BankBazaar

NOVEMBER 7, 2023

Credit C ard churning is a rewarding practice if you can effectively manage the risks and challenges it presents. However, it ’ s essential to approach it with a responsible and informed mindset. Credit Card churning is a practice that has gained popularity among savvy consumers looking to make the most of their Credit Card spending. It involves strategically opening and closing Credit Card accounts to take advantage of welcome bonuses, rewards programmes, and other perks offered by Credit Car

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Cards Meeting Management Retail 78

Payments Dive

NOVEMBER 7, 2023

Fidelity National Information Services took an accounting hit against its third-quarter results as it prepares to cast off its Worldpay unit early next year.

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National 370

South State Correspondent

NOVEMBER 7, 2023

We review hundreds of term sheets and proposals for commercial borrowers each month. One successful loan proposal tactic for community banks to improve their acceptance rate is to embrace the old marketing rule of the “power of three.” We often see banks proposing one or two options for a commercial borrower, and often, the options presented to the borrower are ones that are most prevalent and acceptable at the bank but not necessarily the option that may fit the borrower’s n

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Payments Dive

NOVEMBER 7, 2023

As international groups examine cross-border payment challenges, consumers and small businesses are worried about the costs and risks associated with sending money or receiving funds internationally.

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Report Payments Groups 273

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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ATM Marketplace

NOVEMBER 7, 2023

Digital wallets continue to transform the way we pay for goods and services. These convenient and secure payment methods are becoming increasingly popular, and they are having a major impact on the payments landscape.

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Security Payments 107

Commercial Lending USA

NOVEMBER 7, 2023

In the dynamic world of hospitality, embarking on a journey of hotel ownership can be a highly rewarding venture. Yet, this path often demands substantial financial investments.

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Lending 98

Payments Dive

NOVEMBER 7, 2023

Google, Apple and 15 other big non-bank technology companies that provide digital wallets or payments apps would be subject to increased regulation if a new Consumer Financial Protection Bureau rule is approved.

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Payments Apple Google Regulation 221

CFPB Monitor

NOVEMBER 7, 2023

Fifteen trade groups have joined in a letter to the CFPB requesting an extension of the comment period on the CFPB’s proposed rulemaking on personal financial data rights. The proposal implements Section 1033 of the Dodd-Frank Act which authorizes the CFPB to issue rules requiring “a covered person [to] make available to a consumer, upon request, information in the control or possession of such person concerning the consumer financial product or service that the consumer obtained from such cove

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BankInovation

NOVEMBER 7, 2023

The Consumer Financial Protection Bureau proposed a new rule today that would subject large nonbank companies, including digital wallet providers and payments apps, to undergo the same supervisory exam process as banks — leveling the payments playing field.

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Payments Company Regulation 74

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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CFPB Monitor

NOVEMBER 7, 2023

In a November 1, 2023 blog post titled “Servicemembers continue to face major financial challenges,” the Consumer Financial Protection Bureau highlighted three areas where it is working to secure protections for servicemembers, including the Servicemembers Civil Relief Act’s (“SCRA”) 6% interest rate cap, restrictions on the use of military allotments, and efforts to protect servicemembers from identity theft. .

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Security 78

American Banker

NOVEMBER 7, 2023

As U.S. credit card balances continue to march above $1 trillion, the number of newly delinquent credit card users now exceeds the pre-pandemic average and millennials and those with student or auto loans are driving the increase in past-due payments, the New York Fed said.

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New York Cards Millennials Payments 85

BankInovation

NOVEMBER 7, 2023

Payments giant FIS saw dozens of bank customers looking to join FedNow as the adoption of real-time payments grew in the third quarter. “We are encouraged by the interest we are seeing related to the rollout of FedNow,” Chief Executive Stephanie Ferris said during the company’s Q3 earnings call today.

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Payments Digital Banking 69

American Banker

NOVEMBER 7, 2023

The San Carlos, California, consumer lender said it's "exploring strategic options" for its credit card portfolio, discontinuing its investment and retirement products and sunsetting a partnership with Sezzle in addition to embarking on a new round of job cuts.

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California Cards Management Lending 81

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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BankInovation

NOVEMBER 7, 2023

Financial institutions are investing in AI and, as they do, they must consider application, talent and regulation. Card issuing fintech Mission Lane has created an internal framework to help implement new technologies, including AI, head of engineering and technology Mike Lempner tells Bank Automation News on this episode of “The Buzz” podcast.

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Regulation Fintech Cards Technology 65

American Banker

NOVEMBER 7, 2023

A.E.A. Federal Credit Union in Yuma said it would acquire West Valley National Bank in a bid to expand into Phoenix and Las Vegas.

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Las Vegas Arizona Phoenix National 89

BankInovation

NOVEMBER 7, 2023

For years, Dutch payments fintech Adyen NV’s founders and management ran things their own way, thanks to some blowout growth. During its listing in 2018 they didn’t feel the need to pre-brief investors — the shares doubled in the first two hours of trading all the same, making one of the founders an instant billionaire.

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Fintech Management Payments 65

Realwired Appraisal Management Blog

NOVEMBER 7, 2023

Our valuation industry is largely uninspired, lacks enthusiasm and faces diminishing relevancy. I may be wrong, but I don’t think so. I started a podcast. You might be thinking, “great, yet another podcast.” You might be right. Podcasts don’t do anything. Plus, my speaking skills aren’t the best. But we need to DO something.

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Industry 59

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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BankInovation

NOVEMBER 7, 2023

Bank Automation News is pleased to announce that Bank Automation Summit U.S. 2024 will take place March 18-19 in Nashville, Tenn., at the Omni Nashville.

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Nashville Strategy Industry 69

American Banker

NOVEMBER 7, 2023

As banks increasingly explore the applications of generative artificial intelligence, regulators are deliberating about the systemic risks that the technology may pose because of their unpredictability, the potential for herd behavior, replication of human biases, and AI's inability to predict extreme scenarios.

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Regulation System Technology Policies 79

TheGuardian

NOVEMBER 7, 2023

Swiss banking group has cut 13,000 jobs this year as it recovers from rushed rescue deal Business live – latest updates UBS has reported a $785m (£637m) quarterly loss, its first in nearly six years, as the Swiss banking group counted the costs of rescuing its rival Credit Suisse earlier this year. The loss was nearly double the $444m that analysts had forecast, with UBS saying it would have reported profits worth $844m in the third quarter had it not been for the $2bn in expenses linked to the

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The Paypers

NOVEMBER 7, 2023

Denmark-based Openpay has announced its partnership with Yapily , an Open Banking API provider, to facilitate optimised cross-border, P2P money transfers in Europe.

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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

Lending

American Banker

NOVEMBER 7, 2023

After three decades of relying on large retailers like Macy's to promote its private-label credit services, the bank is taking its point-of-sale financing to smaller merchants via platforms like Shopify.

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Retail Payments 50

Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge. Open Positions Accordian Reports Section 2024 Trends & Predictions: Digital Wealth — Advisor Javelin Report Date: November 7, 2023 Authors: William Trout , Greg O'Gara , Di

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Trends Fraud Digital Banking Strategy 45

American Banker

NOVEMBER 7, 2023

The card giant is offering small merchants a debit card and account that provides a view of their cash flow across multiple products. Experts say this is a good step but that business owners may want more.

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Cards Technology 45

The Paypers

NOVEMBER 7, 2023

Mastercard has announced its partnership with WorldPay and Spain-based firm Travel Tax Free to introduce the Mastercard Send into the latter’s management service.

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Taxes Management 45

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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

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