Abrigo

FEBRUARY 14, 2024

Planning for the unexpected is part of any good plan. Prepare for unexpected changes in your AML staffing plan, making your plans a little more "disaster" proof. You might also like this on-demand webinar, "AML/CFT hot topics for 2024: What to expect for financial crime." WATCH NOW Takeaway 1 Reduce stress and mitigate financial and compliance impacts Takeaway 2 AML employee succession plans should be “living” documents.

Training 195

Training Fraud Compliance Regulation 195

Payments Dive

FEBRUARY 14, 2024

Sen. Dick Durbin, sponsor of a card network competition bill, urged the CEOs of Visa and Mastercard to appear at an April congressional hearing and not send their underlings.

Cards 259

Cards 259

Abrigo

FEBRUARY 14, 2024

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. You might also like this podcast, "How to sleep easier at night about your capital and risk levels." LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses.

Risk Management 195

Risk Management Management Lending Capital 195

Payments Dive

FEBRUARY 14, 2024

The bitcoin ATM operator is adding to its fleet as it sees “a lot of demand,” according to COO Scott Buchanan.

ATM 430

ATM Bitcoin Operations 430

Advertisement

Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Groups

CFPB Monitor

FEBRUARY 14, 2024

The American Bankers Association (ABA) has issued a new white paper , “Effective Agency Guidance: Examining Bank Regulators’ Guidance Practices,” that is intended to help agencies issue guidance that complies with legal requirements while providing useful advice and information to regulated entities. The ABA also sent letters to the FDIC and CFPB in which the white paper serves as the foundation for comments on recently-issued guidance that the ABA believes would benefit from public input.

Regulation 158

Regulation FDIC 158

BankUnderground

FEBRUARY 14, 2024

Josh Martin The Monetary Policy Committee has recently looked at wage growth as an important indicator of inflation persistence. One way that wages matter for price inflation is as a cost for businesses, who may raise their prices in response to higher wages. For this channel, the wage measure needs to reflect the coverage and composition of the Consumer Prices Index (CPI).

National 114

National Industry Policies Data 114

CFPB Monitor

FEBRUARY 14, 2024

The Federal Financial Institutions Examination Council (FFIEC) recently issued a statement of principles related to valuation discrimination and bias for member entities to consider in their consumer compliance and safety and soundness examinations. The member entities of the FFIEC are the Comptroller of the Currency, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Federal Reserve Board, National Credit Union Administration and the FFIEC State Liaison Committee.

Compliance 97

Compliance National Lending 97

TheGuardian

FEBRUARY 14, 2024

Investment adviser raises ‘accountability’ concerns regarding reward 37 times higher than average employee’s Virgin Money bosses could be at risk of an embarrassing investor backlash, after an influential adviser hit out at a £2.6m package for its chief executive, David Duffy, saying it was “not appropriate” compared with the bank’s average employee.

Groups 108

Groups Marketing 108

CFPB Monitor

FEBRUARY 14, 2024

On April 9, 2024, the Senate Judiciary Committee will hold a hearing on credit card competition. Senator Dick Durbin (D-IL) requested testimony at the hearing from the following Chief Executive Officers who have publicly opposed his Credit Card Competition Act: Ryan McInerney ( Visa ), Michael Miebach ( Mastercard ), Scott Kirby ( United Airlines ), and Robert Isom ( American Airlines ).

Cards 78

Cards 78

Advertisement

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

Community Bank

BankInovation

FEBRUARY 14, 2024

HSBC is teaming with Google Cloud to provide financing to climate-mitigating companies on the cloud provider’s network. Google Cloud will connect the companies with HSBC’s climate tech finance team to explore venture debt financing options, according to a Feb. 8 release.

Google 74

Google Company 74

CFPB Monitor

FEBRUARY 14, 2024

On February 8, the Federal Communications Commission (FCC) finalized its plan to ban robocalls that feature voices generated by artificial intelligence, aiming to stem the tide of AI-generated scams and misinformation campaigns. The FCC’s declaratory ruling formalized its position that the Telephone Consumer Protection Act (TCPA)—specifically, the provision prohibiting the initiation of calls “using an artificial prerecorded voice to deliver a message without the prior express consent of th

78

78

American Banker

FEBRUARY 14, 2024

Like the three regional banks that failed last spring, New York Community grew quickly over a short period of time. One analyst said there's now "permanent damage" to the "investor psyche around growth banks.

