Gonzobanker

DECEMBER 5, 2024

Will new infusions in the digital banking space translate to real innovation? This year has delivered many that wasnt on our digital 2024 bingo card moments for our industry. NCR, known for its ATM and POS solutions, had stepped into digital banking to expand its offerings for banks and credit unions.

Digital Banking 157

Digital Banking Capital UX Innovation 157

Chris Skinner

JUNE 12, 2019

I just went through a conversation about my presentation for a forthcoming conference. … The post The logic of digital change appeared first on Chris Skinner's blog. They didn’t want to provide a prescriptive approach, and just asked what I talked about in general.

Conference 419

Conference Digital Banking Fintech 419

Chris Skinner

MARCH 30, 2020

I did a presentation to a conference via video link the other day. Slido allowed audience members to ask questions through the presentation, and the list of questions at the end was quite extensive. The most popular … The post Banks questions about doing digital transformation appeared first on Chris Skinner's blog.

Conference 338

Conference Video Digital Banking 338

Chris Skinner

AUGUST 13, 2019

I recently attended a FinTech conference where Henry Ma, Vice President & Chief Information Officer of WeBank, presented an update of how the bank is faring in China. This may … The post A bank that runs accounts for just 50 cents a year appeared first on Chris Skinner's blog.

Conference 403

Conference Fintech Case Study Study 403

Chris Skinner

MARCH 5, 2019

I’ve talked a little about TechFin in the past but, in my presentations, I talk more and more about TechFin versus FinTech. It’s a … The post Are banks customer focused? FinTech is doing what we’ve always done, cheaper and faster and better with technology. appeared first on Chris Skinner's blog.

Fintech 391

Fintech Technology Digital Banking 391

PYMNTS

AUGUST 10, 2017

It’s been a little over a year since our Digital Banking Tracker heralded the “ Dawn of Banking Voice Technology.” Now it’s more like the high noon of banking voice technology, with most major banks hosting their own incarnation — all with slightly different capabilities and adoption rates. Santander U.K.

Security 156

Security Technology Fraud User Experience 156

PYMNTS

JANUARY 3, 2020

In late June, the Monetary Authority of Singapore (MAS) sent a ripple through the global financial services ecosystem with the announcement of its intention to issue five digital bank licenses to eligible applicants. Only two of the licenses will full digital banking licenses, while the other three will be wholesale banking licenses.

Digital Banking 130

Digital Banking Groups Regional Mobile 130

Chris Skinner

NOVEMBER 29, 2018

In a final write-up on leadership, there was a fantastic presentation about the lessons DNB had learned in trying to make digital change happen.

Leadership 373

Leadership Groups Operations Digital Banking 373

PYMNTS

NOVEMBER 23, 2018

In banking and payments architecture, especially in the digital realm, a corollary might be “form and function co-exist, and should be flexible enough to change rather quickly.”. Kennedy stated that 86 400 will exist, effectively, as a white-label offering to Cuscal clients, allowing for the emergence of Open Banking.

Digital Banking 134

Digital Banking Mobile Data Marketing 134

PYMNTS

DECEMBER 30, 2020

That presents a big opportunity for credit unions (CUs) being part of their members’ reopening journeys. “I do think people have kind of settled into a new routine, but I also think there's a lot of pent-up desire to spend on travel and go places,” Clark said. The world's going to open up, and how that happens will be an interesting thing.”.

Digital Banking 206

Digital Banking Tools Fraud Examples 206

Chris Skinner

APRIL 8, 2019

During the weekend I presented the trends on FinTech and Tech Fin, my two favourite subjects. The … The post The challenge of transforming into “Banks of the Future” (research) appeared first on Chris Skinner's blog.

