Wed.Jan 08, 2025

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Expertise as Currency: How Thought-Leadership Helps You Close More Deals!

Perficient

Its difficult, in the consulting services industry, to explain the requirement for existence of a core thought leadership group to augment the sales and marketing teams that are tasked with collection of logos. In todays hypercompetitive and fast evolving marketplace, the lines between thought leadership and sales are increasingly intertwined… Thought leadership, when done right, isnt just about looking and talking smart (though thats nice).

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How ACI Worldwide is deploying AI

Payments Dive

The payments software company has artificial intelligence delivering efficiencies in several areas of its business, CEO Tom Warsop said recently.

Software 222
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OCC allows banks affected by California wildfires to close

ABA Community Banking

The OCC issued a proclamation allowing national banks, federal savings associations and federal branches and agencies of foreign banks to close offices in areas of California affected by wildfires. The post OCC allows banks affected by California wildfires to close appeared first on ABA Banking Journal.

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Sezzle challenges critical research from short-seller firm

Payments Dive

The buy now, pay later firm argues that a recent Hindenburg Research report highlighting a decline in users and merchant partners overlooks important context and details.

Report 195
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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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BIS CPMI goes on further promoting ISO 20022 harmonisation

The Paypers

The BIS Committee on Payments and Market Infrastructure (CPMI) has announced that it has moved forward with progressing the adoption of its harmonised ISO 20022 data requirements.

Data 87

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Sponsor Banks, Side Cores, and Double-Edged Swords | FinTalk

Jack Henry

Many financial institutions I speak with these days are intrigued by the possibility of becoming a sponsor bank, supporting embedded payments for corporates with high transaction volumes and their fintech partners.

Fintech 78
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Bank branches close as wildfires spread across Los Angeles

American Banker

JPMorgan Chase , U.S. Bancorp and others shut some branches as wildfires tore through the suburbs of Los Angeles.

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City regulator vows to ease ‘burden’ on UK banks amid government pressure

TheGuardian

Bank of England says it is rowing back on overcooked regulations introduced after financial crisis The Bank of England plans to slash the reporting burden on UK banks and allow insurers to make riskier investments without initial approval, as it comes under government pressure to ease regulations introduced after the financial crisis. Sam Woods, a deputy governor at the Bank who leads its regulatory arm, the Prudential Regulation Authority (PRA), said the central bank had rowed back on rules tha

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Europe pushes real-time transactions; Dutch bathrooms boost mobile pay

American Banker

A new EU law that requires interoperability and universal support for instant processing goes into effect this week, providing clarity that the U.S. lacks, while ABN Amro says restrooms generate transaction revenue. That and more news in this week's global payments roundup.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Alliance Bank improves Virtual Credit Card with Samsung and Google Pay

The Paypers

US-based Alliance Bank has enhanced its Visa Virtual Credit Card (VCC) by integrating it with Samsung Pay and Google Pay.

Samsung 68
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Think AI will replace human bankers? Don't bank on it.

American Banker

Banking relies far too much on human relationships and trust for it to hand over essential questions about perception and judgement to artificial intelligence. The need for human bankers will always exist.

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Nuvei partners Gaming Innovation Group

The Paypers

Nuvei partners with GiG to integrate its payment methods into Gig's PAM platform, CoreX, for improved payment functionality for gamers.

Groups 67
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CFPB sued for exceeding its authority on medical debt rule

American Banker

Two trade groups filed a lawsuit against the Consumer Financial Protection Bureau claiming it exceeded its authority and ignored the legislative history on medical debts.

Groups 59
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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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Klickl International teams up with Zand Bank

The Paypers

Klickl International, a Web3 Open Finance platform, has entered into a partnership with Zand , a UAE-based AI-enabled digital bank, to advance its operations by leveraging the latter’s banking products and solutions.

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Podcast: How boards can position their banks to navigate change

ABA Community Banking

From AI and crypto to complex regulatory challenges and increasingly diverse markets, bank executives face increasingly complex strategic decisions, and so do bank boards. Veteran bank board members and executives Jenn Docherty and Virginia Varela discuss how bank boards can position their banks for success in a challenging environment. The post Podcast: How boards can position their banks to navigate change appeared first on ABA Banking Journal.

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JeelPay obtains USD 6.6 million in Pre-Series A investment round

The Paypers

JeelPay , a Saudi BNPL fintech company, has announced that it obtained USD 6.6 million in a Pre-Series A investment round to further advance its expansion strategy.

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What banks stand to gain from the U.S. Cyber Trust Mark

American Banker

Modeled after Energy Star, the Cyber Trust Mark will label smart devices that pass federal cybersecurity standards.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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dLocal secures UK payment institution licence from the FCA

The Paypers

dLocal has acquired an Authorised Payment Institution licence from the Financial Conduct Authority , aiming to start onboarding merchants in the UK.

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CFPB to regulate large participants in personal loan market

American Banker

The Consumer Financial Protection Bureau said it would undertake a rule to regulate large participants in the personal loan market and consider a joint rulemaking with the Federal Reserve on check and ATM hold times.

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CFPB sues Experian for sham investigations of credit report errors

The Paypers

The Consumer Financial Protection Bureau has sued Experian , the nationwide consumer reporting agency, for failing to properly investigate consumer disputes.

Report 45
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Index provider ICE buys AFX and its Ameribor rate

American Banker

The financial data firm Intercontinental Exchange is buying the firm that runs the Ameribor interest rate benchmark, which some community and regional banks back as a LIBOR alternative.

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Signal-Based Selling: How to Leverage 4 Key Buying Signals

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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NomuPay raises USD 37 million to expand unified payment access in Asia

The Paypers

NomuPay has announced the rise of a USD 37 million funding round in order to expand unified and secure payment access in the complex Asian market.

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Ally to end mortgage originations, cut jobs

American Banker

Ally Financial Inc. will cut jobs, end mortgage originations and consider strategic alternatives for its credit-card business as borrowers have struggled to pay down costly debt.

Cards 36
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Ripple adopts Chainlink standard for RLUSD pricing data on Ethereum

The Paypers

Ripple has integrated Chainlink ’s infrastructure to supply verifiable pricing data for its USD-denominated stablecoin, RLUSD, on the Ethereum blockchain.

Data 41
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Change in DC bolsters business owner sentiment, bank surveys show

American Banker

Heightened expectations for increased economic activity could boost loan demand after a soft 2024.

DC 36
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How a Managed Services Partner Can Reduce the Friction in Your RDC Program

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment