South State Correspondent

NOVEMBER 14, 2024

With almost 30% of our banks utilizing some portion of instant payments, the industry is starting to gather more data on how instant payments impact balances, customer acquisition, and account usage. Instant payments have the potential to change the payment landscape for banks. In this article, we look at six ways instant payments impact deposit performance and add insight into what it means for banks.

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Payments Study Survey Data 195

Abrigo

NOVEMBER 14, 2024

Be proactive with your AML/CFT program to prevent BSA enforcement actions As regulatory scrutiny intensifies, financial institutions face more frequent Bank Secrecy Act (BSA) enforcement actions from supervisory agencies. These actions can result in costly civil penalties and reputational damage, so banks and credit unions should take proactive steps to ensure their BSA compliance programs are robust and effective.

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Compliance How To Training Software 221

Perficient

NOVEMBER 14, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything from the potential for consumer and institutional fraud to algorithmic discrimination and AI-enabled cybersecurity risks.

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Regulation Exercises System Fraud 221

ATM Marketplace

NOVEMBER 14, 2024

A panel talk, “Self-Service Retail: A Profitable Path to Growth in High-Traffic Locations,” will offer expert insight at the Self Service Innovation Summit being held Dec. 9-11 in Tampa, Florida. Registration continues through Dec. 6.

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Tampa Innovation Retail Florida 117

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

Perficient

NOVEMBER 14, 2024

How to ensure your toolset matches your vision, team and long term goals. Seems common sense right? Use the right tool for the right purpose. However, in the DXP and Drupal space, we often see folks trying to fit their project to the tool and not the tool to the project. There are many modules, profiles, and approaches to building Drupal out there, and most all of them have their time and place.

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PopularBank

NOVEMBER 14, 2024

From frantic, last-minute shopping to festive party hopping, the holiday season is full of frenzied activity. Unfortunately, amidst the revelry, unsuspecting victims can easily get caught in traps set by cybercriminals. As you spread holiday cheer, don’t overlook the importance of protecting your personal and financial information. Online scammers, in particular. tend to be more active during the holiday months because more people are using their credit cards to make purchases across numerous we

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American Banker

NOVEMBER 14, 2024

The top five community banks averaged a return on average equity of 115.97% as of June 30.

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Community Bank Community 87

Jack Henry

NOVEMBER 14, 2024

Lead your business accountholders into the future of technology with cutting-edge SMB solutions. Discover how to enhance your business banking experience with Jack Henry™ today!

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How To Technology Digital Banking Strategy 84

BankUnderground

NOVEMBER 14, 2024

Aly Soliman Stablecoins have emerged as an innovative form of money in the financial landscape. While they represent a small fraction of the global financial system, stablecoins have grown by US$30 billion in the last few months (as reported on DefiLlama). The potential effect of stablecoins on the payment industry could be substantial and merits attention.

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Payments Innovation blockchain Regulation 80

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

The Paypers

NOVEMBER 14, 2024

Financial technology platform Adyen has announced its partnership with Zalando in order to provide European clients and users with secure and optimised payment methods.

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Payments Financial Technology Security Technology 78

BankBazaar

NOVEMBER 14, 2024

We bring to you the seventh edition of BankBazaar’s Aspiration Index®, the largest study of India’s aspirations through the lens of personal finance. The Index captures the importance Indians assign to an aspiration, how confident they are of its fulfilment, and what their current readiness for fulfilment is. A higher Index represents greater aspirations.

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Study Policies Report Industry 78

American Banker

NOVEMBER 14, 2024

In a speech, Federal Reserve Gov. Adriana Kugler said sound monetary policy comes when electoral politics are kept out of central banking.

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Policies 73

The Paypers

NOVEMBER 14, 2024

MoonPay , a crypto payments provider, has introduced MoonPay Balance, a new solution enabling fiat balances in the decentralized crypto ecosystem.

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Payments 68

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

NOVEMBER 14, 2024

Agriculture lenders expect more than a third of their borrowers to lose money this year, a development that could result in credit quality deterioration and impacts on banks' bottom lines.

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Community Bank Industry Community Lending 73

The Paypers

NOVEMBER 14, 2024

US-based identity platform Persona has partnered with Okta to deliver an automated identity verification solution and support organisations to safeguard against phishing and deepfakes.

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Security US 68

American Banker

NOVEMBER 14, 2024

Customized perks, AI-driven solutions and even freelance employees are all in play at banks as human resource managers confront the challenge of recruitment and retention.

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Resources Management Community Bank Community 72

The Paypers

NOVEMBER 14, 2024

France-based Agicap has announced that it closed a EUR 45 million Series C funding round, with the company planning to further solidify its position in Europe.

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Company 67

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

American Banker

NOVEMBER 14, 2024

The Treasury's financial crimes arm alerted banks to the dangers of AI-powered fraud, urging close monitoring and swift reporting of any suspicious activity.

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Fraud Report Technology 69

The Paypers

NOVEMBER 14, 2024

Crypto payment gateway Alchemy Pay has acquired Money Transmitter Licences (MTLs) in Minnesota, Oklahoma, Oregon, and Wyoming.

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Wyoming Oklahoma Oregon Minnesota 64

American Banker

NOVEMBER 14, 2024

This year, 22 banks with assets between $3 billion and $10 billion made American Banker's Best Bank to Work For 2024 ranking.

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Commercial Lending USA

NOVEMBER 14, 2024

Do you need restaurant financing? Commercial Lending USA connects you with suitable lenders, streamlining the process and unlocking your culinary dream.

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Lending 64

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

NOVEMBER 14, 2024

Volante Technologies has announced the launch of the Volante Payments Intelligence, a new tool that provides FIs with optimised visibility and operational control.

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Technology Payments Tools Operations 41

American Banker

NOVEMBER 14, 2024

Real-time payments and FedNow were top of mind at The Clearing House's Annual Convention this week. Here's how banks and payment companies see RTP's potential evolution.

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Payments Company 41

Commercial Lending USA

NOVEMBER 14, 2024

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

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Lending Resources 40

ABA Community Banking

NOVEMBER 14, 2024

The Mission Driven Bank Fund announced the appointment of its inaugural Mission Advisory Committee, comprised of seven industry leaders with expertise and experience in minority depository institutions and community development financial institutions. The post CDFI, MDI leaders join Mission Driven Bank Fund advisory committee appeared first on ABA Banking Journal.

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Community Industry Community Bank 52

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To