Jack Henry
SEPTEMBER 19, 2024
Discover how digital card issuance and push provisioning can increase digital engagement for your bank or credit union and keep you top-of-mind, -wallet, and -app.
Payments Dive
SEPTEMBER 19, 2024
"While rewards may feel like a bonus for those who use credit cards regularly, they ultimately come at a cost," writes one payments executive.
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South State Correspondent
SEPTEMBER 19, 2024
Banking is woefully inefficient. There is a myriad of manual processes that take place everyday in banking driving up unit economics and causing the average bank to operate with a 77+% efficiency ratio. To be competitive in the future, banks need to be operating at an efficiency ratio of below 40%. Part of the issue is that while bankers are good at focusing on cost controls, many are weak at designing business models and workflow that scale.
Payments Dive
SEPTEMBER 19, 2024
The card services company argued Wednesday that it has always been upfront with customers about fees, and was blindsided by the CFPB's legal action.
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American Banker
SEPTEMBER 19, 2024
A prominent AI expert says the risk of hallucination and error can never be completely eliminated. Experts at BBVA and Celent say those risks can be mitigated.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
BankInovation
SEPTEMBER 19, 2024
TD Bank named Raymond Chun its incoming chief executive today after current CEO Bharat Masrani announced plans to retire in April. Chun, who serves as the bank’s group head of Canadian personal banking, will become chief operating officer Nov. 1 as he plans to step up as CEO on April 10, Masrani said today during […] The post TD Bank names Chun as CEO appeared first on Bank Automation News.
Payments Dive
SEPTEMBER 19, 2024
Affirm makes money off transactions, whereas Klarna has revenue from marketing, Affirm CEO Max Levchin contended.
Jack Henry
SEPTEMBER 19, 2024
Discover how digital card issuance and push provisioning can increase digital engagement for your bank or credit union and keep you top-of-mind, -wallet, and -app.
The Paypers
SEPTEMBER 19, 2024
Sumsub has integrated its Travel Rule solution with the Sygna Travel Rule protocol to allow crypto and fintech clients to communicate with VASPs in the Sygna ecosystem.
Advertiser: ZoomInfo
Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.
BankInovation
SEPTEMBER 19, 2024
Open banking regulation set to finalize this fall will boost small- and medium-sized-enterprise access to financial services, experts said this week in the Bank Automation News webinar, “The future of open banking – Payments meet data.” “I see SMEs as one of the biggest winners from an open banking, open finance perspective,” Michelle Beyo, chief […] The post SMEs ‘one of the biggest winners’ of open banking appeared first on Bank Automation News.
The Paypers
SEPTEMBER 19, 2024
MercadoLibre has announced the rise of USD 250 million in financing from JPMorgan , aimed at expanding its fintech credit profile in the region of Mexico.
TheGuardian
SEPTEMBER 19, 2024
Move to tackle long hours and support staff wellbeing comes months after deaths of two Bank of America workers Business live – latest updates JP Morgan has created an international role to oversee the “wellbeing and success” of junior bankers after the deaths of two Bank of America employees this year renewed concerns over the health and safety of overworked staff across the industry.
The Paypers
SEPTEMBER 19, 2024
Cross-border payment platform focusing on emerging markets dLocal has partnered with global financial technology company MoneyGram.
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
American Banker
SEPTEMBER 19, 2024
Hundreds of thousands of Americans leave prison each year with little or no financial literacy. It's in the interest of banks and the communities they serve to educate them.
The Paypers
SEPTEMBER 19, 2024
Newgen Software , a worldwide AI-driven digital transformation solutions provider, has announced its collaboration with Old Second National Bank.
American Banker
SEPTEMBER 19, 2024
Deposits rose by an average of 14% at each branch in counties where banks advertised on TV, a new academic paper finds. The results line up with the view of bank marketers that television remains essential even as digital options flourish.
The Paypers
SEPTEMBER 19, 2024
Yonder , a rewards-focused credit card, has secured GBP 23.4 million in new funding, led by Repeat (formerly Jigsaw) and RTP Global, with additional backing from Latitude.
Advertiser: ZoomInfo
In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.
American Banker
SEPTEMBER 19, 2024
A huge amount of money has flowed into the election from cryptocurrency interests, setting up a different financial policy scene, including for bankers, next year.
The Paypers
SEPTEMBER 19, 2024
dtcpay and Visa have announced a strategic partnership to upgrade digital payments in Singapore.
Bussman Advisory
SEPTEMBER 19, 2024
This week’s must-know stories in the FinTech, AI and Digital Asset space. The latest edition of the FinTech Ecosystem Newsletter is here: Image Credits: shutterstock.com The post UniCredit Eyes EU Expansion with Commerzbank Bet | JPMorgan in Talks for Apple Card Portfolio | HSBC Trials Quantum Tech for Tokenized Gold appeared first on Bussmann Advisory AG.
ABA Community Banking
SEPTEMBER 19, 2024
The awards provide financial incentives to FDIC-insured depository institutions that “exhibit a quantifiable increase in investments directed toward CDFIs or that increase their own lending, investing or service operations in severely distressed areas” The post CDFI Fund awards $40M to banks serving distressed areas appeared first on ABA Banking Journal.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
Realwired Appraisal Management Blog
SEPTEMBER 19, 2024
Let me tell you a story of two Chief Appraisers. On paper, they’re nearly identical. Both seasoned, respected and running appraisal departments that keep their banks humming. But their stories take very different paths. And the difference? It’s not talent, it’s not resources-it’s a single choice. Let’s call them Mark and Susan.
The Paypers
SEPTEMBER 19, 2024
US-based corporate card and spend management platform Brex has launched Brex Embedded, which is set to unlock global transactions for customers across the globe.
American Banker
SEPTEMBER 19, 2024
Masrani, who's been at the helm of the Toronto-based bank for a decade, will pass the torch to Raymond Chun next spring. Chun currently serves as TD's head of Canadian personal banking.
The Paypers
SEPTEMBER 19, 2024
US-based digital payments provider Checkout.com has partnered with B2B financing platform Slope to increase payment performance for US enterprise merchants.
Advertiser: ZoomInfo
As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.
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