Mon.May 06, 2024

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3 Tips to Maximize Your Commercial Lending Potential

Jack Henry

In myyears at Jack Henry™, my lending team has helped hundreds of financial institutions across the United States achieve their strategic goals by focusing on the future of commercial lending.

Lending 88
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Merchants urged to file claims for $5.5B payment card settlement

Payments Dive

Requests for a slice of the Visa-Mastercard settlement are due by a May 31 deadline. Lawyers are racing to alert eligible businesses.

Cards 418
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Grasshopper Bank begins rollout of SBA lending strategy

BankInovation

Small businesses demand efficient access to capital and Grasshopper Bank is meeting the needs of its small business clients through its latest digital lending solutions.

Lending 121
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How to reduce risk and save cash with Pull-ACH

Payments Dive

Finance leaders are in a unique position to reduce costs and increase revenue by evolving payment processes.

How To 397
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Back to Basics with Reconciliations

Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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Vibrant Credit Union in Illinois explores a blockchain-based future

American Banker

The $1.1 billion-asset Vibrant is working with the San Francisco-based distributed ledger development firm Metallicus through its Metal Blockchain Banking Innovation Program to examine use cases.

More Trending

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5 Ways Commercial Loans Can Boost Your Business

Commercial Lending USA

Commercial Lending USA is an excellent place to get commercial loans because almost half of all small businesses need them to start up or grow.

Lending 98
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How to accelerate revenue with payment optimization

Payments Dive

One of the best ways to accelerate business growth is through adopting a strategic approach to payment processing.

How To 221
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Proposed credit card fee rules will benefit retailers, not consumers

American Banker

Big national retailers will capture all the financial benefits from proposed reductions in swipe fees, while consumers will be left with fewer benefits programs and less secure transactions.

Retail 96
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Businesses prefer The Clearing House for RTP, Citizens exec says

BankInovation

The Clearing House’s Real Time Payments’ network is gaining mid-market companies as businesses gravitate toward real-time payments. Businesses prefer The Clearing House’s RTP solution because it is established and is used by nearly 67% of U.S.

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How a Managed Services Partner Can Reduce the Friction in Your RDC Program

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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Gunjan Kedia appears positioned to become U.S. Bank's next CEO

American Banker

The Minneapolis-based company has promoted Kedia to president, a role that CEO Andy Cecere and his predecessor both held before being named to the top job.

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NPCI International partners with Bank of Namibia

The Paypers

NPCI International Payments Limited (NIPL) has signed an agreement with the Bank of Namibia to support them in developing a UPI stack in Namibia.

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Cannabis rescheduling may boost market, but banking uncertainties loom

American Banker

The Drug Enforcement Administration's early moves to reschedule cannabis could spur some banks to get interested in the market, but experts say without a legislative fix, the fundamental risks to taking on cannabis clients will remain.

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Increase Your Revenue in 2024: Commercial Loan Training and Marketing

Commercial Lending USA

Looking for commercial loans in the USA? Commercial Lending USA specializes in arranging commercial mortgages for businesses and commercial purposes nationwide. Get the funding you need today!

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Budget Playbook for Commercial Lenders — Bank and Credit Union Edition

Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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The hurdles payment processors face in an increasingly digital age

American Banker

Incumbents face the challenge of updating their infrastructure for digital payments, while newcomers are pushing to compete by using artificial intelligence, cloud hosting and other technologies.

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humm acquires BidFin

The Paypers

humm has announced its acquisition of the Australian-based fintech provider BidFin in order to meet the growing needs and preferences of its customers.

Meeting 41
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Regulators propose new rule establishing rules for executive pay

American Banker

In a surprise move, the Federal Deposit Insurance Corp., Office of the Comptroller of the Currency and Federal Housing Finance Agency proposed a long-awaited rule to curb certain incentive-based pay arrangements for bank executives.

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APFCU partners with PSCU/Co-op Solutions for card processing

The Paypers

US-based PSCU/Co-op Solutions has forged a strategic partnership with Aloha Pacific Federal Credit Union (APFCU) to deliver credit and debit card processing services and support.

Cards 36
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It Takes Two to Tango

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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Bankers say CFPB overdraft rule harms vulnerable consumers most

American Banker

The Consumer Financial Protection Bureau's overdraft proposal would set fees at $14. With fee income under attack from many sides, bankers say they would have to further restrict credit.

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DailyPay to offer earned wage access to SMEs across the US

The Paypers

US-based on-demand pay company DailyPay has expanded its capabilities by bringing its earned wage access solution to small businesses across the US.

US 41
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TD risks 'lost decade' in money-laundering scandal, Jefferies says

American Banker

A veteran Canadian bank analyst says Toronto-Dominion Bank's role in an alleged money-laundering scheme has made the "worst-case scenario" more likely — a huge fine for the lender and years of restrictions on its U.S. growth.

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Droit and FINBOURNE forge path to regulatory compliance

The Paypers

Droit , a technology firm specialising in computational law and regulation, has partnered with FINBOURNE Technology , a cloud-based investment data management software, to introduce an innovative end-to-end position reporting solution.

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The 2024 Lenders Guide to Automating the Complex Loan

Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

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SEC warns Robinhood that its crypto business faces lawsuit

American Banker

The Securities and Exchange Commission has warned Robinhood Markets that it faces an enforcement action over its crypto business — the latest sign that the regulator isn't letting up on its yearslong crackdown on digital assets.

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Featurespace joins forces with The Knoble

The Paypers

UK-based fraud prevention company Featurespace has become a corporate member of The Knoble , an alliance that focuses on mitigating human crime.

Fraud 41
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TD risks 'lost decade' in money-laundering scandal, Jefferies says

American Banker

A veteran Canadian bank analyst says Toronto-Dominion Bank's role in an alleged money-laundering scheme has made the "worst-case scenario" more likely — a huge fine for the lender and years of restrictions on its U.S. growth.

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IFC invests USD 7mln in Salmon

The Paypers

To help expand financial inclusion in the Philippines, the International Finance Corporation ( IFC ) has invested USD 7 million in the country’s fintech firm Salmon.

Fintech 36
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Confronting the Change Challenge

Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.