PYMNTS

APRIL 28, 2020

These shifts have made digital banking and debit transactions more important than ever. The Next-Gen Debit Tracker® explores how the COVID-19 outbreak is impacting commerce and banking, as well as accelerating uptake of digital services and payment tools. Pandemic Puts Digital Banking in the Spotlight.

Digital Banking 238

Digital Banking Los Angeles Cards California 238

PYMNTS

MAY 22, 2020

From competitors to collaborators, the FinTech boom introduced a field of opportunity for traditional financial institutions to team up with an industry newcomer to become more agile and modern with their own product offerings. On the other hand,” he added, “the pandemic doesn’t just spare FinTechs. Financing Burdens.

Fintech 261

Fintech Lending Tools Risk Management 261

PYMNTS

JULY 24, 2020

Since then, the financial technology (FinTech) company has expanded its portfolio to also offer business banking. Revolut is an app-based consumer bank account that allows customers to send and receive money and use built-in budgeting tools. It boasts more than 12 million customers.

San Francisco 255

San Francisco Fintech cryptocurrency New York 255

PYMNTS

OCTOBER 14, 2020

Head Keith Grose and Innovate Finance CEO Charlotte Crosswell told Karen Webster as part of a recent PYMNTS TV session on London’s FinTech environment, in partnership with London & Partners, the official international trade, investment and promotion agency for London. It was an obvious choice for [Plaid] to be in, honestly,” Grose said.

Fintech 258

Fintech Industry Innovation Charlotte 258

Bank Innovation

JANUARY 12, 2020

The rush to be the best bank-type platform has created a crowded market, both in the business-to-business and direct-to-consumer fintech sectors. Investors are placing their bets on tools that will gain wide adoption, creating a high bar for founders and product developers.

Tools 259

Tools Fintech Digital Banking Marketing 259

PYMNTS

JULY 7, 2020

For more community banks, the latter strategy can fast-track digitization initiatives. This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings.

Community Bank 242

Community Bank Community Fintech Regional 242

PYMNTS

NOVEMBER 9, 2020

In the United States, 8 million consumers have fallen below the poverty line since May, for example, movement that severely reduces the access these consumers may have to financial tools. Legacy FIs must navigate several challenges to be able to offer mobile payments support with the same seamlessness as third-party FinTechs.

Tools 203

Tools Mobile FDIC Examples 203

PYMNTS

MARCH 6, 2020

FinTechs are helping banks focus on the customer experience through accounts payable (AP) automation. told PYMNTS in an interview that banks foundationally value “the relationship they have with the customer” and “they understand the customer.” The core competency of banks is to loan money and move money forward to customers.

Customer Experience 251

Customer Experience Fintech United States Fraud 251

PYMNTS

APRIL 24, 2020

Digital transformation is essential for financial institutions’ (FIs) success, but what such a transformation entails has shifted in recent years. Ensuring that customers can access fast and secure services is critical and one of the many reasons legacy and challenger banks alike are shifting how they view many processes.

Digital Banking 207

Digital Banking Cards Tools Examples 207

Gonzobanker

JUNE 20, 2024

With the latest scandal entangling fintech middleman Synapse and its partner banks, it wouldn’t be surprising for more bankers to embrace “boring” over “daring,” with executives fearing what could go wrong with banking-as-a-service partnerships or, more broadly, with their fintech pairings. Even fintech founders say so.

Digital Banking 163

Digital Banking Fintech Innovation Strategy 163

PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Many of the partner processors working with Mastercard are also working to enable card products for FinTechs. The plastic cards, she noted, do not display the six-digit PAN, CVC2 or expiration dates (which boosts security, too).

Cards 249

Cards Management Tools Guidelines 249

PYMNTS

SEPTEMBER 28, 2020

Banks' embrace of FinTech is often driven by consumers' growing demand for a more seamless and unified experience. Increasingly, treasurers are seeking intelligent solutions augmented by artificial intelligence (AI) and machine learning (ML) — and banks are turning outward to meet those needs. HighRadius & Commerce Bank.

Fintech 204

Fintech Tools Groups Management 204

PYMNTS

NOVEMBER 5, 2020

Small business Banking-as-a-Service rises to the top in this week's roundup of the latest bank-FinTech collaborations and open banking initiatives. Two SMB BaaS companies secured new funding, while FinTech Wise says it is ushering in a new definition of open banking with its embedded banking functionality.

