Payments Dive

OCTOBER 15, 2024

Although venture capital investment in young payments firms grew globally during the third quarter, compared with the same period last year, that wasn’t the case for U.S. firms.

Payments 243

Payments Capital 243

Perficient

OCTOBER 15, 2024

Lets talk about data governance in banking and financial services, one area I have loved working in and in various areas of it … where data isn’t just data, numbers aren’t just numbers … They’re sacred artifacts that need to be protected, documented, and, of course, regulated within an inch of their lives. It’s not exactly the most glamorous part of financial services, but without solid data governance, banks would be floating in a sea of disorganized, chaotic

Tools 221

Tools Data Compliance Regulation 221

Payments Dive

OCTOBER 15, 2024

Research from payments software firm Stripe shows credit and debit card transactions using an advanced security tool are less likely to be approved.

Software 394

Software Tools Security Cards 394

Abrigo

OCTOBER 15, 2024

Day 2 accounting and mark-to-market values How banks and credit unions involved in business combinations can overcome issues related to recognizing income in a changing-rate environment. You might also like this whitepaper, "Valuation and purchase accounting in a dynamic macroenvironment." DOWNLOAD Takeaway 1 An often-overlooked component of purchase accounting for banks and credit unions is the ongoing income recognition tied to mark-to-market values.

System 243

System Operations Risk Management Marketing 243

Advertisement

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

ATM Marketplace

OCTOBER 15, 2024

Oxford Bank is celebrating its 140th anniversary by delivering stronger technology, investigating AI and promoting financial education for its customers and larger community.

Community 102

Community Technology 102

BankBazaar

OCTOBER 15, 2024

We’ ve all bee n there—caug ht in a tumultuous relationship with our spending habits. At first, they see m harmless , maybe ev en fun. That daily coffee run feels like a little reward, or an impulse buy during an online sale seems like no big deal. But over time, these habits can become toxic, drainin g your ban k accou nt and sabotaging your financial goals.

How To 78

How To social media Exercises Cards 78

American Banker

OCTOBER 15, 2024

Honorees from this year's ranking provide insight into what tools and expertise future generations of professionals following in their footsteps need to advance.

Tools 77

Tools 77

The Paypers

OCTOBER 15, 2024

Ripple has announced the global rollout of its new stablecoin, RLUSD, an enterprise-grade, USD-denominated digital asset designed for institutional use.

77

77

American Banker

OCTOBER 15, 2024

Bank of America , Wells Fargo , U.S. Bank are among the institutions taking advantage of regulatory tailwinds to get more aggressive.

Lending 74

Lending America Technology Payments 74

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

The Paypers

OCTOBER 15, 2024

Token.io has partnered with Santander UK , to use Token.io’s Open Banking technology and infrastructure to enhance Santander’s customer experiences and create real-time payment solutions.

Customer Experience 73

Customer Experience Payments Technology 73

TheGuardian

OCTOBER 15, 2024

Some best-buy, high-paying accounts are not always the best for you Providers are jostling for position at the top of the best-buy tables – but the best-paying accounts often come with caveats that can catch out unwary savers. Continue reading.

How To 73

How To 73

The Paypers

OCTOBER 15, 2024

TRANSFOND , the Romanian Banking Association, and the broader banking community in Romania have announced the operational launch of the RoPay system.

System 69

System Mobile Community Payments 69

TheGuardian

OCTOBER 15, 2024

Exclusive: Rachel Reeves will meet senior City figures on Friday to discuss funding of national investment projects The chancellor will summon City bosses to Downing Street on Friday for the first post-election meeting of Labour’s British infrastructure “taskforce”, as the government hopes to steer more private cash towards a string of national investment projects.

Phoenix 61

Phoenix Meeting National Management 61

Advertisement

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

The Paypers

OCTOBER 15, 2024

AperiData , an Open Banking credit bureau, has announced the launch of AperiScore which will enable lenders to optimise how they score applicants.

69

69

American Banker

OCTOBER 15, 2024

The Consumer Financial Protection Bureau and Department of Justice issued a consent order against Wisconsin-based nonbank mortgage originator Fairway Independent Mortgage over redlining allegations. Fairway is the country's fifth-largest mortgage originator by volume.

Wisconsin 53

Wisconsin Compliance Regulation 53

The Paypers

OCTOBER 15, 2024

Liberis has announced it is expanding its offerings with a multi-product platform that provides highly personalised financial solutions.

68

68

ABA Community Banking

OCTOBER 15, 2024

Bravera Holdings in Dickinson, North Dakota, to buy VISIONBank in Fargo. Georgia Banking in Atlanta to buy Primary Bancshares. The post Bank acquisitions announced in North Dakota, Georgia appeared first on ABA Banking Journal.

North Dakota 52

North Dakota Georgia Atlanta Community Bank 52

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

The Paypers

OCTOBER 15, 2024

The National Bank of Cambodia (NBC) and Ant International have officially launched cross-border QR code payments.

Payments 67

Payments National 67

ABA Community Banking

OCTOBER 15, 2024

Before credit unions acquire banks, they should be required to first receive membership approval, disclose financial terms and demonstrate how bank acquisitions affect communities and taxpayers, ABA President and CEO Rob Nichols said in a letter to the NCUA. The post ABA urges regulator to require more transparency in bank acquisitions by credit unions appeared first on ABA Banking Journal.

Regulation 52

Regulation Community Community Bank Policies 52

American Banker

OCTOBER 15, 2024

The Consumer Financial Protection Bureau's Director Rohit Chopra was stymied for months by a Supreme Court case that put many enforcement actions on hold, but the bureau is making up for lost time.

Policies 48

Policies Compliance Regulation 48

The Paypers

OCTOBER 15, 2024

GoTyme Bank has announced its partnership with the Philippine National Police Anti-Cybercrime Group ( PNP ACG ) in order to tackle the growing threat of cybercrime.

National 36

National Groups 36

Advertisement

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

OCTOBER 15, 2024

American Banker's annual recognition of the most powerful women in banking includes two CIOs and the newly created position of chief data and analytics officer at a megabank.

Analytics 41

Analytics Data Technology 41

The Paypers

OCTOBER 15, 2024

Standard Chartered has announced the implementation of Autoquote, a digital request for quote (RFQ) module for its Straight2Bank Next Gen digital banking platform.

Digital Banking 36

Digital Banking 36

American Banker

OCTOBER 15, 2024

The investment banking giant is selling its General Motors credit card portfolio to Barclays, which is looking to grow and diversify its U.S. cards business. It's part of Goldman's retreat from consumer banking.

Cards 36

Cards 36

The Paypers

OCTOBER 15, 2024

The Hong Kong Monetary Authority (HKMA) has announced its intentions to modify its guidelines on virtual banks and change their name to digital banks.

Digital Banking 36

Digital Banking Guidelines 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To