BankInovation

JANUARY 2, 2024

Industry experts predict adoption of real-time payments as well as the increased use of FedNow and digital wallets in 2024 as consumer demand for instant payments continues to grow.

Trends 127

Trends Payments Industry 127

South State Correspondent

JANUARY 2, 2024

Many economists and analysts predict that the Federal Reserve and other central banks will start easing monetary policy in 2024. Many bankers and borrowers are convinced that a recession is imminent despite no clear evidence for such a conclusion. How should lenders discuss interest rates in 2024, and what advice should relationship managers provide their clients about banking products?

How To 195

How To St. Louis Lending Marketing 195

ATM Marketplace

JANUARY 2, 2024

2024 will be another major year of change and challenge for retail banks.

Retail 106

Retail 106

American Banker

JANUARY 2, 2024

A new law will make Colorado a much more difficult place for cash-strapped citizens to get credit. Other states should avoid following in its footsteps.

Colorado 92

Colorado Compliance Regulation Fintech 92

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BankInovation

JANUARY 2, 2024

Valley Bank is exploring generative AI, expanding machine learning operations and paying keen attention to data throughout the bank’s operations. Chief Data and Analytics Officer Sanjay Sidhwani joined the $61 billion, Morristown, N.J.-based bank in April in the new position.

Analytics 77

Analytics Data Operations 77

BankInovation

JANUARY 2, 2024

HSBC Holdings Plc is set to debut an international payments app aimed at directly challenging the dominance of fintechs like Revolut and Wise Plc that have gathered tens of millions of retail customers by offering cheap foreign exchange.

Retail 74

Retail Fintech Payments 74

American Banker

JANUARY 2, 2024

The top five banks have combined construction loans of more than $71 billion.

Industry 87

Industry Lending 87

The Financial Brand

JANUARY 2, 2024

This article Trends 2024: Is Record-Breaking Pace of Bank Branch Closures Easing? appeared first on The Financial Brand. In 2024, bank closures will be well off their pandemic highs – mainly because there are few locations left for banks to feasibly cut. This article Trends 2024: Is Record-Breaking Pace of Bank Branch Closures Easing? appeared first on The Financial Brand.

Trends 37

Trends Maine Branding 37

American Banker

JANUARY 2, 2024

The fintech revolution has been more successful at working with banks than at trying to replace them, points out Gene Ludwig, former Comptroller of the Currency, chair of the Ludwig Institute for Shared Economic Prosperity, and co-founder of Canapi Ventures. Those with "must have" products will fare far better in 2024 than those with "nice to have" tools, he says.

Fintech 87

Fintech Tools Capital Technology 87

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The Financial Brand

JANUARY 2, 2024

This article Banking 2030, Part 2: The Seismic Forces Shaping the Industry appeared first on The Financial Brand. Special Report: In the second of a four-part series on the long-term future of the banking industry, we examine the four major industry transformations currently underway. This article Banking 2030, Part 2: The Seismic Forces Shaping the Industry appeared first on The Financial Brand.

Industry 36

Industry Branding Report Banking Trends 36

American Banker

JANUARY 2, 2024

The bank's cross-border transaction service opens a new lane for customer acquisition in an increasingly competitive niche.

Payments 85

Payments 85

The Financial Brand

JANUARY 2, 2024

This article An Inside Look at Ally Bank’s Measured Roll-Out of GenAI appeared first on The Financial Brand. How can banks harness AI's emergent capabilities before public opinion or regulatory sentiment turns? Ally's responsible and inclusive approach is a good start. This article An Inside Look at Ally Bank’s Measured Roll-Out of GenAI appeared first on The Financial Brand.

Branding 36

Branding Banking Trends Report Trends 36

American Banker

JANUARY 2, 2024

Brighton Bank entered a consent agreement with the regulator regarding violations of anti-money laundering laws.

Tennessee 82

Tennessee FDIC Regulation Cyber Security 82

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The Financial Brand

JANUARY 2, 2024

This article Banking 2030, Part 3: Banking Innovation is Paramount Even as Regulatory and Competitive Pressures Mount appeared first on The Financial Brand. Special Report: Why a challenging environment cannot distract banks and credit unions from the imperative to innovate. This article Banking 2030, Part 3: Banking Innovation is Paramount Even as Regulatory and Competitive Pressures Mount appeared first on The Financial Brand.

Innovation 26

Innovation Branding Report Banking Trends 26

American Banker

JANUARY 2, 2024

Co-workers remember a considerate boss who worked to create newsroom opportunities for women and minorities

64

64

American Banker

JANUARY 2, 2024

The Treasury's Financial Crimes Enforcement Network launched its new database identifying U.S. business owners pursuant to the 2021 Corporate Transparency Act Monday, giving existing companies one year to file reports on their true owners and new companies 90 days after their creation to comply.

Report 58

Report Company Compliance Regulation 58

American Banker

JANUARY 2, 2024

Bank investors hope they can party like it's 1995, when the U.S. economy stayed healthy even after aggressive Federal Reserve rate hikes. But a few analysts are a bit more cautious over whether banks' loan books will hold up as well this time.

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57

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American Banker

JANUARY 2, 2024

Eugene Ludwig, former Comptroller of the Currency and current co-founder of Canapi Ventures, a fintech VC, reflects on how 2023 treated fintechs, how far the fintech movement has come and what banks and their regulators need to look out for in 2024.

Fintech 39

Fintech Regulation Technology 39