DC Court Overturns Closed-End Loan HMDA Reporting Threshold

CFPB Monitor

The court noted the plaintiffs asserted “that HMDA data have been invaluable in ‘uncovering and addressing redlining, fair lending violations, and other inequitable lending practices’ over the decades.” Additionally, prior to that rule, the reporting of open-end lines of credit was optional, so there was no reporting trigger. .

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CFPB announces advisory committee members

CFPB Monitor

Eric Kaplan, Director of the Housing Finance Program, Milken Institute (Washington, DC), was appointed to serve as CAB Chairperson. Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Jean Setzfand, Senior Vice President, AARP (Washington, DC). Tim Welsh, Vice Chairman Consumer and Business Banking, U.S.

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Four Amicus Briefs Filed in All American Check Cashing Case Addressing Constitutionality of CFPB Structure

CFPB Monitor

Americans for Financial Reform Education Fund, Center for Responsible Lending, Consumer Federation of America, Consumers Union, National Association of Consumer Advocates, National Consumer Law Center, Tzedek DC, and U.S. Public Interest Research Group Education Fund, Inc.; The Appleseed Foundation, Inc.

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Dear Mr./Ms. Bank Regulator

Jeff For Banks

John Whatshisname Examiner In Charge Bank Regulatory Body 1 Bureaucrat Way, NW Washington, DC 20429 Mr. Whatshisname, Below is our response to the Matters Requiring Attention ("MRA") that were included in your most recent examination report on Schmidlap National Bank ("Schmidlap"). Warm Regards, Schmidlap National Bank.

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The 14 Biggest Conferences & Events for Lending, Mortgage & LendTech in 2025

Fintech Labs Insights

Welcome to 2025 all you lending technology experts! To assist your 2025 planning, review our curated list of the top lending, mortgage, and lendtech conferences for 2025. To assist your 2025 planning, review our curated list of the top lending, mortgage, and lendtech conferences for 2025.

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California Dept. of Business Oversight launches “true lender” investigation of auto title lender’s partnership with Utah bank

CFPB Monitor

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. According to the DBO’s press release, until the FACA became effective, LoanMart was making state-licensed auto title loans at rates above 100 percent.

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Top 25 Credit Union Conferences, Events and Trade Shows in 2025

Fintech Labs Insights

Event Spotlight 25 26 February 2025 | Intercontinental O2, London Europes leading fintech conference by and for the executives transforming financial services [ 1000+ decision-makers | 600+ from banks and investors | 1000s of meetings | 35+ demos | 100+ speakers ] Save 10% with discount code: FKV2483LABS Book Now > Please contact us if we are (..)