Abrigo

JANUARY 17, 2025

This article covers these key topics: What is a core deposit intangible? Why are core deposit intangibles important? Using core deposit intangibles in mergers and acquisitions Using the core deposit intangible to assess value at banks & credit unio ns When evaluating a potential acquisition, banks must assess the core deposit intangible (CDI). Read on to learn about the importance of this metric, especially in today's dynamic environment.

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Strategy Guidelines Management Operations 195

Payments Dive

JANUARY 17, 2025

Banks seeking to halt a new Illinois law that bars credit card interchange fees on taxes and tips succeeded on one front, but not another, at least for now.

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Illinois Taxes Cards 243

ATM Marketplace

JANUARY 17, 2025

What's the advantage of cash in 2025? Read more to find out.

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Payments Dive

JANUARY 17, 2025

Financial institutions that “fail to adopt both send and receive functions may be exposing their organizations to competitive disadvantages as well as reputational risks,” writes one industry executive.

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Industry 195

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

TheGuardian

JANUARY 17, 2025

Latest setback, after talks with Treasury, blamed on lack of clarity about implementation in US Business live latest updates The Bank of England has delayed the introduction of tougher global banking capital rules by a further year to prevent another 2008-style crash, blaming the second delay on a lack of clarity about its implementation in the US.

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US Regulation Capital Policies 76

TheGuardian

JANUARY 17, 2025

Muhammed Qayyum and Adbdul Khan intercepted post and used it to gain access to victims account details Two men have been sentenced after a 1m fraud in which letters from banks were intercepted and used to steal money from peoples accounts. Muhammed Qayyum, 42, and Abdul Khan, 30, worked together on the scheme where victims had their post stolen and then banks were contacted to get the account details changed so funds could be transferred out.

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Fraud 66

American Banker

JANUARY 17, 2025

Organizations that represent Amazon, Apple, Meta, PayPal, OpenAI and many other large technology companies accuse the consumer watchdog, which has given itself authority over companies that facilitate at least 50 million consumer payment transactions per year, of regulatory overreach.

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Company Apple Technology Payments 77

TheGuardian

JANUARY 17, 2025

FCA also aims to change law to try to prevent a repeat of mass compensation schemes for consumers such as PPI Mortgage rules could be loosened by the City regulator as it comes under government pressure to increase economic growth and home ownership across the UK. The move to simplify responsible lending for property purchases is part of a range of proposals put forward by the Financial Conduct Authority in an attempt to prove that the watchdog is not standing in the way of the Labour cabinets g

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Lending Regulation 65

American Banker

JANUARY 17, 2025

The Chicago-based bank, which failed Friday in the first bank failure of 2025, caused a $28.5 million hit to the Deposit Insurance Fund. The FDIC was appointed receiver and Millennium Bank will assume all deposits.

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FDIC Chicago Community Bank Community 72

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

The Paypers

JANUARY 17, 2025

Financial services corporation American Express has announced its decision to pay nearly USD 230 million to settle US criminal and civil charges regarding deceptive sales practices.

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US 68

American Banker

JANUARY 17, 2025

The Consumer Financial Protection Bureau said American Honda Finance Corp. inaccurately reported 300,000 borrowers as delinquent who had paused loan payments during the pandemic.

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Report Payments Compliance Regulation 68

The Paypers

JANUARY 17, 2025

Changelly has teamed up with Revolut to allow users in the EEA to make fast and secure cryptocurrency purchases at competitive rates via Revolut Ramp.

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cryptocurrency Security 65

ABA Community Banking

JANUARY 17, 2025

This year could be a banner year for bank mergers and acquisitions, with improving economic conditions, enhanced net interest margins and the possibility of tax cuts, according to a recent analysis by the law firm Hunton Andrews Kurth. The post Report: Bank merger activity likely to speed up in 2025 appeared first on ABA Banking Journal.

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Report Taxes Analysis Community Bank 52

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

JANUARY 17, 2025

The Alabama-based regional bank reported stronger earnings on a bump in capital markets fee revenue and lower expenses, but its total loans declined and its charge-offs increased. It expects only modest loan growth this year.

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Regional Alabama Capital Marketing 48

The Paypers

JANUARY 17, 2025

Estonia-based regtech Salv has announced that it opened up applications for the next cohort of its Salv Bridge network, which is set to focus on cross-border APP fraud and mitigating criminal organisations.

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Fraud 36

American Banker

JANUARY 17, 2025

The lawsuit alleges mismanagement and fiduciary breaches caused SVB's 2023 collapse, costing the Deposit Insurance Fund $23 billion.

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FDIC Policies 41

The Paypers

JANUARY 17, 2025

Komainu , a regulated provider of digital asset custody and services has announced a USD 75 million strategic investment from Blockstream Capital Partners.

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Bitcoin Capital Regulation 36

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

American Banker

JANUARY 17, 2025

The Providence, Rhode Island-based company launched its private bank in 2023 after a spate of bank failures left holes in the market. "It's not like I'm asking anybody to wait for delayed gratification," CEO Bruce Van Saun said Friday.

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Rhode Island Marketing Company Management 36

The Paypers

JANUARY 17, 2025

The EU Digital Operational Resilience Act ( DORA ), first introduced by the European Commission in 2020, has become officially applicable across the EU Single Market.

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Operations Marketing 36

American Banker

JANUARY 17, 2025

Commoditization of mortgages, plus technology that eases the refinance process, and the regulatory environment, all contributed to the decision.

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Lending Technology Marketing Compliance 36

Image Works Direct

JANUARY 17, 2025

Are you ready for a year full of marketing magic? Luckily for you, our 2025 Idea Book is here! With catchy designs, client testimonials and on-trend strategies, let our Idea Book serve as your guide for a year of fantastic marketing.

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Marketing Trends Strategy 36

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

JANUARY 17, 2025

The Columbus, Ohio-based bank's profit more than doubled in the fourth quarter from a year ago, with solid growth in loans and deposits.

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Columbus Ohio Regional 36

The Paypers

JANUARY 17, 2025

Knowit has partnered with Backbase to support financial institutions in the Nordic region with their digital transformation efforts.

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Digital Banking Regional 36

American Banker

JANUARY 17, 2025

The firms paid $60 million to settle the claims without admitting to or denying theregulator's allegations.

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America Industry 36

The Paypers

JANUARY 17, 2025

ePayPolicy has announced the introduction of a new solution, Quotes and Invoices, as part of an ongoing series of updates to its insurance payments platform.

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Payments 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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