Perficient

OCTOBER 24, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything from the potential for consumer and institutional fraud to algorithmic discrimination and AI-enabled cybersecurity risks.

Regulation 221

Regulation Risk Management Compliance Fraud 221

Payments Dive

OCTOBER 24, 2024

Regulators and industry participants worry that FDX will have an unfair monopoly and will advantage its own members if no other organization applies.

Industry 369

Industry Regulation 369

South State Correspondent

OCTOBER 24, 2024

There are many experts who claim that to achieve profitability, community banks (banks under $10B in assets) must gain scale by acquiring assets. On the surface that seems reasonable but does scale in banking result in better performance for community banks? The answer to that question can be analyzed both empirically and anecdotally, and we believe that the answer is no – for community banks, there is no material relationship between size and performance as measured by return on assets (ROA)

Community Bank 195

Community Bank Community Strategy Compliance 195

Payments Dive

OCTOBER 24, 2024

U.S. payments associations urged the World Bank this week to consider interoperability and private sector involvement in its development of a digital public infrastructure.

Groups 221

Groups Payments 221

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Groups

American Banker

OCTOBER 24, 2024

The credit card heavyweight outpaced analysts' profitability expectations in the third quarter, but its pending acquisition of Discover Financial Services faces a new potential obstacle.

Capital 90

Capital Cards 90

American Banker

OCTOBER 24, 2024

With two excellent real-time payments rails now available in the U.S., enabling QR code transactions is essential. The financial services industry needs to come together and establish uniform standards.

Payments 78

Payments Industry Compliance Regulation 78

Commercial Lending USA

OCTOBER 24, 2024

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

Lending 76

Lending Resources 76

BankBazaar

OCTOBER 24, 2024

Navigate festive discounts wisely with thoughtful planning and informed choices, ensuring you celebrate joyfully without financial stress. Enjoy the festivities while maximising savings with smart shopping strategies! As the vibrant festival of Diwali approaches, the excitement in the air is palpable. Alongside the celebrations, retailers are gearing up for one of the biggest shopping seasons of the year, presenting a plethora of festive discounts, cashback offers, and tempting financing options

Cards 78

Cards Retail Tools Strategy 78

Commercial Lending USA

OCTOBER 24, 2024

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

Lending 76

Lending Resources 76

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

American Banker

OCTOBER 24, 2024

The bank cut its dividend, raised capital, hired multiple top executives and vowed to reduce its commercial real estate concentration after a bruising first half of 2024.

Maryland 74

Maryland Capital Community Bank Community 74

The Paypers

OCTOBER 24, 2024

The Bank Policy Institute and Kentucky Bankers Association have filled a lawsuit against CFPB for jeopardising customers’ privacy and account security with its new rule.

Kentucky 74

Kentucky Policies Security 74

American Banker

OCTOBER 24, 2024

The credit union has been using Upstart's AI-based loan decision model to help creditworthy consumers consolidate their credit card debt.

Lending 50

Lending Cards Technology Fintech 50

The Paypers

OCTOBER 24, 2024

Garanti BBVA Kripto has partnered with Ripple and IBM to enhance the security of its cryptocurrency trading platform.

cryptocurrency 73

cryptocurrency Security 73

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

OCTOBER 24, 2024

The Federal Reserve is attempting to achieve its own soft landing through quantitative tightening without creating a liquidity crunch for banks. Last year's bank failures could make the process more complicated.

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50

The Paypers

OCTOBER 24, 2024

PayPal has revealed an expanded partnership with Global Payments aimed at enabling faster guest checkout via Fastlane PayPal for merchants in the US.

Payments 69

Payments US 69

American Banker

OCTOBER 24, 2024

California's Department of Financial Protection and Innovation is requiring registration by mid-February of debt settlement firms, earned wage access providers, private secondary education financing and student debt relief services.

California 41

California Innovation Regulation Compliance 41

The Paypers

OCTOBER 24, 2024

Ingo Payments and Sardine have partnered to offer instant, risk-managed account funding via card and ACH, with the added option of a zero-liability fraud guarantee.

Risk Management 68

Risk Management Management Payments Fraud 68

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

American Banker

OCTOBER 24, 2024

Consumer Financial Protection Bureau Director Rohit Chopra said regulators urgently need to implement the Basel III endgame bank capital proposal, suggesting his opposition to the revised rule centers on the process of re-proposal rather than more substantive opposition to suggested revisions.

Capital 41

Capital Regulation Compliance 41

The Paypers

OCTOBER 24, 2024

Robinhood has announced the introduction of margin investing in the UK, enabling investors to borrow funds to enhance their trading activities.

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68

American Banker

OCTOBER 24, 2024

McQuown is credited with kicking off a financial revolution with the creation of the first index fund.

Industry 41

Industry Strategy 41

The Paypers

OCTOBER 24, 2024

The European Central Bank (ECB) has announced new initiatives aimed at improving cross-border payments both within the European Union and internationally.

Payments 57

Payments 57

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

OCTOBER 24, 2024

The Raleigh, North Carolina-based bank lowered full-year guidance for 2024. Costly deposits are outpacing its yield on loans amid tepid borrowing demand.

North Carolina 41

North Carolina Raleigh Capital Lending 41

The Paypers

OCTOBER 24, 2024

Mastercard has announced the expansion of its Product Express platform in order to accelerate the launch of new card programs, as well as other payment services.

Marketing 48

Marketing Cards Payments 48

American Banker

OCTOBER 24, 2024

The award ceremony, which celebrated 15 women honorees 40 years old and younger nominated for having c-suite potential by an executive at their institution, took place at The Glasshouse in New York City.

New York City 41

New York City New York Industry 41

The Paypers

OCTOBER 24, 2024

Cross-border payment platform specialising in high-growth markets dLocal has partnered with Fourvenues to expand in LATAM and Southeast Asia.

Marketing 41

Marketing Payments 41

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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