Conference 368

Conference Study Trends Fintech 368

Chris Skinner

JULY 20, 2017

One of the presentations I particularly enjoyed at the EFMA meeting was from Gürhan Çam, Senior Vice President- Digital Banking at DenizBank, Turkey. You will all know by now that I love the innovations in retail banking in Turkey, and Gürhan didn’t disappoint. First, there is the fastPay Wallet.

social media 292

social media ATM Innovation Digital Banking 292

Chris Skinner

MAY 10, 2018

I just presented at a conference focused upon smaller banks. How can they respond to the digital change? Here are the things that cropped up: We have too much to do Yep, small financial firms are busy … The post Small bank thinking appeared first on Chris Skinner's blog.

Conference 348

Conference Digital Banking 348

Chris Skinner

JUNE 6, 2018

Another day talking culture, leadership and change for digital, and a fascinating review of the five things banks mess up when considering partnering. This presentation was from the Chief Digital Officer (CDO) of a major European bank. appeared first on Chris Skinner's blog.

Leadership 290

Leadership Digital Banking Innovation 290

PYMNTS

MAY 21, 2019

Bundesbank, Germany’s central bank, said increased use of financial technology in the country could present regulators with their biggest hurdle since the financial crisis, according to a report by Bloomberg. “We

Digital Strategies 122

Digital Strategies Cards Technology Regulation 122

Chris Skinner

JUNE 20, 2017

Anyways, one little moment stood out enough for me to blog about, and it was the presentation from Capco’s FinTech lead Jeff Tijssen. He did, so here’s his presentation deck. The post 12 reasons why banks don’t innovate appeared first on Chris Skinner's blog.

Innovation 407

Innovation Regulation Conference Fintech 407

PYMNTS

JUNE 13, 2019

Digital bank Monzo, based in the United Kingdom, is crossing the pond. banking license, Blomfield told the newswire, coming into the U.S. through a partnership with Sutton Bank, which is in turn based in Ohio. Reuters reports that the company has reached U.S. The company has applied for a U.S. And yet the U.S.

Digital Banking 119

Digital Banking Los Angeles San Francisco US 119

ATM Marketplace

MARCH 18, 2025

Currently, XFS development continues to advance, with its latest evolution leading to XFS4IoT, a version that meets the new demands of digital banking and cloud computing.

Meeting 86

Meeting Digital Banking 86

BankInovation

MAY 3, 2022

Digital banking vendor Q2 announced today that it secured five big bank signatures during the first quarter as the company continues its up-market digital banking push.

Digital Banking 97

Digital Banking Security Marketing Company 97

Chris Skinner

OCTOBER 17, 2018

Ten years ago, I was presenting the concept of Banking-as-a-Service, with the idea that I could find a wide range of plug-and-play software in a cloud-based marketplace, and build my own bank by bringing these pieces of code together into an easy-to-use banking service.

Software 319

Software Digital Banking 319

Chris Skinner

DECEMBER 18, 2017

I was moderating a panel discussion about Open Banking and the panel’s opening was some research presented by Steve Ogborn and Benedict Ireland of the Unlimited Group. The guys said that only 9% of consumers had heard of Open Banking. That means 91% had no idea what it was.

Groups 311

Groups Digital Banking Innovation Fintech 311

Chris Skinner

MAY 9, 2018

I just listened to a presentation by Nick Thompson, editor-in-chief at Wired, about all things in the future of tech.

Regulation 307

Regulation Case Study Study Digital Banking 307

Chris Skinner

SEPTEMBER 11, 2017

I’m making a presentation on cybersecurity this week at our Nordic Finance Innovation meetings. This meant preparing a few new slides from scratch as I don’t have a set deck for cybercrime, and sat and started ideas just as the news dropped about the Equifax breach.

Meeting 295

Meeting Innovation Case Study Study 295

Bank Innovation

FEBRUARY 22, 2017

Given the present rate of Read More. There are different factors to consider for each market, so that it is difficult to establish a ranking. (In In addition, it would be a boring task.) But consider the following question.

System 284

System Marketing Operations Digital Banking 284

Chris Skinner

AUGUST 31, 2017

It was a very short visit, but a packed evening of presentations and discussions. I just had a whirlwind visit to Indonesia to support DBS in the rollout of their digibank service there. Part of the time was spent with Piyush Gupta, the CEO, who I’ve been watching for some … The post What makes DBS different?

