Perficient

OCTOBER 24, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything from the potential for consumer and institutional fraud to algorithmic discrimination and AI-enabled cybersecurity risks.

Regulation 221

Regulation Risk Management Compliance Fraud 221

Payments Dive

OCTOBER 24, 2024

Regulators and industry participants worry that FDX will have an unfair monopoly and will advantage its own members if no other organization applies.

Industry 369

Industry Regulation 369

South State Correspondent

OCTOBER 24, 2024

There are many experts who claim that to achieve profitability, community banks (banks under $10B in assets) must gain scale by acquiring assets. On the surface that seems reasonable but does scale in banking result in better performance for community banks? The answer to that question can be analyzed both empirically and anecdotally, and we believe that the answer is no – for community banks, there is no material relationship between size and performance as measured by return on assets (ROA)

Community Bank 195

Community Bank Community Strategy Compliance 195

Payments Dive

OCTOBER 24, 2024

U.S. payments associations urged the World Bank this week to consider interoperability and private sector involvement in its development of a digital public infrastructure.

Groups 221

Groups Payments 221

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Groups

BankBazaar

OCTOBER 24, 2024

Navigate festive discounts wisely with thoughtful planning and informed choices, ensuring you celebrate joyfully without financial stress. Enjoy the festivities while maximising savings with smart shopping strategies! As the vibrant festival of Diwali approaches, the excitement in the air is palpable. Alongside the celebrations, retailers are gearing up for one of the biggest shopping seasons of the year, presenting a plethora of festive discounts, cashback offers, and tempting financing options

Cards 78

Cards Retail Tools Strategy 78

The Paypers

OCTOBER 24, 2024

A survey conducted by Intix has shown that banks are facing challenges in meeting the EU's impending deadlines for mandatory instant credit transfers.

Survey 87

Survey Regulation Meeting Payments 87

American Banker

OCTOBER 24, 2024

With two excellent real-time payments rails now available in the U.S., enabling QR code transactions is essential. The financial services industry needs to come together and establish uniform standards.

Payments 78

Payments Industry Compliance Regulation 78

Commercial Lending USA

OCTOBER 24, 2024

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

Lending 76

Lending Resources 76

The Paypers

OCTOBER 24, 2024

The Bank Policy Institute and Kentucky Bankers Association have filled a lawsuit against CFPB for jeopardising customers’ privacy and account security with its new rule.

Kentucky 74

Kentucky Policies Security 74

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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Commercial Lending USA

OCTOBER 24, 2024

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

Lending 76

Lending Resources 76

American Banker

OCTOBER 24, 2024

The bank cut its dividend, raised capital, hired multiple top executives and vowed to reduce its commercial real estate concentration after a bruising first half of 2024.

Maryland 74

Maryland Capital Community Bank Community 74

The Paypers

OCTOBER 24, 2024

Ingo Payments and Sardine have partnered to offer instant, risk-managed account funding via card and ACH, with the added option of a zero-liability fraud guarantee.

Risk Management 68

Risk Management Management Payments Fraud 68

American Banker

OCTOBER 24, 2024

The Federal Reserve is attempting to achieve its own soft landing through quantitative tightening without creating a liquidity crunch for banks. Last year's bank failures could make the process more complicated.

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50

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

The Paypers

OCTOBER 24, 2024

PayPal has revealed an expanded partnership with Global Payments aimed at enabling faster guest checkout via Fastlane PayPal for merchants in the US.

Payments 69

Payments US 69

American Banker

OCTOBER 24, 2024

The credit union has been using Upstart's AI-based loan decision model to help creditworthy consumers consolidate their credit card debt.

Lending 50

Lending Cards Technology Fintech 50

The Paypers

OCTOBER 24, 2024

Robinhood has announced the introduction of margin investing in the UK, enabling investors to borrow funds to enhance their trading activities.

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American Banker

OCTOBER 24, 2024

California's Department of Financial Protection and Innovation is requiring registration by mid-February of debt settlement firms, earned wage access providers, private secondary education financing and student debt relief services.

California 41

California Innovation Regulation Compliance 41

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

The Paypers

OCTOBER 24, 2024

Garanti BBVA Kripto has partnered with Ripple and IBM to enhance the security of its cryptocurrency trading platform.

cryptocurrency 72

cryptocurrency Security 72

American Banker

OCTOBER 24, 2024

Consumer Financial Protection Bureau Director Rohit Chopra said regulators urgently need to implement the Basel III endgame bank capital proposal, suggesting his opposition to the revised rule centers on the process of re-proposal rather than more substantive opposition to suggested revisions.

Capital 41

Capital Regulation Compliance 41

The Paypers

OCTOBER 24, 2024

The European Central Bank (ECB) has announced new initiatives aimed at improving cross-border payments both within the European Union and internationally.

Payments 57

Payments 57

American Banker

OCTOBER 24, 2024

The award ceremony, which celebrated 15 women honorees 40 years old and younger nominated for having c-suite potential by an executive at their institution, took place at The Glasshouse in New York City.

New York City 41

New York City New York Industry 41

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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

Lending

The Paypers

OCTOBER 24, 2024

Mastercard has announced the expansion of its Product Express platform in order to accelerate the launch of new card programs, as well as other payment services.

Marketing 48

Marketing Cards Payments 48

American Banker

OCTOBER 24, 2024

The Raleigh, North Carolina-based bank lowered full-year guidance for 2024. Costly deposits are outpacing its yield on loans amid tepid borrowing demand.

North Carolina 41

North Carolina Raleigh Capital Lending 41

The Paypers

OCTOBER 24, 2024

UK-based biometric authentication tech provider iProov has entered into a partnership with TrustCloud to optimise how organisations control digital identity management.

Management 41

Management 41

American Banker

OCTOBER 24, 2024

The Wilmington, North Carolina company reported a breakout quarter for loan production, but profits fell as an increase in nonperforming loans led to higher provisioning.

North Carolina 36

North Carolina Report Company 36

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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

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