Mon.Mar 17, 2025

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Unveiling the Future: 5 Key Trends Shaping Financial Services in 2025

Perficient

The financial services sector is experiencing transformative changes driven by technological advancements and innovative trends. We are witnessing the integration of AI, the rise of hyper-personalization, and the adoption of advanced digital platforms, all of which are revolutionizing operations and client interactions. Additionally, the emergence of embedded finance and an increased focus on regulatory compliance are compelling financial institutions to continuously adapt and innovate.

Trends 221
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Scaling payments for global growth: Why payment orchestration is the future

Payments Dive

How global businesses are expanding their payment operations worldwide while optimizing for performance.

Payments 341
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Ways In Which Your Credit Score Impacts Your Life

BankBazaar

Your Credit Score is a function of your credit repayment history. In this article, well discuss the importance of a good Credit Score. Your Credit Score is a three-digit summary of your credit history. It is a function of your credit repayment behaviour. The credit bureaus get your loan and Credit Card repayment history from banks and evaluate it to give you a Credit Score.

Cards 78
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Klarna to displace Affirm as Walmart BNPL provider

Payments Dive

The Swedish buy now, pay later business partnered with a Walmart-backed fintech to offer loans at the retail giant via a digital payments app.

Retail 320
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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

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COCA enters the US market in collaboration with Ramp Network

The Paypers

COCA partners with Ramp Network to expand into the US crypto market and offer 3% cashback in tokens to new users.

US 67

More Trending

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HashKey Chain integrates Chainlink CCIP and Data Streams

The Paypers

HashKey Chain has integrated Chainlink Cross-Chain Interoperability Protocol (CCIP) as its official cross-chain infrastructure and adopted Chainlink Data Streams.

Data 64
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How to Choose the Best Construction Loan for Your Project

Commercial Lending USA

Navigate the best construction loans with ease! Expert tips, lender comparisons, and loan program insights for your investment property.

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Kuady and Deriv partner to expand trading payment solutions

The Paypers

Deriv , an online trading platform, has partnered with digital wallet provider Kuady to streamline deposit and withdrawal processes for traders in Latin America.

America 50
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Wells Fargo clears another consent order, now down to three

American Banker

The San Francisco bank announced Monday that it has shed its fifth regulatory order this year this one related to loss mitigation practices in its home lending business.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Klarna files registration statement for proposed IPO

The Paypers

Swedish fintech firm Klarna has publicly filed a registration statement on Form F-1 with the US Securities and Exchange Commission related to a proposed IPO.

Fintech 48
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Credit card delinquencies declined at faster pace in February

American Banker

Amid troubling news of tariffs and layoffs, dropping delinquencies offer a rare sign of consumer health.

Cards 36
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Checkout.com and Tabby to offer BNPL solutions in the UAE and the KSA

The Paypers

Checkout.com has partnered with Tabby , a financial services and shopping app, to expand BNPL solutions in Saudi Arabia and the UAE.

48
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Despite few deals, appetite for fintech M&A remains: KPMG

American Banker

The firm's research found there is pent up demand, though political uncertainty complicates that outlook.

Fintech 36
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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Mastercard partners with Paymentology to drive financial inclusion in South Africa

The Paypers

Mastercard has announced its partnership with Paymentology in order to drive financial inclusion for customers and businesses in South Africa.

41
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UK's OakNorth to acquire Detroit-area community bank

American Banker

London-based OakNorth has amassed a sizable U.S. loan portfolio and had been seeking a U.S. charter to simplify its funding model.

Detroit 31
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FCA considers removing the GBP 100 contactless limit in the UK

The Paypers

The Financial Conduct Authority ( FCA ) has analysed whether removing or increasing the contactless limit could benefit consumers, businesses, and economic growth in the UK.

41
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Inside Visa's battle to get a head start beating scams

American Banker

The card network said it saved would-be victims $350 million in the first year after it combined several crime-fighting units.

Cards 28
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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Airwallex partners with Discover Global Network for payment acceptance expansion

The Paypers

Airwallex has announced its partnership with Discover Global Network in order to expand payment acceptance options for cardholders globally.

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Perficient Recognized for Salesforce Expertise: Helping Businesses Thrive

Perficient

Keeping up with the ever-evolving Salesforce ecosystem can feel overwhelming. New features, best practices, and technologies emerge constantly, making it tough to know where to focus. Thats where independent research from trusted industry analysts comes inhelping businesses identify top-performing partners that drive real results. Were excited to share that Perficient was recently recognized by a leading global technology research and advisory firm as a standout Salesforce ecosystem partner in t

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J.P. Morgan Payments expands in Europe with iDEAL integration

The Paypers

J.P. Morgan Payments has integrated Netherlands-based payments network iDEAL into its global Commerce platform, expanding its European ecommerce capabilities.

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A key payment standard keeps getting delayed. Here's why

American Banker

As FedWire becomes the latest ISO 20022 migration to get pushed back, Vantage Bank and Wings Credit Union discuss the difficult upgrade.

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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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Cashflows partners with Mswipe

The Paypers

Cashflows has partnered with Mswipe , a fintech company in India that provides payment technology solutions for small businesses, banks, and enterprises.

Fintech 36
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Bank regulation reform is a necessary, but elusive, goal

American Banker

Past efforts to restructure bank supervision have been derailed by politics and agency turf wars. It remains to be seen whether the Trump administration is willing to spend the political capital necessary to push reform through.

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Atoa now operates as an Authorised Payment Institution in the UK

The Paypers

Atoa , an Open Banking-enabled payments provider, has secured regulatory approval from the UK Financial Conduct Authority (FCA) to operate as an Authorised Payment Institution (API).

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Trump taps Bowman as Federal Reserve's top regulator

American Banker

President Trump's selection of Federal Reserve Gov. Michelle Bowman as the next vice chair for supervision comes as banking groups and their allies in Congress asked the administration to fill the position quickly. Bowman was the preferred choice for many in the industry.

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Say ‘Goodbye’ to Clunky Spreadsheets and Say ‘Hello’ to Month-End Automation

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, emails, and shared drives no longer need to slow you down. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.