Tue.Dec 31, 2024

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The lending and credit risk issues that will shape 2025

Abrigo

The major priorities and challenges in lending and credit risk in the year ahead Abrigo asked bank and credit union clients and members of our Advisory Services group to identify the trends and challenges that are top of mind. Key topics covered in this post: Regulatory compliance & CFPB 1071 Managing profitability for interest rate dynamics Continued risk in CRE Small business lending opportunities Top-of-mind topics for lenders and credit risk professionals As financial institutions enter

Lending 195
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Employees need to understand the 'why' behind their target goals

American Banker

As the new year begins, managers across the industry will be setting new goals for their branch bankers. They'll find more engagement and success if they clearly articulate the thinking behind the goal setting.

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Examining EMV testing, certification

ATM Marketplace

As EMVCo celebrates its 25th anniversary, it is important for the entire payment industry to acknowledge the organization's success in reducing counterfeit and card-present fraud across the globe.

Fraud 78
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When employees are LOLing money laundering, can tech help?

American Banker

At TD Bank and some other financial institutions accused of aiding and abetting money laundering, AML and branch employees have colluded and even joked about it in instant messages. Technology is part of the answer to detecting and preventing this.

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Enterprise ABM Marketing Tools: A Marketer's Guide

Savvy B2B marketers know that a great account-based marketing (ABM) strategy leads to higher ROI and sustainable growth. In this guide, we’ll cover: What makes for a successful ABM strategy? What are the key elements and capabilities of ABM that can make a real difference? How is AI changing workflows and driving functionality? This Martech Intelligence Report on Enterprise Account-Based Marketing examines the state of ABM in 2024 and what to consider when implementing ABM software.

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Are We On the Verge of a Lending Surge?

The Financial Brand

This article Are We On the Verge of a Lending Surge? appeared first on The Financial Brand. Banks and lenders need to be ready and armed with technology that supports rapid data processing and decision-making. This article Are We On the Verge of a Lending Surge? appeared first on The Financial Brand.

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Georgia CU-bank deal unravels; another pops up in Michigan

American Banker

A record 22 credit unions announced plans to acquire banks in 2024, though the year ended on a discordant note as regulatory concerns appear to have derailed a planned CU-bank deal in Georgia.

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Banks refocus on succession planning and strategy in 2024

American Banker

A number of banks mixed up their executive teams in the past year, as they shifted strategy, handled regulatory problems or planned for retirement.

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Deals and regulatory scrutiny: Community banking in 2024

American Banker

Community banking highlights in 2024 included strong deposit growth at a Los Angeles-based digital-only bank, continued regulatory scrutiny of banking-as-a-service arrangements, along with a transformational deal in the Old Dominion.

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Top banks close branches, with one exception

American Banker

JPMorgan Chase opened a net 38 sites in the 12 months ended Sept. 30, bucking the branch-closing trend.

Trends 36
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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.