Payments Dive

JANUARY 3, 2024

The state’s new law will force merchants to limit credit card surcharges and more clearly disclose them to consumers. If the businesses don’t, they could face a $500 penalty.

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New York Cards 468

South State Correspondent

JANUARY 3, 2024

One common question we field is recommendations of books to improve either bank performance or personal performance. Since many bankers likely have a self-improvement goal in their New Year’s resolutions, we wanted to put out our recommendations right from the start. To do this, we teamed up with Jack Hubbard, Managing Partner of the Modern Banker , to bring you our collective favorites.

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Leadership Management Strategy How To 370

Payments Dive

JANUARY 3, 2024

New York Gov. Kathy Hochul is seeking to require buy now, pay later providers to obtain a license to operate in the state, in addition to other potential regulations for the industry.

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Regulation New York Operations Industry 433

Abrigo

JANUARY 3, 2024

New BOI requirements and how financial institutions can comply Here's what FinCEN's recent final rule for beneficial ownership information (BOI) reporting says and how anti-money laundering (AML) programs will access BOI information. You might also like this on-demand webinar, "How the AMLA & CTA will affect your AML program." WATCH NOW Introduction Changes to beneficial ownership reporting Takeaway 1 Effective Jan. 1, 2024, many companies must begin reporting information about who ultimate

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Fraud Regulation Report Compliance 221

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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Payments Dive

JANUARY 3, 2024

The consulting firm’s global marketing head explained in an interview why a bank-backed digital wallet won’t be “the PayPal killer” and why the U.S. hasn’t seen a super app for payments.

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Payments Marketing 417

TheGuardian

JANUARY 3, 2024

Five- and 10-year fixed-rate remortgage offers announced as lenders big and small reduce rates HSBC has become the latest big UK lender to announce across-the-board mortgage interest rate cuts, with leading names announcing reductions of up to one percentage point. The bank’s new deals announced on Wednesday include a headline-grabbing five-year fixed remortgage deal of 3.94% for those borrowing up to 60% of the property value.

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Realwired Appraisal Management Blog

JANUARY 3, 2024

“Here Comes the Sun” by the Beatles repeats the phrase “It’s alright,” conveying a sense of reassurance that better days are on the horizon. But “Something in the Way” we approach our industry is missing. We all live in a “Yellow Submarine,” sometimes trapped in a rinse and repeat mindset. We need “Help!

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Industry 105

American Banker

JANUARY 3, 2024

When you centralize a blockchain, you lose much of its inherent value. Acting Comptroller Michael Hsu's support for centralized tokenization betrays a misunderstanding of the value of decentralization.

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blockchain cryptocurrency Compliance Regulation 100

CFPB Monitor

JANUARY 3, 2024

This New Year is setting up to be a momentous one for the consumer financial services industry in the United States Supreme Court. In 2024, the Supreme Court is expected to decide four impactful cases that may hold that the CFPB’s funding is unconstitutional, eliminate giving deference to CFPB, FTC and federal banking agency regulations, severely narrow National Bank Act (NBA) preemption of state laws, and limit the time during which a plaintiff may sue an agency to facially challenge an agency

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Industry United States National Regulation 97

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

The Paypers

JANUARY 3, 2024

Dubai Duty Free has announced its partnership with Alipay+ in order to leverage its tools for optimising the shopping experience of international visitors.

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Tools 92

American Banker

JANUARY 3, 2024

Since first partnering with the digital banking software firm Q2 in 2019, Hoosier Hills Credit Union in Bedford has seen significant growth in new account openings and deposit balances due to stronger payroll processing capabilities.

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Indiana Software Digital Banking Fintech 91

BankInovation

JANUARY 3, 2024

Don Muir, chief executive of San Francisco-based digital bank Arc, will be featured in a fireside chat at Bank Automation Summit U.S. 2024 on Tuesday, March 19, at 10 a.m. CT, to discuss the digital bank’s strategy to scale with a tech-forward mindset.

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San Francisco Digital Banking Strategy 79

American Banker

JANUARY 3, 2024

A resilient economy and the potential for interest rate cuts could infuse further bullish sentiment into markets and bolster the shares of small lenders.

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Community Bank Community Marketing Industry 87

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

BankInovation

JANUARY 3, 2024

Eight in 10 financial institutions will migrate at least half their core systems to the cloud starting in 2024 in search of efficient operations, robust tech stacks and quick access to data.

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Trends System Operations Data 74

American Banker

JANUARY 3, 2024

Germany, traditionally a cash-heavy economy, is seeing a rise in debit card use. Meanwhile, Indian regulators accuse several crypto exchanges of violating anti-money-laundering rules.

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Regulation Cards Groups cryptocurrency 85

BankInovation

JANUARY 3, 2024

Citi Treasury and Trade Solutions looked to tech providers in 2023 as it enhanced its platform and offerings.

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Maine Innovation Fintech 74

American Banker

JANUARY 3, 2024

After announcing a deal to buy the entirety of SunSouth Bank in Dothan last year, All In now plans to take over another bank's branches in Brewton, Clayton, Eufaula, Geneva and Louisville.

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Louisville Alabama 83

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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ABA Community Banking

JANUARY 3, 2024

Citing his leadership in advocacy and “his thoughtful, deliberate dedication to the essence of community banking,” BankBeat magazine has named Bryan Bruns — president and CEO of Lake Central Bank in Annandale, Minnesota — as its 2024 Banker of the Year. The post BankBeat names Bryan Bruns as ‘banker of the year’ appeared first on ABA Banking Journal.

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Minnesota Leadership Community Bank Community 59

American Banker

JANUARY 3, 2024

The North Carolina-based company said it expects to close about 4% of its branch network, or roughly 80 offices, by the end of the first quarter. The closures come amid Truist's $750 million cost-cutting initiative.

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North Carolina Company 81

The Paypers

JANUARY 3, 2024

UK-based D•One has partnered with Salad Money in order to provide its Open Banking services for the optimisation of the latter’s lending decision-making.

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Lending 48

American Banker

JANUARY 3, 2024

The top five banks have an average global full-time employee headcount of more than 213,000.

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

JANUARY 3, 2024

PSCU and Co-op Solutions have announced closing their deal to combine, approved by Owners and shareholders of both credit union service organisations.

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American Banker

JANUARY 3, 2024

In a crowded market for mobile payment apps, the search giant hopes to expand its support of driver's licenses, providing a key method of authentication for more financial services.

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Google Strategy Mobile Marketing 66

The Paypers

JANUARY 3, 2024

Singapore-based multi-currency e-wallet YouTrip has increased the stock and flow cap limits on its digital wallet and optimised its security solutions.

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Security 41

The Emmerich Group

JANUARY 3, 2024

I just did a seminar today where I asked people, “What’s your biggest challenge?” Accountability always seems to be number one whenever that question is asked. No matter the bank—it seems to be universal. Video: High-Performance Accountability Secret There is one key concept often missed regardless of what level you’re at on that continuum of Continue Reading The post High Performance Accountability Secret [VIDEO] appeared first on Emmerich Financial.

Video 28

Video 28

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To