Payments Dive

SEPTEMBER 28, 2023

The billionaire co-founder is likely to focus on large clients, sales strategy and IT issues after he takes over the Block merchant unit next week, analysts predicted.

Strategy 445

Strategy 445

American Banker

SEPTEMBER 28, 2023

The Federal Reserve Inspector General's report on the failure of Silicon Valley Bank found that officials at the Federal Reserve Bank of San Francisco wanted to remove the CEO from its board before examiners downgraded SVB's supervisory ratings.

San Francisco 92

San Francisco Report Policies Compliance 92

Payments Dive

SEPTEMBER 28, 2023

“If we think you're making a payment related to crypto assets, we'll decline it,” Chase U.K. told customers in an email reported by CoinDesk.

Payments 370

Payments Report 370

American Banker

SEPTEMBER 28, 2023

When running a bank branch, there are certain employee behaviors that must be nonnegotiable. But that still leaves plenty of room for improvisation and creativity.

Customer Experience 91

Customer Experience 91

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Groups

Payments Dive

SEPTEMBER 28, 2023

Though checks have been vital to its business, the company is venturing further into digital payments, with an assist from Aliaswire.

Payments 221

Payments Company 221

Payments Dive

SEPTEMBER 28, 2023

Cushion CEO Paul Kesserwani felt overwhelmed when he tried to keep track of several BNPL loans at once, so he shifted his fintech’s focus to help others in the same boat.

Fintech 195

Fintech 195

American Banker

SEPTEMBER 28, 2023

To help those who may not get paid during a budget deadlock, credit unions are reviving past programs such as low-interest loans, payment deferrals and forms of relief.

Payments 85

Payments Industry 85

BankBazaar

SEPTEMBER 28, 2023

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Cards 78

Cards How To Retail Online 78

American Banker

SEPTEMBER 28, 2023

The combination of inflation and rising interest rates over the last 18 months has made it more difficult for Americans to stay on top of their loan payments, especially on credit cards and auto loans.

Cards 83

Cards Payments Lending 83

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Analysis

CFPB Monitor

SEPTEMBER 28, 2023

In March 2022, the Consumer Financial Protection Bureau announced that it had revised its examination manual to instruct its examiners to apply the “unfairness” standard under the Consumer Financial Protection Act to conduct considered to be discriminatory, whether or not it is covered by the Equal Credit Opportunity Act. We first review the changes that the CFPB made to the manual, its rationale for the changes, and how those changes would allow the CFPB to target discrimination more broadly t

Regulation 78

Regulation 78

American Banker

SEPTEMBER 28, 2023

Two months after the mysterious failure of the Heartland Tri-State Bank in Elkhart, Kansas, a news article sheds light on its downfall. CEO Shan Hanes was involved in a cryptocurrency hoax involving a $12 million wire payment, according to the Bloomberg Businessweek report.

Kansas 81

Kansas Report cryptocurrency Payments 81

BankInovation

SEPTEMBER 28, 2023

BNP Paribas has identified hundreds of use cases for AI and is using the tech to enhance its virtual agent capabilities and automate data extraction, improving its ability to analyze unstructured data.

Data 77

Data 77

American Banker

SEPTEMBER 28, 2023

Lisa Rickert and Ruth McCord, who manage branches for Nicolet National Bank, share a passion for connecting with their customers and supporting their communities.

Community 78

Community National Management Community Bank 78

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Lending

BankInovation

SEPTEMBER 28, 2023

Ally Financial is exploring close to 200 use cases in-house for generative AI as it looks to increase efficiencies at the $197 billion bank. Ally is developing its generative AI in-house and launched beta testing in June, Sathish Muthukrishnan, chief information, data, and digital officer, told Bank Automation News.

Data 74

Data Digital Banking 74

The Paypers

SEPTEMBER 28, 2023

UK-based fintech, Curve , has partnered with PayPal , to integrate the latter into its wallet, with the objective of expanding PayPal's offline accessibility.

Fintech 74

Fintech 74

American Banker

SEPTEMBER 28, 2023

Camino Financial and Fundation, which are combining, serve distinct slices of the small business market. The deal's architects say it will enable the combined firm to provide more financing options to entrepreneurs, and they argue that now is a good time to lean into small business lending.

Strategy 73

Strategy Lending Marketing Fintech 73

The Paypers

SEPTEMBER 28, 2023

Mexico-based neobank albo has announced the raise of USD 40 million in a Series C investment round in order to accelerate its development process.

Security 73

Security 73

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Capital

American Banker

SEPTEMBER 28, 2023

Through its commitment of up to $4 billion in Anthropic, the e-commerce giant can bring advanced analysis, shopping and checkout tech closer to the point of sale — and farther away from traditional transaction processors.

Analysis 68

Analysis Payments 68

The Paypers

SEPTEMBER 28, 2023

J.P. Morgan has announced that it has been designated by the US Treasury Department under a financial agency agreement to offer account validation services for federal government agencies.

US 53

US 53

American Banker

SEPTEMBER 28, 2023

The card network has teamed with Rochester Institute of Technology's Dubai satellite to foster local AI talent, and has several other AI efforts underway.

Cards 45

Cards Technology Payments 45

The Paypers

SEPTEMBER 28, 2023

The EY has agreed to close its partnership with Santander and refund GBP 15 million after alleged failings within its anti-financial crime project for the bank’s UK arm.

45

45

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Operations

American Banker

SEPTEMBER 28, 2023

A proposed settlement between the Philadelphia-based community bank and an activist investor group that has waged a nearly two-year battle for control also calls for overhauling the board of directors.

Philadelphia 45

Philadelphia Capital Community Bank Community 45

The Paypers

SEPTEMBER 28, 2023

Global ed-tech company Great Learning has partnered with dLocal to enable local payment methods and instalments in Mexico, Brazil, and Colombia.

Payments 45

Payments Company 45

American Banker

SEPTEMBER 28, 2023

Peoples Financial Services has agreed to pay $129 million of stock for FNCB Bancorp. Peoples' CEO Craig Best would lead the combined company for a year after the merger closes, and then Gerard Champi, FNCB's current chief, would take over.

Pennsylvania 41

Pennsylvania Company Community Bank Community 41

The Paypers

SEPTEMBER 28, 2023

UK-based Perenna has received USD 52 million in funding round to roll out fixed-rate mortgage products and improve the financial infrastructure of the region.

Regional 45

Regional 45

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