Jack Henry
SEPTEMBER 19, 2024
Discover how digital card issuance and push provisioning can increase digital engagement for your bank or credit union and keep you top-of-mind, -wallet, and -app.
Payments Dive
SEPTEMBER 19, 2024
"While rewards may feel like a bonus for those who use credit cards regularly, they ultimately come at a cost," writes one payments executive.
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South State Correspondent
SEPTEMBER 19, 2024
Banking is woefully inefficient. There is a myriad of manual processes that take place everyday in banking driving up unit economics and causing the average bank to operate with a 77+% efficiency ratio. To be competitive in the future, banks need to be operating at an efficiency ratio of below 40%. Part of the issue is that while bankers are good at focusing on cost controls, many are weak at designing business models and workflow that scale.
Payments Dive
SEPTEMBER 19, 2024
The card services company argued Wednesday that it has always been upfront with customers about fees, and was blindsided by the CFPB's legal action.
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
Jack Henry
SEPTEMBER 19, 2024
Discover how digital card issuance and push provisioning can increase digital engagement for your bank or credit union and keep you top-of-mind, -wallet, and -app.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
BankInovation
SEPTEMBER 19, 2024
TD Bank named Raymond Chun its incoming chief executive today after current CEO Bharat Masrani announced plans to retire in April. Chun, who serves as the bank’s group head of Canadian personal banking, will become chief operating officer Nov. 1 as he plans to step up as CEO on April 10, Masrani said today during […] The post TD Bank names Chun as CEO appeared first on Bank Automation News.
Payments Dive
SEPTEMBER 19, 2024
Affirm makes money off transactions, whereas Klarna has revenue from marketing, Affirm CEO Max Levchin contended.
BankInovation
SEPTEMBER 19, 2024
Open banking regulation set to finalize this fall will boost small- and medium-sized-enterprise access to financial services, experts said this week in the Bank Automation News webinar, “The future of open banking – Payments meet data.” “I see SMEs as one of the biggest winners from an open banking, open finance perspective,” Michelle Beyo, chief […] The post SMEs ‘one of the biggest winners’ of open banking appeared first on Bank Automation News.
American Banker
SEPTEMBER 19, 2024
A prominent AI expert says the risk of hallucination and error can never be completely eliminated. Experts at BBVA and Celent say those risks can be mitigated.
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
The Paypers
SEPTEMBER 19, 2024
Sumsub has integrated its Travel Rule solution with the Sygna Travel Rule protocol to allow crypto and fintech clients to communicate with VASPs in the Sygna ecosystem.
TheGuardian
SEPTEMBER 19, 2024
Move to tackle long hours and support staff wellbeing comes months after deaths of two Bank of America workers Business live – latest updates JP Morgan has created an international role to oversee the “wellbeing and success” of junior bankers after the deaths of two Bank of America employees this year renewed concerns over the health and safety of overworked staff across the industry.
The Paypers
SEPTEMBER 19, 2024
Yonder , a rewards-focused credit card, has secured GBP 23.4 million in new funding, led by Repeat (formerly Jigsaw) and RTP Global, with additional backing from Latitude.
American Banker
SEPTEMBER 19, 2024
Deposits rose by an average of 14% at each branch in counties where banks advertised on TV, a new academic paper finds. The results line up with the view of bank marketers that television remains essential even as digital options flourish.
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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
The Paypers
SEPTEMBER 19, 2024
MercadoLibre has announced the rise of USD 250 million in financing from JPMorgan , aimed at expanding its fintech credit profile in the region of Mexico.
Bussman Advisory
SEPTEMBER 19, 2024
This week’s must-know stories in the FinTech, AI and Digital Asset space. The latest edition of the FinTech Ecosystem Newsletter is here: Image Credits: shutterstock.com The post UniCredit Eyes EU Expansion with Commerzbank Bet | JPMorgan in Talks for Apple Card Portfolio | HSBC Trials Quantum Tech for Tokenized Gold appeared first on Bussmann Advisory AG.
The Paypers
SEPTEMBER 19, 2024
Cross-border payment platform focusing on emerging markets dLocal has partnered with global financial technology company MoneyGram.
ABA Community Banking
SEPTEMBER 19, 2024
The awards provide financial incentives to FDIC-insured depository institutions that “exhibit a quantifiable increase in investments directed toward CDFIs or that increase their own lending, investing or service operations in severely distressed areas” The post CDFI Fund awards $40M to banks serving distressed areas appeared first on ABA Banking Journal.
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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.
The Paypers
SEPTEMBER 19, 2024
Newgen Software , a worldwide AI-driven digital transformation solutions provider, has announced its collaboration with Old Second National Bank.
Realwired Appraisal Management Blog
SEPTEMBER 19, 2024
Let me tell you a story of two Chief Appraisers. On paper, they’re nearly identical. Both seasoned, respected and running appraisal departments that keep their banks humming. But their stories take very different paths. And the difference? It’s not talent, it’s not resources-it’s a single choice. Let’s call them Mark and Susan.
American Banker
SEPTEMBER 19, 2024
Hundreds of thousands of Americans leave prison each year with little or no financial literacy. It's in the interest of banks and the communities they serve to educate them.
The Paypers
SEPTEMBER 19, 2024
dtcpay and Visa have announced a strategic partnership to upgrade digital payments in Singapore.
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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.
American Banker
SEPTEMBER 19, 2024
A huge amount of money has flowed into the election from cryptocurrency interests, setting up a different financial policy scene, including for bankers, next year.
The Paypers
SEPTEMBER 19, 2024
US-based corporate card and spend management platform Brex has launched Brex Embedded, which is set to unlock global transactions for customers across the globe.
American Banker
SEPTEMBER 19, 2024
Masrani, who's been at the helm of the Toronto-based bank for a decade, will pass the torch to Raymond Chun next spring. Chun currently serves as TD's head of Canadian personal banking.
Tomorrow's Transactions
SEPTEMBER 19, 2024
The financial services landscape is evolving rapidly, with new regulations emerging every day. One of the most recent and significant developments for financial institutions in the European Union is the Digital Operational Resilience Act (DORA). Designed to ensure that financial entities are better prepared for technological disruptions and cyber threats, DORA aims to build resilience… Continue reading How Consult Hyperion Can Help Financial Institutions Comply with DORA The post How Cons
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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.
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