BankUnderground

NOVEMBER 27, 2024

Ambrogio Cesa-Bianchi, Alex Haberis, Federico Di Pace and Brendan Berthold To achieve the Paris Agreement objectives, governments around the world are introducing a range of climate change mitigation policies. Cap-and-trade schemes, such as the EU Emissions Trading System ( EU ETS ), which set limits on the emissions of greenhouse gases and allow their price to be determined by market forces, are an important part of the policy mix.

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Policies Analysis System US 75

Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

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Cards Report 397

American Banker

NOVEMBER 27, 2024

"Too big to fail" banking giants like to masquerade as community banks when it suits their purposes, but they will never be able to replace real, local bankers with deep ties to their customers.

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Community Bank Community Policies Compliance 99

Payments Dive

NOVEMBER 27, 2024

With credit card interest rates at a historic high, consumers are likely to gravitate to lower-cost alternatives, including potentially buy now, pay later options, industry consultants say.

Cards 369

Cards Industry 369

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

TheGuardian

NOVEMBER 27, 2024

Rouble hit 110 against the dollar after US introduced sanctions against Gazprombank, Russia’s third-largest bank Russia’s rouble has plunged to its lowest rate against the dollar since the early weeks of the full-scale invasion of Ukraine in the wake of new western sanctions and growing geopolitical tensions. The rouble on Wednesday hit 110 against the dollar for the first time since 16 March 2022.

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US 111

The Paypers

NOVEMBER 27, 2024

Cardless has announced a USD 30 million funding round, aimed at its continued development of credit card and loyalty products, as well as its expansion in multiple markets.

Cards 77

Cards Marketing 77

American Banker

NOVEMBER 27, 2024

November's roundup includes consumer doubts plaguing the reputation of USAA, reviews of the Consumer Financial Protection Bureau's actions and more.

Policies 70

Policies Industry Compliance Regulation 70

The Paypers

NOVEMBER 27, 2024

Dock has announced a partnership with Youverse , a company specialising in privacy-focused biometric solutions.

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Company 68

ABA Community Banking

NOVEMBER 27, 2024

More than two in five bank leaders believe their institutions will buy another bank in 2025, suggesting a potential uptick in merger activity in the coming year, according to a new survey on M&A by Bank Director. The post Survey: Bank leaders expect mergers and acquisitions to increase in 2025 appeared first on ABA Banking Journal.

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Survey Community Bank Community 59

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

The Paypers

NOVEMBER 27, 2024

Onramper has announced a partnership with Yellow Card, a stablecoin on- and off-ramp in Africa, to improve fiat-to-crypto onboarding throughout the continent.

Cards 68

Cards 68

ABA Community Banking

NOVEMBER 27, 2024

The co-working site and full-service branch will host free networking events and programming throughout the year designed to help local businesses The post Santander Bank’s commitment to innovation boosts a neighborhood appeared first on ABA Banking Journal.

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Innovation Branch Strategies Community Bank Community 59

The Paypers

NOVEMBER 27, 2024

Islamic finance company Manzil Wealth has announced that it launched a halal wealth management solution in Canada.

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Management Company 68

American Banker

NOVEMBER 27, 2024

The company's stock price has jumped 23% since the election, as investors bet that federal student loans will get curtailed, providing more opportunity for the private sector.

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Washington Company Lending 41

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

The Paypers

NOVEMBER 27, 2024

Morocco has moved forward with the regulation of cryptocurrencies with a draft law currently under review, according to officials from the country’s central bank.

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cryptocurrency Regulation 68

American Banker

NOVEMBER 27, 2024

The inquiry by securities regulators came in response to reporting that bank employees pushed products in ways that misled customers as they sought to meet their sales targets.

Regulation 36

Regulation Meeting Security Report 36

The Paypers

NOVEMBER 27, 2024

The Reserve Bank of India (RBI) has announced its intention to expand its cross-border payment platform by including new trading partners in Asia and the Middle East.

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Payments 67

American Banker

NOVEMBER 27, 2024

Buy now/pay later firms launched new products and announced new operational strategies this week as they prepare for an expected increase in demand this holiday shopping season, while Revolut's CEO laid out plans for 2025.

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Leadership Strategy Operations Industry 36

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

The Paypers

NOVEMBER 27, 2024

European financial services provider Mollie has announced a partnership with PayPal aimed at improving payment solutions for marketplace platforms in Europe.

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Payments 67

American Banker

NOVEMBER 27, 2024

"Delete CFPB. There are too many duplicative regulatory agencies," Musk wrote in a post on X.

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Analysis Industry 36

The Paypers

NOVEMBER 27, 2024

Yuno has announced its partnership with Mastercard in order to make the Click to Pay at checkout solution available to customers across the globe.

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American Banker

NOVEMBER 27, 2024

The Boca Raton, Florida company is seeking to attract deposits with a product that more closely resembles the strategy many fintech's typically employ.

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Florida Strategy Fintech Company 36

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

NOVEMBER 27, 2024

Envestnet has announced the completion of its acquisition by affiliates of vehicles managed or advised by Bain Capital in a deal valued at approximately USD 4.5 billion.

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Capital Management 41

Image Works Direct

NOVEMBER 27, 2024

This Thanksgiving, our plates are overflowing with gratitude. From our amazing clients to our hardworking staff, we have so much to be grateful for. At image.works, we hope your blessings are bountiful and your feasts are fabulous! Have a great Thanksgiving holiday. In celebration, our team will be out of the office on the following dates.

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The Paypers

NOVEMBER 27, 2024

Harmoney has announced that it acquired APPC, the Forsides Group KYC and AML subsidiary, to offer financial institutions a comprehensive, all-in-one compliance solution.

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Compliance Groups 36

The Financial Brand

NOVEMBER 27, 2024

This article Why a New NCUA’s Rule Could Jolt Credit Union Innovation appeared first on The Financial Brand. The NCUA's proposed rule on succession planning could have a two-pronged effect – putting a chill on mergers while also facilitating the entrance new ideas into the boards that oversee credit unions. This article Why a New NCUA’s Rule Could Jolt Credit Union Innovation appeared first on The Financial Brand.

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Innovation Branding Leadership 33

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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