Thu.Jan 09, 2025

article thumbnail

The Most Influential Women in Payments, 2025

American Banker

Each year, American Banker recognizes the women who are advancing the payments industry from the areas of banking, retail, acquiring, processing and more.

article thumbnail

Payments plays gather momentum in 2025: 6 industry trends to watch

Payments Dive

Deregulation, artificial intelligence and stablecoin use are among the industry forces that will drive more digital payments use and innovation this year.

Industry 222
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How women in payments are pioneering financial inclusion

American Banker

Women in the payments industry are using the advent of real-time payment networks to help underserved women around the world gain access to vital financial services.

article thumbnail

Fintech Dave alters fee structure, blasts DOJ over amended lawsuit

Payments Dive

The cash advance online platform called the lawsuit “a continued example of government overreach.

Fintech 222
article thumbnail

5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

article thumbnail

Los Angeles banks react, give back as wildfires continue

American Banker

As the flames continued to spread, banks closed more branches while others donated to relief efforts.

More Trending

article thumbnail

20 banks and thrifts with the most home equity loans

American Banker

The top five banks with the largest portfolios of home equity loans had more than $94 million in loans combined for the third quarter of last year.

Lending 74
article thumbnail

Resources for banks to assist customers, employees affected by California wildfires

ABA Community Banking

The ABA Foundation offers resources for bank customers and employees on how to recover financially from disasters and on how to avoid scammers who prey on disaster victims and people seeking to donate to recovery efforts. The post Resources for banks to assist customers, employees affected by California wildfires appeared first on ABA Banking Journal.

article thumbnail

Lloyds to let customers use Halifax and BoS branches, raising job cut fears

TheGuardian

Account holders at the groups three brands will be able to use any of their locations, but unions fear site closures Lloyds Banking Group will allow customers to use any of its Halifax, Bank of Scotland and Lloyds branches as part of a shake-up that has sparked fears of job cuts and site closures, weeks before a strategy update by its chief executive, Charlie Nunn.

Groups 47
article thumbnail

JP Morgan files two lawsuits against Greece's Viva Wallet

The Paypers

JP Morgan has filed two lawsuits over its investment in fintech Viva Wallet , the legal dispute between the two sides focusing on how to value the Greek business.

Fintech 45
article thumbnail

The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

article thumbnail

Bank of Dave 2: The Loan Ranger review – Rory Kinnear files a solid return as the bloke from Burnley

TheGuardian

The businessman with a heart takes on crooked payday lenders in this predictable sequel that gets by on its heartfelt performances It won no prizes for subtlety, but cheerful, victory-of-the-underdog comedy Bank of Dave featured a stonking lead performance by Rory Kinnear as Dave Fishwick. Hes the Burnley businessman who made millions selling vans then took a stand against fatcat bankers by opening his own community bank, the Bank of Dave, in 2011.

article thumbnail

How AI is changing banking jobs: Rise of the 'AI whisperer'

American Banker

In June, Citigroup published a research report that predicted artificial intelligence will displace 54% of jobs in the banking industry, more than in

article thumbnail

IXOPAY partners Riskified for improved fraud prevention

The Paypers

Austria-based payment orchestration platform IXOPAY has partnered with Riskified to boost fraud prevention and improve enterprise payment orchestration.

Fraud 41
article thumbnail

House banking committee leadership takes shape

American Banker

Rep. Bill Huizenga, R-Mich., will take the No. 2 spot on the House Financial Services Committee, while Reps. Bryan Steil of Wisconsin, Dan Meuser of Pennsylvania and Mike Flood of Nebraska are elevated to subcommittee leadership.

article thumbnail

10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

article thumbnail

CFPB passes application from FDX to issue Open Banking standards

The Paypers

The Consumer Financial Protection Bureau (CFPB) has announced that it issued an order which acknowledges Financial Data Exchange (FDX) as a standard-setting institution under its Personal Financial Data Rights regulation.

article thumbnail

Debt collectors sue the CFPB for 'overreach' on medical debt

American Banker

Debt collection trade group ACA International and Specialized Collections Systems, a Houston-based debt collector, filed a lawsuit against the Consumer Financial Protection Bureau alleging its medical debt rule is outside its authority.

Houston 37
article thumbnail

Nium introduces Diners Club International Card

The Paypers

Nium has introduced the Diners Club International Card to its travel customers in a bid to further scale its B2B payments offering for the industry.

Cards 36
article thumbnail

New hires accelerate Eagle Bancorp's turn to C&I

American Banker

The Bethesda, Maryland-based company called its success in luring a team from Capital One as its most "newsworthy" move to date executing a strategy aimed at diversifying its lending operation.

article thumbnail

Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

article thumbnail

Payarc partners with Allpack to streamline ecommerce logistics

The Paypers

Payarc has announced its partnership with Allpack in order to streamline ecommerce logistics, as well as expand value-added services to their customer base.

36
article thumbnail

How much damage will the Los Angeles fires do to homes?

American Banker

A trio of blazes in SoCal have destroyed over 2,000 homes and structures in neighborhoods with average property values well above the national average.

article thumbnail

BRISKPE unveils unified platform for cross-border payments

The Paypers

BRISKPE , a cross-border payment platform supported by PayU , has launched a solution tailored to address the requirements of MSMEs.

article thumbnail

Banks must take a proactive stance to combat rampant fraud

American Banker

Since the pandemic, financial scams have surged dramatically. The solutions to rampant fraud are clear; what's missing is the urgency.

Fraud 36
article thumbnail

Signal-Based Selling: How to Leverage 4 Key Buying Signals

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

article thumbnail

PAObank and Mybooster introduce a cross-border ecommerce revolving loan

The Paypers

PAObank , a digital bank in Hong Kong tailored for SMEs, has partnered with Mybooster (Shenzhen) to introduce a cross-border ecommerce revolving loan.

article thumbnail

Message From the President – January 2025

Image Works Direct

Welcome to a new year of creative, effective, strategic marketing! Were thrilled to be your go-to partner for everything from direct mail to digital marketing and more. Read on to learn about our key accomplishments from last year and the exciting offerings were diving into in 2025. You wont want to miss this!

article thumbnail

Zalando expands partnership with Klarna in 5 new markets

The Paypers

BNPL global provider and AI-powered payment network, Klarna , has recently strengthened its partnership with Europe’s online multi-brand fashion marketplace, Zalando.

article thumbnail

Fed's Bowman preaches pragmatism for regulation, supervision

American Banker

Seen by many as a logical pick for the Federal Reserve's next vice chair for supervision, Gov. Michelle Bowman wants the institution to focus on safety and soundness issues, tailoring and transparency.

article thumbnail

How a Managed Services Partner Can Reduce the Friction in Your RDC Program

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment