Perficient

NOVEMBER 19, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility. The economic risks of AI to the financial systems include everything from the potential for consumer and institutional fraud to algorithmic discrimination and AI-enabled cybersecurity risks.

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Regulation Guidelines System Compliance 221

Payments Dive

NOVEMBER 19, 2024

Executives from the card networks were on the defensive Tuesday when members of the Senate Judiciary Committee berated them over high fees merchants must pay to accept credit card payments.

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Cards Payments 544

ATM Marketplace

NOVEMBER 19, 2024

Physical threats are not the only security concerns for ATMs. Outdated key standards and card skimming are also major issues in the ATM industry. Let's take a closer look at some of these security issues and what causes them.

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ATM Security Strategy Cards 105

Payments Dive

NOVEMBER 19, 2024

Users of the Google Pay digital wallet now have access to Afterpay’s BNPL services, and the tech titan is expected to add rival services from Klarna next year as well.

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Google 195

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

American Banker

NOVEMBER 19, 2024

This year's honorees demonstrate the courage and experience necessary to address the rise of digital commerce, AI, bank and fintech rivals.

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Fintech 92

American Banker

NOVEMBER 19, 2024

Gruenberg, the Federal Deposit Insurance Corp.'s longest-serving board member, will step down in January, marking the end of an era after nearly 20 years on the agency's board of directors.

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FDIC Compliance Regulation 88

The Paypers

NOVEMBER 19, 2024

Cryptocurrency and Web3 platform Gemini has launched its services in France after registering as a VASP earlier in 2024.

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cryptocurrency 69

American Banker

NOVEMBER 19, 2024

The Most Powerful Women in Credit Unions honorees discuss their response to inflation and the challenges facing underserved communities.

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Community 81

Jack Henry

NOVEMBER 19, 2024

Chief Credit Officers (CCOs) face a variety of challenges in their role, especially as they navigate the complexities of risk management in the financial industry.

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Risk Management Management Industry Analysis 68

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

American Banker

NOVEMBER 19, 2024

The Cleveland-based bank now has commercial lending teams in both markets, including a team it recently hired away from Huntington Bancshares.

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Chicago Cleveland California Lending 81

TheGuardian

NOVEMBER 19, 2024

Aimed at those with £100,000 to £2m, service in Mayfair will offer personalised banking and exclusive events HSBC is to launch its first UK “wealth centre” in London’s upmarket Mayfair district, offering more personalised banking services and exclusive events such as wine tastings as part of a drive to win more rich customers. The lender will take up two floors of the 16-storey Smithson Tower at 25 St James’s Street – close to the Ritz Hotel and Fortnum & Mason department store – as part of

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Marketing 68

American Banker

NOVEMBER 19, 2024

The U.S. is alone among G7 nations in not allowing nonbanks direct access to vital central bank payments rails. It's past time for regulations to catch up with clear consumer preferences.

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System Payments US National 65

ABA Community Banking

NOVEMBER 19, 2024

PBT Bancshares in Kansas has applied to acquire Kanza Financial. Farmers Savings Bank in Iowa has agreed to buy Elgin State Bank. The post Bank acquisitions announced in Kansas, Iowa appeared first on ABA Banking Journal.

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Iowa Kansas Community Bank Community 59

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

BankUnderground

NOVEMBER 19, 2024

Rhea Mirchandani and Steve Blaxland Supervisors are responsible for ensuring the safety and soundness of firms and avoiding their disorderly failure which has systemic consequences, while managing increasingly voluminous data submitted by them. To achieve this, they analyse metrics including capital, liquidity, and other risk exposures for these organisations.

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Analysis Data Policies US 52

The Paypers

NOVEMBER 19, 2024

The Central Bank of Egypt (CBE) has approved a new feature allowing users in Egypt to receive international money transfers through the InstaPay app.

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American Banker

NOVEMBER 19, 2024

Small Business Bank in Lennox, Kansas received another cease-and-desist order from the Federal Reserve for failing to comply with anti-money laundering and Bank Secrecy Act requirements for the second time in 14 months.

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Kansas Compliance Regulation 41

The Paypers

NOVEMBER 19, 2024

Switzerland-based banking software company Temenos has partnered with NVIDIA to provide on-premises GenAI to banks, enabling them to convert data into real-time insights.

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Software Data Company 48

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

The Financial Brand

NOVEMBER 19, 2024

This article Every Brand a Bank: Why Starbucks and Walmart are Your Real Competition appeared first on The Financial Brand. Is Starbucks a bank? Is Walmart? To millions of consumers, the answer is increasingly "yes". Real banks must respond. This article Every Brand a Bank: Why Starbucks and Walmart are Your Real Competition appeared first on The Financial Brand.

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Branding Marketing 36

The Paypers

NOVEMBER 19, 2024

Web3 money application Wirex has announced its partnership with Banking Circle in order to provide worldwide customers and firms with improved financial operations.

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Operations 45

American Banker

NOVEMBER 19, 2024

The five-part framework suggests both technical and governance solutions to protect consumers from losing money to scammers and fraudsters.

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Cyber Security Fraud Security Technology 34

The Paypers

NOVEMBER 19, 2024

TrueLayer has laid off roughly a quarter of its workforce in a single day, as part of an effort to cut down costs and become more profitable.

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45

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Financial Brand

NOVEMBER 19, 2024

This article How to Know What Your Customers Need Before They Do appeared first on The Financial Brand. Anticipating customers' needs, not just responding to them, is the key to delivering convenience and building trust. This article How to Know What Your Customers Need Before They Do appeared first on The Financial Brand.

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How To Branding Customer Experience 33

The Paypers

NOVEMBER 19, 2024

Solvento has raised USD 12.5 million Series A funding to scale its software and financial solutions through Mexico and expand its solutions to US companies.

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Software US Company 41

American Banker

NOVEMBER 19, 2024

Lower borrowing costs, reduced exposure to the urban office sector and flattening vacancy rates could collectively save lenders from beleaguered corners of the commercial real estate market.

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Marketing Community Bank Community Lending 31

The Paypers

NOVEMBER 19, 2024

Real-time payment software ACI Worldwide has announced that Zimswitch picked its Fraud Management and Payments Intelligence solution to safeguard Zimbabweans against payment fraud.

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Fraud Software Management Payments 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To