Payments Dive

JANUARY 6, 2025

Such digital payments can slash transaction times, improve data security and provide valuable insights into consumer purchasing behavior and preferences.

Payments 355

Payments Security Data 355

South State Correspondent

JANUARY 6, 2025

A credit tenant loan (CTL) is typically structured as a loan secured by the real estate pledged as collateral, with or without personal borrower guarantees, and, most importantly, the obligation of a credit-rated tenant of that real estate to pay rent. These loans have both bond and loan qualities. They are like a bond in that the credit-rated tenant has an obligation to pay rent and this is typically a senior obligation of the tenant.

Community Bank 195

Community Bank Community Examples Lending 195

Payments Dive

JANUARY 6, 2025

In its latest supervisory overview, the Consumer Financial Protection Bureau included a review of buy now, pay later and earned wage access examinations.

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259

American Banker

JANUARY 6, 2025

The payment company says machine learning is making progress in fighting card testing, which crooks use to determine how ripe a payment account is for theft.

Fraud 79

Fraud Payments Cards Company 79

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Analysis

ATM Marketplace

JANUARY 6, 2025

Enhance System Availability, Reliability, and Scalability

System 67

System 67

BankUnderground

JANUARY 6, 2025

As a new year begins and the blog starts fresh in 2025, we wanted to take a moment to reflect on the highlights of the blog in 2024. In case you missed any of our posts the first time round, the five most viewed posts of last year were: Mortgage affordability for borrowers who re-fixed in 2023 Schrodingers market: what the quantum internet could mean for the financial system What caused the LDI crisis?

System 52

System Marketing Management 52

American Banker

JANUARY 6, 2025

As banks navigate a landscape scarred by the Synapse bankruptcy, they need to build or buy the technical ability to reconcile accounts daily and vet any new fintech partners more thoroughly.

Fintech 41

Fintech Technology 41

American Banker

JANUARY 6, 2025

Florida-based Amerant Bancorp recently restructured its securities portfolio after selling its Houston branches.

Houston 36

Houston Florida Security Community Bank 36

American Banker

JANUARY 6, 2025

As part of the transaction, Scotiabank will take a 20% ownership stake in Davivienda, Colombia's third-largest bank, which has operations in Costa Rica, El Salvador, Honduras, Panama and Miami.

Miami 36

Miami Operations Industry 36

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

JANUARY 6, 2025

An appeals court ruled that online lender CashCall had waived its right to a jury trial and that its other challenges "lack merit," in a lawsuit filed by the Consumer Financial Protection Bureau in 2013.

Online 36

Online Compliance Lending Regulation 36

American Banker

JANUARY 6, 2025

The manufactured home loan lender, a unit of Berkshire Hathaway subsidiary Clayton Homes, was accused of ignoring red flags that sent many borrowers into bankruptcy, default and ultimately out of their homes.

Company 28

Company Analysis 28

American Banker

JANUARY 6, 2025

In his letter of resignation, Federal Reserve Vice Chair for Supervision Michael Barr said an attempt by the Trump White House to remove him could create a "distraction" for the Fed. He plans to retain his seat on the Board of Governors, which expires in 2032.

Regulation 56

Regulation Policies Industry Compliance 56

American Banker

JANUARY 6, 2025

The Consumer Financial Protection Bureau's last-minute actions are expected to annoy the incoming Trump administration, which will seek to undo them, putting protections in jeopardy.

Analysis 69

Analysis Policies 69

Advertiser: ZoomInfo

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