Tue.Dec 17, 2024

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Coachella of Banking?

William Mills

If you havent already seen the agencys Tradeshow Guide for 2025 , you will notice that the majority of events tend to be Spring and Fall. However, one exception, and one of my favorite events of the year, is Bank Director's Acquire or Be Acquired Conference which is January 26-28, 2025 in Phoenix, Arizona. Entering its 31 st year, this annual conference enables bank CEOs, board of directors and executive teams to gain a better understanding of the economy, explore opportunities for enhancing sha

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What role do stablecoins play in the payments industry?

Payments Dive

With the discussion of stablecoins intensifying after the election of Donald Trump, here’s a primer explaining what this cryptocurrency is and what its practical uses may be.

Industry 195
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Here is The Largest Reason for Community Bank Consolidation

South State Correspondent

Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better positioned than many other creditors to follow and adapt to local economies, industries and trends, thereby, being better stewards of capital. Community banks may also serve as buffers for the extreme swings of business cycles not to mention also financing small businesses, some of which succeed to become world-leading enterprises.

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Merchants maneuver as Visa enforces surcharge program

Payments Dive

As the card network giant enforces its surcharge rules, merchants react to different experiences in the market and adjust.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Lloyds advert banned for making false environmental claims

TheGuardian

Watchdog ruled social media post failed to provide balanced information over banks ongoing financing of polluting industries A Lloyds Banking Group advert has been banned for making false environmental claims, making it the second major lender to break the UK advertising watchdogs rules against greenwashing. The ruling by the Advertising Standards Authority (ASA) follows an investigation into a billboard poster and three paid-for posts on the networking website LinkedIn, all of which hailed the

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ATM Manufacturer Guide: 3 companies compared

ATM Marketplace

Read to learn about the features offered by the three main ATM manufacturers in the U.S.

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10th - Session Cash Out Refinance Loans

Commercial Lending USA

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

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The banks that implement AI well, from titans to mavericks

American Banker

Some banks are "punching above their weight," according to Dan Latimore, chief research officer at The Financial Revolutionist. Here's how they do it.

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Crystal Intelligence partners with Banxa to improve crypto compliance

The Paypers

Crystal Intelligence , a blockchain intelligence company, has partnered with Banxa , a payments infrastructure provider to enable embedded crypto, to improve Banxa’s security operations as Australia’s crypto industry adapts to strict regulatory requirements.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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CFPB's $5 overdraft rule presents populist challenge to GOP

American Banker

There are many ways for the incoming administration to overturn the Consumer Financial Protection Bureau's final rule slashing overdraft late fees to $5. But the politics of nullifying the rule is a challenge to an administration that promised lower prices.

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Remote introduces stablecoin payments for contractors in 69 countries

The Paypers

HR and payroll platform Remote has announced that companies can now pay contractors in 69 countries using stablecoins, starting with USDC on the Base network.

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Banks could see an end to Chokepoint 2.0 in 2025

American Banker

The coming year will bring banks the ability to work with digital assets and crypto companies, according to speakers at American Banker's Cyber Risk Summit.

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Ripple launches RLUSD stablecoin with NYDFS Trust Charter approval

The Paypers

Ripple has launched its RLUSD stablecoin, which operates under a New York Department of Financial Services (NYDFS) trust charter.

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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Is cash becoming extinct?

American Banker

Myriad payment innovations are cutting into old-school cash payments, changing how funds are accessed, spent and received for purposes ranging from in-store payments to accessing disaster recovery funds. Will these changes bring new communities into banking, or will it leave them behind?

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How to Get a Million Dollar Hard Money Loan

Commercial Lending USA

Million-dollar hard money loans stimulate property investments. See how to get a million-dollar hard money loan. Check property, credit, and experience.

How To 59
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Bank acquisitions announced in four states

ABA Community Banking

Proposed bank acquisitions announced in Ohio, Pennsylvania, Massachusetts and Kansas. The post Bank acquisitions announced in four states appeared first on ABA Banking Journal.

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CARD.com and Visa introduce Visa Direct Cross-Border payments

The Paypers

CARD.com , a US-based financial services technology company, has announced its partnership with Visa to introduce Visa Direct Cross-Border payments.

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The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report

ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line. The data speaks for itself!

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Community banks, CECL and CRE

ABA Community Banking

Are small banks falling short of credit reserves on CRE portfolios? The data say no. The post Community banks, CECL and CRE appeared first on ABA Banking Journal.

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Lulu partners with Circle to optimise remittances and cross-border payments flow

The Paypers

LuLu Financial Holdings has announced its partnership with Circle in order to enable LuLuFin to optimise remittances and cross-border payment flow for customers.

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House Republicans warn banking agencies to pause rulemakings

American Banker

Letters hint at more oversight of the banking agencies, as well as the Treasury Department, the CFPB and the Securities and Exchange Commission, under the Republican-controlled Senate.

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6 Takeaways from Big Banks’ Final 2024 Analyst Sessions

The Financial Brand

This article 6 Takeaways from Big Banks’ Final 2024 Analyst Sessions appeared first on The Financial Brand. Nuggets from Goldman Sachs analyst go-rounds with Bank of America, Capital One, Citi, Chase, PNC, U.S. Bank and Wells Fargo. This article 6 Takeaways from Big Banks’ Final 2024 Analyst Sessions appeared first on The Financial Brand.

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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

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Blue Ridge returns to community bank roots after failed fintech foray

American Banker

Months of painful restructuring may be paying off as the Charlottesville, Virginia-based company reported a modest third-quarter profit after more than a year of losses.

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CFPB scrutinizes the role of credit cards in sports gambling

American Banker

New bureau research digs into the fees that bettors get charged when they use credit cards to fund gambling accounts.

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Northwest Bancshares lands $270 million acquisition in Pennsylvania

American Banker

The Columbus, Ohio-based bank said its all-stock bid for Penns Woods Bancorp would expand its footprint and give it $1.7 billion of deposits and $1.9 billion of loans.

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FDIC mulls blanket dividend restrictions in times of stress

American Banker

Members of the Federal Deposit Insurance Corp. board of directors Tuesday debated Consumer Financial Protection Bureau Director Rohit Chopra's proposal limiting capital distributions system-wide during times of stress, as well as penalties for institutions caught engaging in money laundering.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.