Mon.Dec 30, 2024

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4 banks that will be in regulators' hot seat in 2025

American Banker

These banks are expected to draw regulatory scrutiny in the coming year.

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The Guardian view on City deregulation: it would be a dangerous step backward | Editorial

TheGuardian

Relaxing financial rules risks undermining stability, ignoring post-crash lessons and prioritising short-term gains over the long-term health of the economy Rachel Reevess enthusiasm for the City of London the crown jewel in our economy raises concerns. Economists were worried enough to publicly warn her this month that liberalising financial sector regulations could undermine the governments efforts to grow the economy, posing particular risks to the governments wider industrial strategy.

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The US is losing the race to develop an alternative payments system

American Banker

Countries around the world have lots of incentives to build an alternative to the U.S.-centric global payments system using central bank digital currencies. The U.S. must get in the game or see its economic might begin to wane.

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Former bosses of HSBC and Rolls-Royce knighted in new year honours

TheGuardian

Noel Quinn and Warren East, as well as Chanel chief Leena Nair among business figures to be honoured The former chief executives of HSBC and Rolls-Royce have been knighted, as figures from the business world joined sportspeople, entertainers and public servants on the new year honours list. Noel Quinn, 62, the banks chief executive from 2019 until September, received a knighthood for services to finance and net zero.

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How to Create Sales Email Sequences That Convert

Modern go-to-market teams know it takes more than one email to break through the noise. Multiple touchpoints means more ways to get your pitch right — and, potentially, more ways to be wrong. The good news? Once you know how to write compelling, one-off emails to entice prospective customers, you can easily do the same across a short sequence of emails.

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Justice Department alleges Dave's CEO misled the fintech's users

American Banker

The agency's lawsuit contends that CEO Jason Wilk designed the company's "tip" feature, and that Dave doesn't make the cost of tipping clear to consumers.

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'Ideas never die': M&T's approach to fintech innovation

American Banker

The Buffalo bank recently shelved in-house startup GrowGrade and folded another, Nota, back into the mothership.

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How right were bankers' predictions about 2024?

American Banker

Bankers expected big changes for community banks, digital assets and regulation. Were they correct?

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QR code payments favored to gain adoption in 2025

American Banker

The account-to-account payment method has become prevalent in countries such as China, India and Brazil, but adoption has been slow in the U.S. and limited to small- and medium-sized businesses. That paradigm is expected to shift amid continued fintech investment.

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Raising capital is painful. Here's why more banks will likely do it.

American Banker

Several banks that boosted their capital bases this year saw their stock prices rise, a new analysis finds. The positive reception may drive more such activity.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.