Fintech 258

Fintech Lending Software Security 258

PYMNTS

JANUARY 25, 2021

German neobank N26 hired Dr. Jan Kemper as its new chief financial officer (CFO) as the Berlin-headquartered FinTech looks toward a future initial public offering (IPO). Backed by billionaires Peter Thiel and Li Ka-Shing, N26 launched its first products in 2015 and is among Europe’s most valuable non-listed FinTechs.

Fintech 254

Fintech Operations Tools Capital 254

PYMNTS

SEPTEMBER 12, 2019

FinTechs could face these same financial pains as regulators increasingly demand that they follow the compliance rules to which FIs must adhere. The People’s Bank of China announced in March that it plans to create rules for regulating and securing the FinTech sector, for example. . A report found that the U.S. million. .

Fraud 189

Fraud Fintech Compliance Regulation 189

Gonzobanker

AUGUST 17, 2022

Most fintech companies are fine, but they’ve stopped blowing off econ class for mimosa brunches. Especially in fintech, which had the roughest semester last spring. Fintech is still alive and well, Gonzobankers, and fintech deals are still happening. Banks Bought More Fintechs (Until Sum mer Break Started!).

Fintech 178

Fintech Lending Software Compliance 178

Abrigo

FEBRUARY 26, 2025

Community banks have a unique opportunity to strengthen their deposit base by embracing digital transformation, optimizing customer engagement, and enhancing their product offerings. Offer targeted promotions, such as high-yield savings accounts for retirees or automated savings tools for younger consumers.

Community Bank 195

Community Bank Community Strategy Analytics 195

PYMNTS

JUNE 19, 2020

According to the announcement, “Acumen net eFX is an end-to-end solution for clients and sales desk promoting Banks’ Digital Transformation strategy, improving client experience and empowering treasury professionals with cutting-edge tools increasing client trades and productivity.

Risk Management 160

Risk Management Software Tools Management 160

PYMNTS

NOVEMBER 25, 2020

In today’s top news in digital-first banking, Ukrainian financial institution UKRSIBBANK is collaborating with Sweden-based FinTech upstart Dreams, while Oportun Financial is pursuing a national bank charter with the Office of the Comptroller of the Currency (OCC). Ukrainian Bank Partners With Swedish FinTech.

National 161

National Fintech US United States 161

PYMNTS

DECEMBER 12, 2018

Financial institutions are in the midst of becoming more mobile, with many of those legacy operations opting to — or at least considering — working more closely with FinTech providers to upgrade services, retain customers and acquire new ones. The debut of 5G promises to add another tool that can aid such efforts. Latency Advantages.

Fintech 211

Fintech Mobile Analysis Technology 211

PYMNTS

JUNE 3, 2020

The COVID-19 pandemic has removed the choice and forced FIs and customers to interact via digital platforms, though, and brick-and-mortar branches have become auxiliary services with limited use for more complicated financial tasks for those who remain branch-dependent. Confronting Digital Banking Reality.

Digital Banking 131

Digital Banking Mobile Tools Online 131

PYMNTS

AUGUST 22, 2019

Banks are not just competing for customer engagement and retention — they are also vying for funding and resources as they overhaul their infrastructure and banking tools. The latest Digital Banking Tracker examines how legacy institutions stay competitive with challenger banks. Trust as an Asset.

Digital Banking 166

Digital Banking Mobile Study Data 166

PYMNTS

JANUARY 18, 2021

With more digital banking options emerging on the U.S. market, FinTechs are turning their attention to the business community, whose demands for a better banking experience are growing louder. Marrying AP With Banking. It is very much mean to be living in a centralized location with the rest of your tools.".

Digital Banking 165

Digital Banking Data Fintech User Experience 165

Bobsguide

MAY 18, 2022

CompatibL, a leading provider of risk management solutions and professional services for the financial industry, has been named the winner of the Best Risk Management Platform Award in the sixth annual FinTech Breakthrough Awards program for its innovative CompatibL Cloud Platform. About the FinTech Breakthrough Awards.