Case Study 290

Case Study Study Digital Banking 290

Chris Skinner

OCTOBER 29, 2017

It’s intriguing to see how people react to my presentations. I am direct, some call me blunt, but my content is based upon deep research that mixes desk-based analysis, my blog, endless conversations around the world with bankers and technologists and a lot of experience.

Analysis 292

Analysis Digital Banking Technology Fintech 292

Chris Skinner

SEPTEMBER 10, 2018

His presentation was in Chinese but, from the simultaneous translation and slides, I picked up some interesting stats. I enjoyed the LendIt conference in Shanghai, and wrote a few notes. In particular, I enjoyed hearing the story of XWBank as told by Jiang Hai, the Vice Chairman.

Conference 292

Conference Case Study Study Digital Banking 292

Bank Innovation

APRIL 10, 2019

The key to delivering that promise for BBVA, or any digital bank, for that matter, is data. Data is the present […]. BBVA Compass, the U.S.

Data 170

Data Digital Banking Operations Management 170

PYMNTS

OCTOBER 18, 2018

In search of added convenience and simplicity, banking customers are migrating to online and mobile banking interfaces, leaving in-person visits to brick-and-mortar branches behind. Around The Digital Banking World. Westpac , one of Australia’s “Big Four” FIs, for one, is rolling out new omnichannel banking offerings.

Fraud 178

Fraud social media Data Trends 178

Chris Skinner

JUNE 2, 2017

Things have moved at a pace and ferreting around the internet this morning, I found this fascinating presentation by Matthew Brennan (you can get a PDF by emailing info@chinachannel.co). I would write a lot more, but the slides tell their own story so I’m posting them here.

User Experience 259

User Experience Mobile Conference Customer Experience 259

Chris Skinner

JUNE 30, 2016

I was piqued by Victor Matarranz’s [SEVP Head of Group Strategy and Chairman’s Office, Banco Santander] presentation at MoneyConf last week, mainly because he began by talking about Fintech 1.0 versus Fintech 2.0. Fintech 1.0 he defined as the emergence of peer-to-peer lenders and new payments companies between 2010 and 2014.

Fintech 292

Fintech Maine Strategy Groups 292

Chris Skinner

NOVEMBER 5, 2019

I gave the opening speech and was followed by the indomitable Anne Boden, CEO and Founder of Starling Bank, who talked about the path to profitability.

Fintech 277

Fintech Digital Banking 277

Chris Skinner

MAY 29, 2016

Our main stories of this week includes … The future of banking, money and finance [Presentation] I’ve been presenting a summary of Digital Bank and ValueWeb for a few months now. It is the story of the origins of moneykind and, as many have now heard the story, I thought it’s about time to share this on the blog.

Maine 150

Maine Digital Banking 150

Chris Skinner

DECEMBER 16, 2018

I present regularly to retail, commercial and investment banks, wealth managers and fund managers, insurance companies and more about how technology is transforming everything. I often can feel a sense of cynicism in the room.

Retail 269

Retail Management Technology Company 269

BankInovation

MARCH 8, 2022

SAN ANTONIO — Payment innovation will make or break the relationship young consumers have with their banks.

San Antonio 97

San Antonio Payments Regional Tools 97

Chris Skinner

APRIL 4, 2017

I often make a keynote presentation – about two or three times a week – and try to change my presentation as frequently as possible so that those who see me two or three times in a month – and it does happen – aren’t bored but, more importantly, to ensure that I’m not bored too. Was the presentation just awful?

Technology 250

Technology Digital Banking Fintech 250

PYMNTS

APRIL 28, 2020

Digital banking will also become more widespread. “As As fewer people visit branches, there is definitely an opportunity for CUs to enhance and elevate their digital banking strategies,” said Salzer, with additional payment options and tightly integrated and customized experiences that can rival offerings of big banks. “As

Digital Banking 248

Digital Banking Online Fraud Customer Experience 248