Payments Dive

AUGUST 14, 2024

The Consumer Financial Protection Bureau’s earned wage access rule “could outright deny EWA to the wage earners who need it the most,” writes a trade group CEO.

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Groups 195

South State Correspondent

AUGUST 14, 2024

If managing loan pricing is a college-level course, deposit pricing is a master’s. Given the complexity, managing analyzed checking, however, is a PhD. level effort. There are all the dynamics of traditional accounts plus often two different interest rates, the ability to offset fees, and a variety of adjustments. We covered the basics of account analysis in Part 1 ( HERE ), and in this article, we highlight best practices for managing an analyzed transaction account.

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How To Analysis Management Training 195

Payments Dive

AUGUST 14, 2024

The bank and credit card issuer told regulators in a letter that competition will require it to keep its products fairly priced.

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Cards Capital Regulation 273

South State Correspondent

AUGUST 14, 2024

Commercial lending is more competitive than ever. To effectively differentiate their services, commercial lenders will need to be thought leaders, understand their market and industries, and provide more insightful advisory services. Commercial lenders can differentiate themselves by running return on investment (ROI) scenarios for their borrowers to help them make better financing decisions – especially when comparing buy vs. rent decisions.

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Tools Marketing Community Bank Community 195

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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Jeff For Banks

AUGUST 14, 2024

So often we struggle with the noise surrounding the banking industry. “Change or die!” “Get bigger or get out!” “If you don’t have an AI strategy you’re already behind!” How do we create a financial institution that embraces change without chasing shiny objects? I have ideas in the below video.

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BankBazaar

AUGUST 14, 2024

This Independence Day, we want you to pave your way towards a financially independent life. And to be financially independent you need to have a good credit history, therefore, a great Credit Score! It’s a great feeling to be independent. It’s a liberating experience. This Independence Day, we want to equip you with the liberty of being in charge of your finances.

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Cards 78

American Banker

AUGUST 14, 2024

The dark secret about credit unions is that while rules have changed to allow them to make more commercial loans, their ability to underwrite those loans at scale is lacking. When the credit cycle turns, there's going to be a reckoning.

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Community Community Bank Compliance Regulation 98

BankInovation

AUGUST 14, 2024

Vantage Bank has selected digital banking service provider Unit to improve its core digital banking offerings and provide embedded finance capabilities. Community banks don’t have the resources to execute rapid, high-quality digital transformations which has seen their share of the U.S.

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Community Bank Digital Banking Resources Community 77

Jack Henry

AUGUST 14, 2024

Support small business banking needs through connection and community. Click to learn more about the smb market and how to optimize your small business banking strategy.

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Community Strategy How To Marketing 88

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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BankInovation

AUGUST 14, 2024

London-based Barclays bank and Amazon have come together to launch a co-branded card in the United Kingdom: Amazon Barclaycard. “We’ve launched this card for anyone who loves to shop at Amazon and wants to be rewarded for doing so on their everyday spend,” a Barclays spokesperson told Bank Automation News.

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Cards Branding Payments 74

American Banker

AUGUST 14, 2024

The Chicago-area bank closed the fifth-largest deal announced this year in a matter of months. It may bode well for M&A, as several big transactions have been announced in 2024.

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Michigan Chicago Community Bank Community 81

BankInovation

AUGUST 14, 2024

TD Bank will launch a data-driven small-business insights dashboard in October. Built with insights engine Monit, the dashboard will enable small-business customers to connect their accounting platforms within their banking portal with cash flow forecast insights, Paul Margarites, head of commercial digital platforms at TD Bank, told Bank Automation News.

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Data 72

American Banker

AUGUST 14, 2024

Krish Swamy, Dan Jermyn and others on a just-released AI 100 list say they expect investment in AI to keep increasing.

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Fraud Technology 85

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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BankInovation

AUGUST 14, 2024

AI-based financier Pagaya Technologies plans to expand its new relationship with subprime auto lender OneMain Financial to an enterprise agreement as Pagaya eyes continued growth and gears up to add counteroffers and refinance options for consumers.

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Industry Technology 69

Commercial Lending USA

AUGUST 14, 2024

Get clear, simple advice on commercial property loans. Compare rates and find the best options to help you secure the perfect deal for your business.

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Security Lending 52

American Banker

AUGUST 14, 2024

The card brand adds to partnerships that enable data sharing and cross-selling; the U.K. bank is lowering fees based on clients meeting metrics for sustainability; and more.

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Meeting Branding Cards Data 78

The Paypers

AUGUST 14, 2024

Bank payment provider GoCardless has joined the SEPA Payment Account Access (SPAA) scheme and calls on banks to sign up to drive European payments innovation.

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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American Banker

AUGUST 14, 2024

A Northwest credit union announced plans this week to buy a community bank, lifting the 2024 total of such deals to 13 and putting the year on track to set a record. The all-time annual high of 16 was set in 2022.

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Community Bank Community 53

The Paypers

AUGUST 14, 2024

Global provider of payment services Worldline has expanded its partnership with BLIK , aiming to roll out the latter’s code payment on the Worldline Tap on Mobile app.

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Mobile Payments 41

American Banker

AUGUST 14, 2024

A Northwest credit union announced plans this week to buy a community bank, lifting the 2024 total of such deals to 13 and putting the year on track to set a record. The all-time annual high of 16 was set in 2022.

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Community Bank Community 45

The Paypers

AUGUST 14, 2024

Mastercard has partnered with Argyle to advance its Open Banking for Lending initiative and enhance consumers’ control over their financial information.

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Lending 41

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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

Lending

American Banker

AUGUST 14, 2024

Thanh Roettele will help guide the Canadian bank's growth in the mortgage warehouse space in one of its latest moves aimed at the U.S. market.

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Lending Marketing Industry 36

The Paypers

AUGUST 14, 2024

Alchemy Pay has partnered with Mesh in order to enable direct crypto payments at online and offline merchants using crypto funds from exchanges and wallets.

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Online Payments 41

American Banker

AUGUST 14, 2024

Plans for Specialized Portfolio Servicing's sale resolves questions about it that arose when UBS bought the troubled Credit Suisse last year.

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Report Capital Marketing 36

The Paypers

AUGUST 14, 2024

Tekmetric has announced its partnership with the payment network Affirm in order to bring flexible payment options and methods to auto repair shops.

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Payments 41

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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

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