Payments Dive

OCTOBER 16, 2023

In a recent web post, the National Consumer Law Center issued a number of policy recommendations for states seeking to regulate earned wage access companies.

Groups 293

Groups Policies National Regulation 293

Abrigo

OCTOBER 16, 2023

Advice from a former credit union BSA Officer A former compliance officer offers considerations for creating a successful and compliant AML program at your credit union. You might also like this resource: "Building a strong future: Succession planning strategies for you AML program." Watch webinar Takeaway 1 Recent FinCEN consent orders show that weak compliance programs are coming under more scrutiny, especially at gap institutions.

Training 222

Training Compliance Fraud Policies 222

Payments Dive

OCTOBER 16, 2023

Carat’s recent expansion of its relationship with customer Inspire Brands “is what ‘good’ looks like in many ways for us,” said Casey Klyszeiko, the head of Fiserv’s global commerce platform for large clients.

Branding 284

Branding US 284

Abrigo

OCTOBER 16, 2023

Advice from a former credit union BSA Officer A former compliance officer offers considerations for creating a successful and compliant AML program at your credit union. You might also like this resource: "Building a strong future: Succession planning strategies for you AML program." Watch webinar Takeaway 1 Recent FinCEN consent orders show that weak compliance programs are coming under more scrutiny, especially at gap institutions.

Training 195

Training Compliance Fraud Policies 195

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

SWBC's LenderHub

OCTOBER 16, 2023

Overall, the financial sector appears well positioned for an economic downturn. Arguably, the predicted recession has been one of the most forecasted in economic history. As such, financial institutions have had plenty of time to prepare their balance sheets accordingly, which they have.

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TheGuardian

OCTOBER 16, 2023

Liu Liange charged with accepting bribes and illegally granting loans amid country’s anti-corruption drive China has arrested the former head of one of the country’s largest commercial banks on charges of accepting bribes and illegally granting loans, amid a two-year anti-corruption drive targeting the financial sector. China’s Central Commission for Discipline Inspection (CCDI), which is investigating corruption within the ruling Communist party, said on Monday that Liu Liange had been arrested

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American Banker

OCTOBER 16, 2023

The simple act of disclosing their sensitivity to interest rate changes would bring market discipline to the banking industry's choices about interest rate risk.

Industry 92

Industry Marketing Compliance Regulation 92

CFPB Monitor

OCTOBER 16, 2023

American Banker recently reported that the CFPB is planning to substantially increase the size of its staff, particularly its Enforcement Division staff. The American Banker article was based on an internal memo from Eric Halperin, CFPB Enforcement Director, which was sent to CFPB employees on September 21. As reported by American Banker , the memo indicates that Director Chopra has allocated about 75 new full-time employees to the Enforcement Division. .

Report 88

Report 88

American Banker

OCTOBER 16, 2023

California-based Star One is sharing its experience with smaller banks and credit unions, in an effort to get more to offer the government-backed real-time payment rail.

California 90

California Payments 90

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

Jack Henry

OCTOBER 16, 2023

“Ladies and gentlemen, start your engines…” The green flag has been waved this week in Indianapolis and we’re off to a great start! There is a distinct buzz here at the Indiana Convention Center surrounding new technology, new connections, and new possibilities.

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Indianapolis Indiana Technology 78

American Banker

OCTOBER 16, 2023

It's been a rocky few years for senior housing as the sector recovers from its COVID occupancy drop and its profitability takes a hit. But bankers see long-term opportunities amid an aging U.S. population and say their portfolios are healthy.

Lending 81

Lending 81

CFPB Monitor

OCTOBER 16, 2023

Last Friday, the U.S. Supreme Court agreed to hear a second case, Relentless, Inc. v. U.S. Department of Commerce , in which the question presented is whether the Court should overrule its 1984 decision in Chevron, U.S.A., Inc. v. Nat. Res. Def. Council, Inc. That decision produced what became known as the “ Chevron framework”–the two-step analysis that courts typically invoke when reviewing a federal agency’s interpretation of a statute. .

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Analysis 78

BankInovation

OCTOBER 16, 2023

London-based Zopa Bank has $95 million in Tier 2 capital to fund its growth, according to the company. The digital bank provides technology for its customers to gain access to better credit products, to transfer card balances in a way that helps pay down credit and improve their financial well-being.

Digital Banking 77

Digital Banking Capital Cards Technology 77

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

The Paypers

OCTOBER 16, 2023

US-based card platform Highnote has expanded its debit, prepaid, and fleet issuing card platform to enable consumer credit card products.

Cards 69

Cards US Payments 69

BankInovation

OCTOBER 16, 2023

Total credit card debt has surpassed $1 trillion for the first time ever this year, with total household debt reaching $17 trillion, according to a report from the N.Y. Federal Reserve. Meanwhile, the U.S. personal savings rate dipped to 3.5% in July, less than half the average going back to 1959, according to the U.S.

Cards 72

Cards Report 72

American Banker

OCTOBER 16, 2023

On JPMorgan Chase's third-quarter earnings call, CEO Jamie Dimon debated with Wells Fargo Securities analyst Mike Mayo over whether recent advances in AI present an advantage to traditional banks or to their challengers.

Security 65

Security Technology 65

The Paypers

OCTOBER 16, 2023

Financial technology platform for businesses Adyen has launched Tap-to-Pay on iPhone for Australia-based retailer customers in partnership with NewStore.

Financial Technology 54

Financial Technology Retail Technology 54

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

American Banker

OCTOBER 16, 2023

The deal, first announced in September 2022, would have given Taichung Commercial Bancorp a foothold in several U.S. markets.

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California Marketing 48

The Paypers

OCTOBER 16, 2023

Shufti Pro , an ID verification service provider, has announced its partnership with omnispay to provide the latter with an IDV authentication solution.

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American Banker

OCTOBER 16, 2023

Banks, regulators and public interest groups have sparred for years over whether exam and other supervisory information should be public and to what degree. However, the recent sharing of CSI with a news organization has pushed the policy fight back into the spotlight.

Policies 44

Policies Regulation Groups Compliance 44

The Paypers

OCTOBER 16, 2023

Al Etihad Payments , a subsidiary of the Central Bank of the UAE , has announced the launch of Aani, an instant payments platform set to transform the digital payments landscape in the UAE.

Payments 45

Payments 45

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

OCTOBER 16, 2023

Mark Smith, most recently head of the firm's treasury and trade solutions division in Europe, the Middle East and Africa, will take on the treasurer role on an interim basis.

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The Paypers

OCTOBER 16, 2023

Thailand-based fintech Ascend Money has received USD 150 million in funding to achieve unicorn status and expand operations across Southeast Asia.

Security 45

Security Fintech Operations 45

American Banker

OCTOBER 16, 2023

Billy Beale joined the small Virginia bank in May, several months after its fintech partnership strategy landed it in hot water with regulators. "There's still a lot of just blocking and tackling that we've got to do to get the bank to work the way it's supposed to," he says.

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Virginia Regulation Strategy Fintech 41

The Paypers

OCTOBER 16, 2023

Gala Technology , including its flagship product SOTpay, has partnered with Nuapay and Apple Pay to help businesses perform digital transformation through a payment gateway.

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Apple Technology Payments 41

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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