Jack Henry

DECEMBER 16, 2024

Back in the early 2000s, I faced a devastating situation when the digital banking company I worked for experienced a massive data breach impacting hundreds of financial institutions. At the time, digital banking was new, and many financial institution executives thought the internet was just a passing trend, resulting in caution and fear that digital banking may put their accountholders and financial institution at risk.

Digital Banking 78

Digital Banking Fraud Trends Fintech 78

Payments Dive

DECEMBER 16, 2024

The credit card company is sticking with a strategy to concentrate marketing on the millennial and Gen Z generations shaping shopping trends.

Millennials 354

Millennials Trends Strategy Cards 354

American Banker

DECEMBER 16, 2024

Ripple, MoneyGram and FV Bank all bolstered their ability to distribute digital assets, with cross-border transactions emerging as a primary use case.

Payments 77

Payments blockchain cryptocurrency 77

Payments Dive

DECEMBER 16, 2024

Jane Larimer, who leads the association, predicts pay-by-bank and instant payments will remain hot topics next year, with artificial intelligence staying center stage as well.

Trends 221

Trends Payments 221

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Groups

American Banker

DECEMBER 16, 2024

The Georgia-based bank plans to hire 85 relationship managers over the next three years to support growth in commercial and middle-market lending and private wealth. "The biggest risk is not being able to hire the bankers," said CEO Kevin Blair.

Georgia 69

Georgia Lending Management Marketing 69

American Banker

DECEMBER 16, 2024

Data breaches in 2024 exposed billions of records, impacting financial firms, banks and consumers alike.

Data 67

Data Cyber Security Security Technology 67

ABA Community Banking

DECEMBER 16, 2024

The total number and value of small-business and small-farm loans made by financial institutions subject to the Community Reinvestment Act declined in 2023 compared to the previous year, the banking agencies reported. The post Banking agencies release CRA data on small-business, small-farm lending in 2023 appeared first on ABA Banking Journal.

Lending 52

Lending Data Community Report 52

American Banker

DECEMBER 16, 2024

The combination would create a Northeast regional bank with nearly $24 billion of assets. It would rank as the eighth-largest bank in the Boston metropolitan area by deposit market share.

Boston 41

Boston Regional Marketing Community Bank 41

The Paypers

DECEMBER 16, 2024

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Analysis

American Banker

DECEMBER 16, 2024

The bank ends the year with a substantially different profile from early 2024, which brought new leadership, a significant reduction to its mortgage operations and a corporate rebrand.

Leadership 36

Leadership Operations Industry 36

The Paypers

DECEMBER 16, 2024

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American Banker

DECEMBER 16, 2024

The unprecedented number of deals came in a year when banks struggled to find merger partners in their markets.

Marketing 36

Marketing 36

The Financial Brand

DECEMBER 16, 2024

This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand. A new CSBS survey reveals community banks caught between innovation and risk as they face rising cybersecurity threats, regulatory pressures and funding challenges. This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand.

Community Bank 17

Community Bank Community Survey Branding 17

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

DECEMBER 16, 2024

The president-elect confirmed that he will pursue a strategic reserve of the flagship cryptocurrency as part of a broader push for the U.S. to champion the digital asset industry.

Bitcoin 98

Bitcoin cryptocurrency Industry Policies 98

American Banker

DECEMBER 16, 2024

If the Trump administration is really planning to trim back regulations on banking and financial services firms, the industry needs to get out in front of the process by identifying necessary reforms.

Regulation 69

Regulation Industry Policies Compliance 69

American Banker

DECEMBER 16, 2024

Known as a pragmatic moderate before arriving at the Fed, Vice Chair for Supervision Michael Barr is now synonymous with an aggressive and divisive approach to bank regulation. Can he still accomplish his goals under President Trump?

Regulation 28

Regulation Policies Capital Compliance 28