Jack Henry

DECEMBER 16, 2024

Back in the early 2000s, I faced a devastating situation when the digital banking company I worked for experienced a massive data breach impacting hundreds of financial institutions. At the time, digital banking was new, and many financial institution executives thought the internet was just a passing trend, resulting in caution and fear that digital banking may put their accountholders and financial institution at risk.

Digital Banking 78

Digital Banking Fraud Trends Fintech 78

Payments Dive

DECEMBER 16, 2024

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American Banker

DECEMBER 16, 2024

Ripple, MoneyGram and FV Bank all bolstered their ability to distribute digital assets, with cross-border transactions emerging as a primary use case.

Payments 61

Payments blockchain cryptocurrency 61

Payments Dive

DECEMBER 16, 2024

Payments 150

Payments 150

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

ABA Community Banking

DECEMBER 16, 2024

The total number and value of small-business and small-farm loans made by financial institutions subject to the Community Reinvestment Act declined in 2023 compared to the previous year, the banking agencies reported. The post Banking agencies release CRA data on small-business, small-farm lending in 2023 appeared first on ABA Banking Journal.

Lending 52

Lending Data Community Report 52

American Banker

DECEMBER 16, 2024

The Georgia-based bank plans to hire 85 relationship managers over the next three years to support growth in commercial and middle-market lending and private wealth. "The biggest risk is not being able to hire the bankers," said CEO Kevin Blair.

Georgia 41

Georgia Lending Management Marketing 41

The Paypers

DECEMBER 16, 2024

Fintech 31

Fintech 31

American Banker

DECEMBER 16, 2024

The combination would create a Northeast regional bank with nearly $24 billion of assets. It would rank as the eighth-largest bank in the Boston metropolitan area by deposit market share.

Boston 41

Boston Regional Marketing Community Bank 41

The Paypers

DECEMBER 16, 2024

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Groups

American Banker

DECEMBER 16, 2024

The bank ends the year with a substantially different profile from early 2024, which brought new leadership, a significant reduction to its mortgage operations and a corporate rebrand.

Leadership 36

Leadership Operations Industry 36

The Paypers

DECEMBER 16, 2024

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American Banker

DECEMBER 16, 2024

Data breaches in 2024 exposed billions of records, impacting financial firms, banks and consumers alike.

Data 36

Data Cyber Security Security Technology 36

The Paypers

DECEMBER 16, 2024

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

American Banker

DECEMBER 16, 2024

The unprecedented number of deals came in a year when banks struggled to find merger partners in their markets.

Marketing 36

Marketing 36

The Paypers

DECEMBER 16, 2024

Innovation 28

Innovation 28

The Financial Brand

DECEMBER 16, 2024

This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand. A new CSBS survey reveals community banks caught between innovation and risk as they face rising cybersecurity threats, regulatory pressures and funding challenges. This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand.

Community Bank 17

Community Bank Community Survey Branding 17

The Paypers

DECEMBER 16, 2024

Cards 28

Cards 28

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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

Cards

American Banker

DECEMBER 16, 2024

If the Trump administration is really planning to trim back regulations on banking and financial services firms, the industry needs to get out in front of the process by identifying necessary reforms.

Regulation 36

Regulation Industry Policies Compliance 36

The Paypers

DECEMBER 16, 2024

Security 28

Security 28

American Banker

DECEMBER 16, 2024

The president-elect confirmed that he will pursue a strategic reserve of the flagship cryptocurrency as part of a broader push for the U.S. to champion the digital asset industry.

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Bitcoin cryptocurrency Industry Policies 41

The Paypers

DECEMBER 16, 2024

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Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.

Community Bank

American Banker

DECEMBER 16, 2024

Known as a pragmatic moderate before arriving at the Fed, Vice Chair for Supervision Michael Barr is now synonymous with an aggressive and divisive approach to bank regulation. Can he still accomplish his goals under President Trump?

Regulation 28

Regulation Policies Capital Compliance 28

The Paypers

DECEMBER 16, 2024

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The Paypers

DECEMBER 16, 2024

Innovation 28

Innovation 28

The Paypers

DECEMBER 16, 2024

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

Community Bank