Payments Dive

MARCH 7, 2024

“Apple is trying to cynically kill off developers that stand up to them,” Epic Director of Public Policy Leo Rees said Wednesday.

Apple 417

Apple Policies 417

South State Correspondent

MARCH 7, 2024

By now your bank is likely convinced on the merits of generative AI. Microsoft’s Office 365 CoPilot, the integration of the Microsoft version of OpenAI’s Chat GPT into the Office suite, represents the fastest, and likely safest way, to integrate the latest technology within your bank. Earlier this year, Microsoft dropped the 300 licenses minimum (and other requirements) and now every bank should consider the technology.

Training 195

Training Data Tools Technology 195

Payments Dive

MARCH 7, 2024

With its acquisition of the card network, Capital One seeks to elevate Discover’s brand while also working to expand its acceptance abroad.

Capital 305

Capital Branding Cards 305

Gonzobanker

MARCH 7, 2024

It happened this week: Fintech Meetup , one of the newer trade events that brought 4,000 or so fintech and banker types to Las Vegas. The striking thing about the conference was not the magician hired to walk around the booths during Monday’s reception or the illustrator seated right next to a sign created by artificial intelligence on Sunday’s welcome gathering, it was the event’s meeting pit: a section in the exhibit hall that was dedicated to taking short meetings that the mobile app as

Las Vegas 134

Las Vegas Fintech Conference San Francisco 134

Advertisement

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

Payments Dive

MARCH 7, 2024

Alex Chriss aims to use the company’s faster-growing unbranded Braintree business to give a boost to the legacy PayPal brand.

Branding 221

Branding Company 221

American Banker

MARCH 7, 2024

To serve an increasingly online audience, POS Nation has acquired agriculture e-commerce platform GrazeCart, an example of vendors joining forces to adapt to shifts in the agriculture industry.

Marketing 78

Marketing National Examples Payments 78

CFPB Monitor

MARCH 7, 2024

The plaintiffs and intervenors in the lawsuit filed in a Texas federal district court challenging the CFPB’s final small business lending rule implementing Section 1071 of Dodd-Frank (Rule) have filed a consolidated motion for summary judgment. The plaintiffs in the lawsuit are the Texas Bankers Association, Rio Bank, McAllen, Texas, and the American Bankers Association. .

Texas 78

Texas Lending Data 78

BankInovation

MARCH 7, 2024

TD Bank is targeting microbusiness payments with the launch of its Tap-to-Pay solution that helps turn iPhones into point-of-sale machines. The solution will be rolled out across the U.S.

Payments 77

Payments Apple Mobile 77

American Banker

MARCH 7, 2024

The New York bank has deployed generative artificial intelligence from Greenlite to help analysts do enhanced due diligence on clients with higher risk ratings.

Compliance 74

Compliance New York Technology 74

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

BankInovation

MARCH 7, 2024

Academy Bank is investing in AI this year to ensure that its operations are more efficient and more useful for the end user. “Our top goal for the year is to innovate for success, and AI is really at the center of that,” Chief Executive Paul Holewinski told Bank Automation News.

Innovation 72

Innovation Operations 72

American Banker

MARCH 7, 2024

Net income at the nation's more than 4,000 banks dipped markedly in the final quarter of 2023, though for the full year it exceeded pre-pandemic averages. Deterioration in commercial real estate and credit card lending is a concern, FDIC Chairman Martin Gruenberg says.

FDIC 73

FDIC Report Lending National 73

ABA Community Banking

MARCH 7, 2024

The banking industry reported full-year 2023 net income of $256.9 billion, down $6 billion, or 2.3%, from the prior year, but still well above the pre-pandemic average, according to the FDIC’s most recent Quarterly Banking Profile. The post Quarterly Banking Profile: Banking net income nearly $257B in 2023 appeared first on ABA Banking Journal.

Industry 52

Industry Report FDIC Community Bank 52

American Banker

MARCH 7, 2024

The lawsuit against the Consumer Financial Protection Bureau was filed just two days after the bureau finalized a rule to cut credit card late fees to $8 from $32.

Cards 69

Cards Groups 69

Advertisement

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

ABA Community Banking

MARCH 7, 2024

Bankers look back on the bank failures of spring 2023 and share some lessons learned and strategies for success. The post Stress tested appeared first on ABA Banking Journal.

Strategy 52

Strategy System Community Bank Community 52

American Banker

MARCH 7, 2024

In his State of the Union address, President Joe Biden touted the Consumer Financial Protection Bureau's credit card late fee rule, which has sparked litigation from banking groups, and a raft of housing policy initiatives.

Policies 60

Policies Groups Cards Compliance 60

The Paypers

MARCH 7, 2024

France-based omnichannel payment solution Payplug and Cartes Bancaires (CB) have announced the launch of a service that intends to improve payments for e-merchants.

Payments 48

Payments 48

American Banker

MARCH 7, 2024

The enforcement action involved problems with the Japanese-owned Union Bank's information security and operational risk controls.

Security 41

Security Operations Compliance Technology 41

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

The Paypers

MARCH 7, 2024

Payment orchestration platform PayTabs has integrated key national payment methods in The Kingdom of Saudi Arabia (KSA) to complete its payment platform.

Payments 48

Payments National 48

American Banker

MARCH 7, 2024

During a contentious exchange on his second day of congressional testimony this week, the Federal Reserve chair drew a line between the central bank's response to last year's bank failures and its current capital proposal.

Capital 41

Capital Policies Compliance Regulation 41

The Paypers

MARCH 7, 2024

Mastercard and First Abu Dhabi Bank have announced an exclusive long-term global partnership, building on their collaboration in the EEMEA region.

Regional 48

Regional 48

American Banker

MARCH 7, 2024

An advocate for the credit union industry pushes back against "tired" and "recycled" criticism from bankers.

Industry 37

Industry Community Bank Community 37

Advertisement

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

MARCH 7, 2024

IDEMIA Secure Transactions has announced its partnership with Soft Space in order to deploy MPoC-certified SoftPOS solutions and meet high security standards.

Meeting 45

Meeting Security 45

The Emmerich Group

MARCH 7, 2024

I believe that when middle managers master management, the resulting breakthroughs are profound and sustainable. In this episode, I’m going to share with you how to overcome what I call “the middle management breakdown”—the block that keeps executives’ dreams from being the reality executed by the front-line team members. If you’re the kind of leader who worries that perhaps your managers act more like “individual contributors” and don’t do nearly enough to maximize the results of their team m

Video 36

Video Management How To Training 36

The Paypers

MARCH 7, 2024

Bahrain-based fintech Eazy Financial Services (EazyPay) has announced its strategic partnership with talabat , a food delivery and q-commerce platform.

Fintech 45

Fintech 45

American Banker

MARCH 7, 2024

MoneyLion saw continued financial growth in 2023, achieving four straight quarters of positive earnings. In 2024, it plans to develop a partnership with EY to bolster its enterprise services.

Technology 36

Technology Fintech 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To