ABA Community Banking
JANUARY 16, 2025
Digital dominates while outside agency support as a percentage of marketing budget has decreased. The post Bank marketing budget and staffing considerations for 2025 appeared first on ABA Banking Journal.
Payments Dive
JANUARY 16, 2025
The payments were made over a three-year period beginning in 2020, and were not listed in some filings with the Securities and Exchange Commission. As a result, the company agreed to pay a fine under a settlement last week.
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South State Correspondent
JANUARY 16, 2025
Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance. We have also created projections for the next 18 months. There are 150 banks that currently have a Grade of 8 out of 10, with 10 being the safest. In this article, we look at those 150 safest banks to learn five connected lessons on how to create a bank that can withstand the next great economic downturn.
Payments Dive
JANUARY 16, 2025
The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.
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TheGuardian
JANUARY 16, 2025
Calls for central bank to reduce unfair costs for consumers and stop businesses being gouged Follow our Australia news live blog for latest updates Get our breaking news email , free app or daily news podcast Six Labor MPs are urging the Reserve Bank to ban all surcharges for every debit transaction and dramatically reduce merchant fees for businesses, asking the central bank to go further than the governments pledge to stop surcharges only on card payments.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
American Banker
JANUARY 16, 2025
It's no accident that national banks have, so far, been insulated from major crypto disasters. Congress and the incoming administration should take heed and avoid eliminating the guardrails that have kept banks safe.
The Paypers
JANUARY 16, 2025
Institutional stablecoin payment solutions provider Deus X Pay has joined forces with BCB Group to deliver instant settlement of fiat currencies, with clients benefiting from a more optimised transaction experience.
American Banker
JANUARY 16, 2025
The future of the Consumer Financial Protection Bureau, Michael Barr's resignation and credit union acquisitions of banks are top matters facing bankers.
TheGuardian
JANUARY 16, 2025
US bank will spend almost as much to renovate Citi Tower skyscraper as it paid for site in the first place The US bank Citigroup is to spend 1bn to renovate its skyscraper in Canary Wharf, London, the latest firm to signal its commitment to office working. The Wall Street lender will end up spending nearly as much on renovating the 130,000 sq metre (1.4m sq ft) building as it did on buying the site.
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Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.
American Banker
JANUARY 16, 2025
The Memphis, Tennessee-based bank had a $91 million loss related to its securities portfolio, which weighed on noninterest income.
The Paypers
JANUARY 16, 2025
The SEC has reached a settlement with Shift4 over charges related to the failure to disclose required information about related person transactions.
American Banker
JANUARY 16, 2025
The investment banking giant has been the subject of regulatory probes regarding the way it vets prospective clients. So far, that's not driving away potential clients, executives say.
The Paypers
JANUARY 16, 2025
Ebury , a global financial technology firm has announced its acquisition of ArcaPay , a Lithuania-based provider of B2B cross-border payment solutions.
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
American Banker
JANUARY 16, 2025
Cash App's parent company Block failed to investigate fraud and unauthorized transactions, and refused to refund customers, the Consumer Financial Protection Bureau said.
The Paypers
JANUARY 16, 2025
European neobank bunq has announced its expanded collaboration with Mastercard to introduce a range of tailored benefits and discounted tools for its SME users across Europe.
American Banker
JANUARY 16, 2025
The Pittsburgh-based company's fourth-quarter earnings increased more than 80% from the same period in 2023, beating analysts expectations and leaving CEO Bill Demchak excited about prospects for 2025.
The Paypers
JANUARY 16, 2025
Block Inc has agreed to pay a USD 80 million fine for violations of the Bank Secrecy Act following a joint enforcement action by 48 state financial regulators.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
American Banker
JANUARY 16, 2025
The Consumer Financial Protection Bureau rescinded a proposed rule on nonsufficient funds fees and a 2020 advisory opinion on earned wage access products.
The Paypers
JANUARY 16, 2025
Unicaja and Fiserv have announced a strategic partnership aimed at developing advanced payment and ecommerce solutions.
American Banker
JANUARY 16, 2025
A midweek rally followed robust bottom-line results from JPMorgan Chase, Wells Fargo, Bank of America and several other large banks. But further interest rate cuts may be needed to sustain momentum.
The Paypers
JANUARY 16, 2025
Thailand’s SEC has started reviewing its spot in the Bitcoin ETF listings and proposals, as the government is cracking down on Polymarket for alleged illegal activities.
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American Banker
JANUARY 16, 2025
The bank, which owns a minority stake in Viva Wallet, can take over the company in June if its valuation falls before a certain level which has resulted in a legal dispute with Haris Karonis, the fintech's owner. That and more in American Banker's weekly global payments roundup.
The Paypers
JANUARY 16, 2025
Japan-based international payment provider JCB has entered into a strategic collaboration with DOJO to increase JCB Card acceptance across the UK.
American Banker
JANUARY 16, 2025
Chief Innovation Officer Don Relyea and Head of Applied Foresights Todder Moning described what interested them at this year's Consumer Electronics Show, and which technologies are getting close enough to become bank-ready.
The Paypers
JANUARY 16, 2025
Switzerland-based crypto bank AMINA has removed custody fees for Stablecoin Rewards Account clients holding USDC in both hot and cold stages, with EURC set to be added in the near future.
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