South State Correspondent
JULY 24, 2024
There have been many a banker who has said they want to offer a high-yield account because the “higher interest expense is just like paying marketing costs.” This banker may even be thinking of starting a completely new digital bank using a high-yield account as its flagship product. The logic that “rate sells itself” is true.
Payments Dive
JULY 24, 2024
The payments behemoth says its data team will use AI to mine transactions on its products to help merchants and financial institutions profit.
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TheGuardian
JULY 24, 2024
Move paves way for fintech firm to hold customers’ deposits and offer own-branded loans, including mortgages Revolut has secured a UK banking licence – with “restrictions” – more than three years after Britain’s most valuable fintech firm lodged its application with regulators. It is a milestone for the company, though it may still be some time before it can hold its customers’ deposits.
Payments Dive
JULY 24, 2024
The card network giant expects the parties to negotiate a new settlement following a judge’s rejection of an agreement reached earlier this year, but its CEO notes that could happen after a trial begins.
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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.
American Banker
JULY 24, 2024
The bank is developing algorithmic models that will be ready to take advantage of quantum computers when they become powerful and reliable enough to use. It's also taking steps to defend itself against the day cybercriminals can harness quantum computing to break the encryption protocols everyone uses.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Realwired Appraisal Management Blog
JULY 24, 2024
Riverstone Bank is struggling. Their efficiency ratio declining. Expenses as a percentage of revenue are increasing to an uncomfortable level. The fix – digital transformation with simplified integrations. Data is the new oil, but connecting to siloed legacy platforms is the pipe.
BankInovation
JULY 24, 2024
During the second quarter, Capital One continued to plan for its acquisition of Discover Financial Services as it awaits approval from the Federal Reserve.
American Banker
JULY 24, 2024
A rising number of check fraud cases involving counterfeit checks is compounding the already-serious problem of fraud in one of the oldest payment methods widely available.
ABA Community Banking
JULY 24, 2024
ACNB in Gettysburg, Pennsylvania, has agreed to buy Traditions Bancorp in York, Pennsylvania. The deal is expected to close in the first quarter. The post ACNB to purchase Traditions Bancorp appeared first on ABA Banking Journal.
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American Banker
JULY 24, 2024
The embattled Long Island-based bank announced the hiring of nine new senior executives. Most of them have ties to CEO Joseph Otting, who previously held the top job at the OCC and OneWest Bank.
The Paypers
JULY 24, 2024
Worldline has signed an agreement with PayEye to develop and launch payment services based on biometric technology.
American Banker
JULY 24, 2024
After 40 years in finance, Harford is now learning to play golf and mahjong, and spending more time with family and friends.
The Paypers
JULY 24, 2024
Lease-to-own solutions provider Acima , a subsidiary of Upbound , has announced its decision to file a lawsuit against the US Consumer Financial Protection Bureau (CFPB).
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Time and time again we tell ourselves and others NOT take action on something that is not "broken." We apply that mindset at home and at work. Sometimes, it doesn’t work out so well. Because when it's truly broken, it's usually an emergency, costs more and causes stress. Join us in this webinar where we share ways where you are able to anticipate your needs, understand benefits that you will get from getting better now instead of later, and relieving your team of tasks that they don't need to be
American Banker
JULY 24, 2024
The $73.5 million all-stock deal, slated to close early in 2025, would create a bank with more than $3 billion of assets.
The Paypers
JULY 24, 2024
US-based payment card services corporation Visa has entered a collaboration with First Abu Dhabi Bank (FAB) to provide the Visa B2B Connect network in the region.
American Banker
JULY 24, 2024
The Consumer Financial Protection Bureau reversed itself, declaring that earned wage access programs, which conduct no underwriting and charge no interest, are loans. This is a disservice to the industry and consumers.
The Paypers
JULY 24, 2024
India-based digital payments app Paytm has entered a collaboration with Axis Bank to deliver POS solutions and EDC devices to the latter’s merchant network.
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
American Banker
JULY 24, 2024
Federal Deposit Insurance Corp. Vice Chair Travis Hill has called for a full reproposal of the Basel III endgame capital standards, emphasizing the need for joint advancement by all three major federal banking agencies and an additional comment period for industry feedback.
The Paypers
JULY 24, 2024
Italy-based international banking group UniCredit has announced its intention to acquire the entire share capital of Vodeno Sp. z o.o. and Aion Bank NV/SA.
American Banker
JULY 24, 2024
The payments company is pulling Cash out of the U.K. as it tries to expand the peer-to-peer app in the U.S.; firms in Hong Kong and Australia try to make stablecoin transactions global; and more.
The Paypers
JULY 24, 2024
Global legal technology provider Clio has announced that it secured a USD 900 million investment, based in a USD 3 billion valuation, in a Series F round.
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Image Works Direct
JULY 24, 2024
Using social media effectively is important for successful marketing, but the ever-changing terminology can make it hard to know if you’re being as effective as possible. Read more to learn about the two primary forms of marketing on Facebook, Instagram and LinkedIn: boosting and paid advertising. Then you’ll better understand their distinct roles in your social media strategy!
The Paypers
JULY 24, 2024
The Liberis Group has announced its partnership with paytech company Nexi in order to launch revenue-based financing for clients in the region of Germany.
American Banker
JULY 24, 2024
The Spanish bank recorded its best efficiency ratio in 15 years, Chairwoman Ana Botin said in its quarterly earnings statement.
The Paypers
JULY 24, 2024
Zopa Bank has announced its partnership with D•One in order to provide Open Banking connectivity and transactions categorisation intelligence.
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Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se
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