Fintech 147

Fintech Risk Management Analytics Software 147

PYMNTS

NOVEMBER 18, 2020

Collaboration and not competition, Visa’s Senior Vice President, Global Head of FinTech Terry Angelos told Karen Webster in a discussion on the recent advancements and updates to Visa’s Fast Track program , is quite evident — particularly when one observes that a number of Visa’s partners are many that, on paper, might appear to be competitors.

Fintech 184

Fintech Community Community Bank Meeting 184

PYMNTS

MAY 1, 2020

Open banking developments were impacting customers’ interactions with their banks before the COVID-19 pandemic. have passed laws or implemented programs over the past two years to put more focus on digital banking and data security, fundamentally changing how online transactions work. Consumer Trust Drives Open Banking .

Innovation 245

Innovation Regulation Digital Banking Security 245

PYMNTS

MARCH 13, 2019

As the financial services space focuses on digitizing offerings for their small business customers, much of these efforts are targeting online banking portals accessed via desktop. Today, he explained, small businesses often do the bare minimum to manage finances, despite the rise in FinTech platforms and products available to them.

Mobile 169

Mobile Fintech Software Tools 169

PYMNTS

NOVEMBER 26, 2019

As SMBs seek opportunities to expand their operations, and reach new customers and markets, they will need the right spend and workforce tools to ensure funds are spent appropriately. based FinTech, recently added a new corporate card to its portfolio of solutions. Spend Tools To Win The ‘Game Of Keystrokes’. Yordex , a U.K.-based

Tools 141

Tools Boston Cards Management 141

PYMNTS

JULY 12, 2019

Targeting the freelancer and small business space, FinTech startup Sensibill announced $31.5 The Canadian company provides receipt management for other mobile banking apps, enabling the apps and their small business users to aggregate and analyze spend and expense data. million in Series B funding this week.

Tools 160

Tools Capital Management Technology 160

PYMNTS

SEPTEMBER 15, 2020

In today’s top news in digital-first banking, Goldman Sachs has launched a personal finance offering for customers of average means, and Franklin Templeton’s Singapore subsidiary has joined forces with Razer Fintech. Goldman’s Marcus Adds Personal Finance Management Tools. Plus, First Horizon National Corp.

Tools 131

Tools Fintech Tennessee National 131

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Digital banks. Digital Banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JUNE 23, 2020

Sesame Cash offers a variety of features, including no-cost daily credit score checks, rewards for improving credit, credit and identity protection services, early payday, real-time transaction notifications, simple access to funds, direct deposit, the ability to freeze or un-freeze a card in the app, and integration with most digital wallets.

Management 245

Management Digital Banking Analytics Cards 245

PYMNTS

SEPTEMBER 11, 2019

The strategy also dovetails with API integrations and the emergence of open banking business models. Elsewhere, in Denmark, the FinTech firm known as Nordic API Gateway , which offers the money app Spiir, said this past week that they have received a payment initiation service provider license (PISP).

Digital Banking 177

Digital Banking Regulation Payments cryptocurrency 177

PYMNTS

JUNE 15, 2020

B2B FinTechs continue to step up to introduce new solutions for their customers with an eye on helping business owners survive this market crisis and persevere into the future. There are unique challenges for SMBs operating in Belgium and the broader EU that banking solution providers should consider, said Czuba. .” ”

Regional 245

Regional Operations Fintech Tools 245

PYMNTS

AUGUST 30, 2020

With the NXTsoft OmniConnect Marketplace, we are set to reshape the way financial institutions engage with digital banking technology providers to deliver on the growing demand for contactless and real-time payment solutions,” he said, according to the release.

Payments 273

Payments Trends Tools Digital Banking 273

PYMNTS

MARCH 12, 2019

Digital banking customers of today aren’t looking for the bank with the newest features — they’re looking for the bank that can keep their data safe. Any security mishap can send customers to one of the other digital banking apps that are ready and waiting for them. Around the Digital Banking World.

Digital Banking 209

Digital Banking Fraud United States Security 209

PYMNTS

AUGUST 9, 2020

Community banks have been working to innovate through collaborations with FinTechs. PYMNTS reported that those kinds of partnerships can often be faster than the bank innovating on its own.

Tools 168

Tools Community Bank Community Taxes 168