Wed.Oct 23, 2024

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Digital Marketing: Overcome Frustrations to Achieve Results

Image Works Direct

Are you struggling with how best to leverage the advantages of digital marketing? When new clients approach us at image.works, they’re looking for better reporting, a clear understanding of analytics and the ability to stay informed about new opportunities. There are many moving parts to this marketing strategy, and we’re here to help you sort them all out.

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Pipe pursues international expansion

Payments Dive

The digital cash advance provider to small businesses deepened its ties to the British firm GoCardless this week as part of its quest to expand outside the U.S. market.

Marketing 221
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Federal Reserve Bank expert offers cash usage insights

ATM Marketplace

Haley Gibson, senior manager, cash insights and policy analysis, Federal Reserve Financial Services, discussed key cash usage trends.

Analysis 113
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California to begin oversight of EWA

Payments Dive

The state instituted regulations Tuesday that will require earned wage access providers to register and be regulated as of next February.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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South Carolina banker elected chair of ABA’s Community Bankers Council

ABA Community Banking

ABA has elected Jennifer Jones as chair of the Community Bankers Council for the 2024-2025 association year. Jones is president and CEO of CBL State Savings Bank in Greer, South Carolina. The post South Carolina banker elected chair of ABA’s Community Bankers Council appeared first on ABA Banking Journal.

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Lloyds backs Reeves budget plans despite mooted tax increases

TheGuardian

Bank expects ‘constructive, pro-growth agenda’ by chancellor next week and seeks to be part of it Business live – latest updates Lloyds Banking Group has backed the Labour government’s forthcoming budget and played down the impact of any tax increases, which it said would probably be part of a “constructive, pro-growth agenda”. The chief financial officer of the UK’s biggest mortgage lender, William Chalmers, said he would welcome a budget package that was consistent with government pledges to k

Taxes 76
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Goldman, Apple to pay CFPB $89.8M over Apple Card issues

Payments Dive

The bank and tech firms failed to address disputed transactions in their joint Apple Card program, and misled cardholders about interest-bearing products, the bureau alleged.

Apple 195
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Record run for CU-bank deals extends with Kentucky acquisition

American Banker

Y-12 Federal Credit Union in Oak Ridge, Tennessee, said it would acquire First State Bank of the Southeast in Middlesboro, Kentucky. It was the 19th such deal announced this year.

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Bloom Credit launches Bloom+

The Paypers

Bloom Credit has announced the launch of its customer-permissioned data service Bloom+, to help banks and credit unions enable clients to build credit profiles.

Data 69
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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Technology is the catalyst for a global expansion of financial inclusion

American Banker

Government, private companies and civil society must continue pushing the kinds of partnerships that put mobile financial technology into the hands of marginalized people around the world.

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Doha Bank and Nium partner to provide cross-border payments in Qatar

The Paypers

Doha Bank has announced its partnership with Nium in order to introduce real-time cross-border payments for customers and businesses in Qatar.

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'Enough already': Analysts question banks' $650 billion tech spend

American Banker

McKinsey published a report Wednesday that found banks' technology investments equate to the gross domestic product of Sweden. But this spending is not leading to revenue growth, they and others say.

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Pipe partners with GoCardless to make a strategic push into the UK

The Paypers

Pipe has announced its partnership with GoCardless in order to boost capital access for small businesses and companies in the region of the UK.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Amex boosts its Swiss footprint; U.K. tightens BNPL rules

American Banker

The card lender took full control of Swisscard from UBS; the Financial Conduct Authority is bringing installment lending regulations in line with other consumer financial products; and more payments news from around the world.

Lending 45
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HSBC teams up with Dowsure to boost ecommerce finance

The Paypers

HSBC has partnered with Dowsure Technologies , working to improve trade financing solutions for businesses engaged in ecommerce in mainland China and Hong Kong.

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Basel head urges capital rule finalization 'as soon as possible'

American Banker

The new chair of the Basel Committee on Banking Supervision called for member nations to finish the job of implementing post-financial crisis regulations. He also warned them not to put economic goals over safety considerations.

Capital 41
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OmniRetail acquires Traction Apps

The Paypers

OmniRetail , a B2B eCommerce startup based in Nigeria, has acquired Traction Apps , a fintech firm that develops payment solutions for small businesses.

Fintech 41
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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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Rural banking is front-and-center in this Iowa House race

American Banker

Rep. Zach Nunn, R-Iowa, has won endorsements from key banking industry players this election year with his support for the ACRE Act. Here's why rural banking might be a winning issue in the toss-up race.

Iowa 41
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Thunes launches its QR Code Payments solutions for travelers in China

The Paypers

Thunes has announced the launch of its QR Code Payments solution, aimed at optimising the payment experience of customers who travel in the region of China.

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CFPB's Chopra: 1033 will stop 'incumbents' who 'exploit' data

American Banker

Consumer Financial Protection Bureau Director Rohit Chopra said opposition to the bureau's recently finalized open banking rule should be viewed as banks and other large firms attempting to quash competition and stymie consumer data protection.

Data 39
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Tietoevry Banking partners with Tapster

The Paypers

Financial SaaS solution provider Tietoevry Banking has announced its collaboration with Tapster to scale wearable paytech across Europe.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Unlikely allies support stricter federal oversight of ILCs 

American Banker

Industry groups and consumer advocates are joining forces in support of proposed regulatory changes.

Groups 36
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Canva teams up with EBANX

The Paypers

Global technology company EBANX has partnered with Canva to invest in local payments and promote digital inclusion in Latin America.

America 36
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East West Bank faces margin squeeze, but investors like its plan

American Banker

The Southern California company beat analysts' expectations, partly by steadily paying less for deposits, as it navigates a classic net interest margin pickle.

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Open Insurance records 16.5 mln transactions in the last year

The Paypers

Open Insurance system in Brazil has processed around 16.5 million transactions between September 2023 and September 2024, based on data from Susep.

System 36
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Signal-Based Selling: How to Leverage 4 Key Buying Signals

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.