Perficient

NOVEMBER 4, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything from the potential for consumer and institutional fraud to algorithmic discrimination and AI-enabled cybersecurity risks.

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FDIC Regulation Risk Management Compliance 170

Payments Dive

NOVEMBER 4, 2024

Some of the corporate investors are also partnering with the accounts payable and receivable company they’re backing.

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Capital Company 402

Abrigo

NOVEMBER 4, 2024

Ongoing monitoring is more than just a regulatory requirement Suspicious activity monitoring is a cornerstone of a robust AML/CFT program, as emphasized in the FFIEC BSA Examination Manual. This critical function helps protect the U.S. financial system from misuse for money laundering, terrorist financing, and other financial crimes. Both FinCEN and federal banking regulatory agencies mandate ongoing monitoring for suspicious activity as part of the overall AML/CFT program.

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Training Compliance System Regulation 195

Payments Dive

NOVEMBER 4, 2024

The deal will expand the offerings available through Paytronix’s platform and help accelerate its growth, executives said.

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Groups 221

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

South State Correspondent

NOVEMBER 4, 2024

Over the last few years we have published various articles on the pros and cons of commercial loan prepayment provisions, how those prepay provisions impact marketing and sales, loan prepayment speeds, and the relationship between prepayment provisions and customer return on equity (ROE) (some of the recent articles are here , here , and here ). We are seeing more community banks incorporating prepayment provisions in commercial loans (especially for fixed-rate pricing).

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Community Bank Community Marketing Maine 195

South State Correspondent

NOVEMBER 4, 2024

Over the last few years we have published various articles on the pros and cons of commercial loan prepayment provisions, how those prepay provisions impact marketing and sales, loan prepayment speeds, and the relationship between prepayment provisions and customer return on equity (ROE) (some of the recent articles are here , here , and here ). We are seeing more community banks incorporating prepayment provisions in commercial loans (especially for fixed-rate pricing).

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Community Bank Community Strategy Marketing 195

Jack Henry

NOVEMBER 4, 2024

Discover how AI can support and enhance your bank’s or credit union’s mission and values. Read the blog to learn insights and planning steps.

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Branding Strategy Innovation Technology 97

BankBazaar

NOVEMBER 4, 2024

Choosing a paid Credit Card can enhance your financial well-being through superior rewards, exclusive perks, and improved customer service – often making it worth the annual fee. Are you grappling with the decision of whether to opt for a paid Credit Card with an annual fee or a lifetime-free card? While the allure of a no-fee Credit Card is understandable, there are several compelling reasons why a paid Credit Card may offer better long-term benefits.

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Cards Security Fraud Examples 78

The Paypers

NOVEMBER 4, 2024

South Korea-based KakaoBank has announced its partnership with SCBX in order to open an internet bank for clients and users in the region of Thailand.

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Regional 78

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

American Banker

NOVEMBER 4, 2024

Decentralized digital ledgers offer financial services supervisors extraordinary access to information while eliminating concerns about information reliability. That should be reflected in regulatory attitudes toward crypto.

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cryptocurrency Tools Regulation Policies 77

The Paypers

NOVEMBER 4, 2024

HitPay has launched a single switch for secure and fast cross-border payments, aiming to provide access to 10 global real-time payment schemes.

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Security Payments 69

American Banker

NOVEMBER 4, 2024

It is nonsensical for the government to sue one of the leading lenders in an underserved minority community as a means of encouraging more lending in that community.

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Community Lending Policies Compliance 74

The Paypers

NOVEMBER 4, 2024

Cryptocurrency exchange Bitget has launched Bitget Pay, a new contactless, peer-to-peer payment service exclusive to the Bitget App.

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cryptocurrency Payments 68

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

NOVEMBER 4, 2024

Multiple lenders filled leadership roles across the country, including National Bankshares in Virginia, while Peoples Financial in Pennsylvania said its CEO would step down.

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Community Bank Pennsylvania Virginia Community 69

The Paypers

NOVEMBER 4, 2024

Broadridge Financial Solutions has launched ClearFi, a digital asset disclosure platform designed to assist financial intermediaries in meeting regulatory requirements.

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System Meeting 67

PopularBank

NOVEMBER 4, 2024

Finding and securing the right home loan is an essential part of the homebuying process. Although most home loans have typically encouraged a 20% down payment, incentivized programs for eligible first-time home buyers have reduced downpayment requirements to promote homeownership. 2 Now, obtaining a home loan with a low-down payment mortgage, such as a 3% down or a zero-down mortgage, 1 has become a quicker pathway to homeownership.

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Payments Lending Maine Examples 52

The Paypers

NOVEMBER 4, 2024

Financial API platform Salt Edge has teamed up with Spire to assist the Central Bank of Bahrain (CBB) in advancing Corporate Banking with Open Banking.

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Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

American Banker

NOVEMBER 4, 2024

The Consumer Financial Protection Bureau will soon have to defend its interpretive buy now/pay later rule in court following an industry advocacy group lawsuit. Here's what's at stake.

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Groups Industry Compliance Regulation 36

The Paypers

NOVEMBER 4, 2024

Regula , a worldwide developer of forensic devices and identity verification solutions, has released its new survey which underlines the financial impact of deepfake fraud.

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Survey Fraud 36

American Banker

NOVEMBER 4, 2024

Potential new Senate Finance Committee Chair Sen. Mike Crapo, R-Idaho, has suggested a potential workaround to offset the cost of extending the Tax Cuts and Jobs Act.

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Idaho Taxes DC Washington 36

The Paypers

NOVEMBER 4, 2024

Wise , a global technology company focused on cross-border money transfers, has gained direct access to InstaPay, the Philippines' real-time payment system.

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System Technology Payments Company 36

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

NOVEMBER 4, 2024

Few banks are listening to what their customers are saying on Reddit, but the site can help them spot customer complaints and develop content that dispels misinformation.

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Customer Experience Technology 31

The Paypers

NOVEMBER 4, 2024

World App , an app that offers access to World Network, has announced the launch of a new Mini App enabled by Boxo , a Singapore-based Super App enabler.

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The Financial Brand

NOVEMBER 4, 2024

This article Will Nonbank Intermediaries Tip the Balance Towards Instant Payments? appeared first on The Financial Brand. Marketplaces like Amazon and Walmart.com capture more and more consumer payments, but so are growing ranks of specialized vertical providers. This article Will Nonbank Intermediaries Tip the Balance Towards Instant Payments? appeared first on The Financial Brand.

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Payments Branding Report Trends 34

The Paypers

NOVEMBER 4, 2024

Unit21 has provided an overview of the current and future impacts of fraud and AML across banks and fintechs in its third annual State of Fraud and AML report.

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Fraud Report Fintech Company 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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