New York 81

New York Community Regional Risk Management 81

CFPB Monitor

FEBRUARY 14, 2024

The Federal Trade Commission (“FTC”) recently entered into proposed stipulations with a group of student loan debt relief providers to resolve allegations that the group conducted deceptive marketing and sales practices in collecting over $8 million in “junk fees” for nonexistent debt relief services. Last August, the FTC filed a complaint against Express Enrollment LLC (d/b/a SLFD Processing), Intercontinental Solutions LLC (d/b/a Apex Doc Processing LLC), and their operators Marco Manzi, Ivan

Groups 78

Groups Industry Operations Marketing 78

Advertisement

Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

The Paypers

FEBRUARY 14, 2024

The National Payments Corporation of India has launched a new initiative to implement a real-time payment link between India and the US.

US 91

US Payments National 91

BankInovation

FEBRUARY 14, 2024

Financial institutions are identifying uses for AI throughout their operations, creating increased demand for data scientists in the financial services industry. “We’re seeing a rapid push into the hiring of data scientists,” Kevin Green, chief product and marketing officer at software development company Truent, told Bank Automation News.

Software 69

Software Data Operations Industry 69

American Banker

FEBRUARY 14, 2024

The $4.4 billion-asset institution's 30-second commercial on Sunday sought to promote the idea of financial wellness as integral to "not-for-profit" banking and boost new member growth.

Marketing 78

Marketing Technology 78

Realwired Appraisal Management Blog

FEBRUARY 14, 2024

Gautama Buddha nails our valuation space’s biggest challenge… “There are two mistakes one can make along the road to truth…not going all the way and not starting.” Successful fee and bank appraisers put client expectations as their north star for all their investment in technology and processes.

Technology 59

Technology 59

Advertisement

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

American Banker

FEBRUARY 14, 2024

In all, the Denver-based bank plans to sell nine branches to two buyers as part of a decision to exit the state and invest more in technology and other markets where "it has the greatest growth potential.

Montana 78

Montana Denver Technology Marketing 78

ABA Community Banking

FEBRUARY 14, 2024

There’s a wide range of flexibility among the core providers and the platforms they offer. Here's how to understand options. The post Stretching the limits on core capability appeared first on ABA Banking Journal.

How To 52

How To Community Bank Community Innovation 52

American Banker

FEBRUARY 14, 2024

The global debt crisis requires sustained attention from leaders and institutions in the U.S. Failure to address it will doom untold millions of people to suffering.

Policies 74

Policies 74

The Paypers

FEBRUARY 14, 2024

US-based card issuing platform for Embedded Finance solutions Marqeta has announced its latest customer, Internet Travel Solutions (ITS), a provider of travel management software.

Software 45

Software US Cards Management 45

Advertisement

Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

Lending

American Banker

FEBRUARY 14, 2024

The major U.S. card networks are pursuing financial inclusion in Egypt, the Reserve Bank of India works to bring central bank digital currencies to more users, and other news in this week's global roundup.

Cards 66

Cards cryptocurrency Compliance Regulation 66

The Paypers

FEBRUARY 14, 2024

Fintech company Mynt has announced a strategic partnership with Visa , aiming to increase access to its embedded card solution for small and medium-sized businesses (SMEs).

Fintech 45

Fintech Cards Company 45

American Banker

FEBRUARY 14, 2024

New regulations involving cryptocurrency and the results of key elections will impact the industry's success this year.

cryptocurrency 83

cryptocurrency Regulation Industry Cyber Security 83

The Paypers

FEBRUARY 14, 2024

Germany-based automotive marketplace Mobile.de has announced its collaboration with Mangopay , aiming to introduce a customised payment solution for its end-users.

Payments 45

Payments 45

Advertisement

Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

Course