Tue.Nov 26, 2024

article thumbnail

Some implications of climate policy for monetary policy

BankUnderground

Francesca Diluiso, Boromeus Wanengkirtyo and Jenny Chan. This post examines key aspects of climate mitigation policies that could matter for monetary policy, using insights from structural climate macroeconomic models ( Environmental Dynamic Stochastic General Equilibrium ). Three main findings emerge: first, mitigation policies – like carbon pricing – can be a direct source of shocks, creating potential trade-offs for monetary policy ( Carney (2017) ).

article thumbnail

Self-Service Innovation Summit executive panel to share future predictions, strategy insights

ATM Marketplace

This year’s Self-Service and Innovation Summit, hosted by Networld Media Group in Tampa, Florida from December 9-11 will culminate with “Thought leader roundtable: Executive predictions,” a panel dedicated to helping decipher fact from fiction and providing practical advice for building your business.

Tampa 140
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

NCUA has a regulatory blind spot; Congress must act to eliminate it

American Banker

The National Credit Union Administration lacks the authority to regulate third-party vendors that supply vital services to the industry. This creates a major risk to credit union customers and the broader U.S. economy.

article thumbnail

Senior UK bankers will get bonuses years earlier under plan to relax rules

TheGuardian

PRA and FCA propose changes to bonus deferrals in bid to drive growth and improve UK competitiveness Business live – latest updates Senior UK bankers will receive their bonuses years earlier under plans by the Bank of England to relax post-financial crisis restrictions. The proposals are to reduce the bonus deferral period for some of the most senior bankers from eight years to five.

86
article thumbnail

Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

article thumbnail

'Human crimes is a blind spot': How banks can nab felons

American Banker

The Knoble, a nonprofit that brings banks, credit unions, payment networks and law enforcement together to detect elder and child exploitation and human trafficking, has worked with more than 600 banks.

More Trending

article thumbnail

Bank regulators have concepts of a plan to deal with AI

American Banker

In a string of speeches last week, the top federal banking regulators outlined goals and framed their thinking about artificial intelligence in financial services, but the biggest questions around liability and widespread adoption remain unanswered.

article thumbnail

Old National in Indiana to buy Bremer Financial

ABA Community Banking

Old National Bancorp in Evansville, Illinois, has agreed to buy Bremer Financial in St. Paul, Minnesota. The post Old National in Indiana to buy Bremer Financial appeared first on ABA Banking Journal.

Indiana 52
article thumbnail

Climate and monetary policy series

BankUnderground

Boromeus Wanengkirtyo, Francesca Diluiso, Rebecca Mari, Jenny Chan, Ambrogio Cesa-Bianchi and Alex Haberis. Climate change is becoming increasingly important for monetary policy as the world transitions into greener economies and climate change’s physical impacts become more prominent. This is complementary, but distinct to, examining how climate change affects financial stability risks ( Carney (2015) ).

article thumbnail

Old National in Illinois to buy Bremer Financial

ABA Community Banking

Old National Bancorp in Evansville, Illinois, has agreed to buy Bremer Financial in St. Paul, Minnesota. The post Old National in Illinois to buy Bremer Financial appeared first on ABA Banking Journal.

article thumbnail

5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

article thumbnail

Banca Investis launches Gen AI-driven investment advisory application

The Paypers

Banca Investis has announced the launch of a new investment advisory platform entitled NIWA, powered by Gen AI, in partnership with Bain & Company.

Company 41
article thumbnail

Bank Community Engagement: Small-business lending can be a win-win. Here’s how.

ABA Community Banking

An approach that not only addresses challenges of access to capital for underserved communities, but one that also builds a customer pipeline for the future. The post Bank Community Engagement: Small-business lending can be a win-win. Here’s how. appeared first on ABA Banking Journal.

article thumbnail

Capitolis announces investments from Citi, Morgan Stanley, State Street and UBS

The Paypers

Capitolis , a tech company dedicated to increasing the safety of capital markets, has revealed new strategic investments from four global banks.

Capital 41
article thumbnail

8th Session - Commercial FHA - HUD Loans

Commercial Lending USA

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

Lending 40
article thumbnail

The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

article thumbnail

The Riksbank opens its payment system

The Paypers

The Riksbank has announced that its payment system, RIX-INST, will accommodate a broader range of instant payments, other than Swish transactions.

System 41
article thumbnail

Mountain America exiting New Mexico with branch deal

American Banker

The Sandy, Utah-based credit union said it opted to part with its two New Mexico branches to focus on other geographies. At least one expert expects an uptick in branch sales as more credit unions seek to "right-size" their networks.

article thumbnail

ID.me's valuation increases to USD 1.8 million after tender offer

The Paypers

Digital verification company ID.me has expanded its valuation after it successfully completed a tender offer that placed its worth at USD 1.8 million.

Company 41
article thumbnail

Why community banks are struggling to expand loan portfolios

American Banker

Median growth among small U.S. lenders was 1.2% for the third quarter. Bankers are hoping lower interest rates will boost demand, but borrowers aren't jumping.

article thumbnail

10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

article thumbnail

Thunes partners with Trade and Development Bank Mongolia

The Paypers

Thunes , a global payment network, has signed a Memorandum of Cooperation with Trade and Development Bank of Mongolia (TDB).

article thumbnail

It's a small world: Why payment companies are targeting SMBs

American Banker

Micro-, small- and medium-sized businesses have traditionally been a tough nut to crack when it comes to serving up actionable insights. Payment data is helping to change that.

Company 34
article thumbnail

Bluecode, Discover Global Network partner to scale mobile payment acceptance

The Paypers

Austria-based payment brand Bluecode has teamed up with Discover Global Network to expand mobile payment acceptance across the world utilising Payment Roaming.

Mobile 36
article thumbnail

US bank robberies at new low

American Banker

Banks like Fifth Third have increased security measures at their branches, while some potential robbers are turning to cybercrime.

US 34
article thumbnail

Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

article thumbnail

Revolut reveals 2025 product plans at London event

The Paypers

Revolut officials have outlined the company's strategic vision for 2025 during the ‘The Revolutionaries’ event, which took place in London.

Company 36
article thumbnail

How Spending Priorities and Financial Health Guide Consumer Credit Card Choices

The Financial Brand

This article How Spending Priorities and Financial Health Guide Consumer Credit Card Choices appeared first on The Financial Brand. New research from Elan Credit Card reveals what is driving credit card choices: Financial stability shapes preferences between rewards and credit-building features for new cardholders. This article How Spending Priorities and Financial Health Guide Consumer Credit Card Choices appeared first on The Financial Brand.

Cards 34
article thumbnail

PayTabs Egypt, Azimut to launch online top-ups for investment accounts

The Paypers

Payment solutions provider PayTabs Egypt has teamed up with Azimut to launch top-ups for trading accounts and investment funds on the latter’s platform, azinvest.

Online 36
article thumbnail

How to Ensure Business Continuity for Banks and Financial Services

The Financial Brand

This article How to Ensure Business Continuity for Banks and Financial Services appeared first on The Financial Brand. Whether facing a natural disaster, a community-wide crisis, or an unforeseen global event like a pandemic, ensuring continuity isn't just a priority — it's a responsibility. This article How to Ensure Business Continuity for Banks and Financial Services appeared first on The Financial Brand.

How To 34
article thumbnail

Signal-Based Selling: How to Leverage 4 Key Buying Signals

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.