Payments Dive

MAY 13, 2024

Digital wallets have grown in popularity as consumers have become accustomed to the convenience and flexibility of contactless payments.

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Payments 435

TheGuardian

MAY 13, 2024

Younger homebuyers are turning to ultra-long loans, prompting fears over the risk to their finances and the wider economy For a long time the traditional length of a UK mortgage has been 25 years, but runaway house prices and, more recently, dramatically higher borrowing costs are prompting more and more people to “go long” on their home loans. On Monday, the former pensions minister Steve Webb revealed that younger homebuyers were increasingly being forced to gamble with their retirement prospe

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Payments Dive

MAY 13, 2024

The 5th Circuit Court of Appeals blocked the Consumer Financial Protection Bureau’s $8 late fee cap on Friday, but the federal agency said it will continue to “defend” the rule.

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Commercial Lending USA

MAY 13, 2024

Explore Alternative Commercial Lenders with Commercial Lending USA. Fast approvals, flexible options, expert guidance. Contact us now!

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Payments Dive

MAY 13, 2024

The restaurant-focused payments company expects to see an impact from lowered interchange fees by the second half of 2025.

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Payments Company 221

Payments Dive

MAY 13, 2024

With CaaS, you can reimagine the payment process, offer new payment services and improve the customer or employee experience.

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Payments Cards 195

American Banker

MAY 13, 2024

What lies ahead for the banking industry this year? Here's what analysts and investors are tracking after the latest bank earnings reports.

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Report Industry Management Lending 83

BankInovation

MAY 13, 2024

Major banks in the United States are increasing tech investment for added efficiencies and frictionless digital experiences — which has become the consumer’s expectation since the pandemic.

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United States Customer Experience Operations How To 77

American Banker

MAY 13, 2024

A federal judge has granted a preliminary injunction against the Consumer Financial Protection Bureau's credit card late fee rule, pausing it from being implemented days before it was meant to go live.

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Cards Policies Compliance Regulation 74

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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BankInovation

MAY 13, 2024

Adoption is ticking up for The Clearing House’ Real Time Payments network and the Federal Reserve’s FedNow payments rail as financial institutions add payment services to their platforms. The RTP network has more than 500 institutions on its network, according to The Clearing House’s website.

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Payments 74

American Banker

MAY 13, 2024

Branch office deposit data is among the most confidential information at a bank, especially those with many branches. Why have regulators made this sensitive competitive data public for banks and thrifts annually for over 50 years but not for credit unions?

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Data Regulation 69

The Paypers

MAY 13, 2024

Kima has partnered with FinSec Innovation Lab receiving a grant from the IIA to fund an initiative to connect decentralised finance (DeFi) applications with fiat systems.

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Innovation System 69

American Banker

MAY 13, 2024

Rep. Andy Barr, R-Ky., is asking the Federal Deposit Insurance Corp. to withdraw a corporate governance guidance proposal as FDIC chair Martin Gruenberg is set to testify in Congress later this week.

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

The Paypers

MAY 13, 2024

UK-based Open Banking payment provider Noda has launched a selection of end-user KYC solutions for online merchants.

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Online Payments 68

American Banker

MAY 13, 2024

Quaint Oak Bancorp sold its majority stake in an equipment lender less than two years after the partnership helped drive record profits at the Southampton-based company.

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Pennsylvania Company Community Bank Community 41

The Paypers

MAY 13, 2024

Money Carer , in collaboration with Tag Systems and Fingerprints , have introduced biometric-enabled 'carer cards' to improve financial access for vulnerable people in the UK.

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System Cards 68

American Banker

MAY 13, 2024

The fintech topped American Banker's annual list this year. CEO Dave Buerger attributed the company's hands-off management style as one reason that draws in and keeps workers around.

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Fintech Management Company 36

Advertiser: ZoomInfo

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The Paypers

MAY 13, 2024

Banque Internationale à Luxembourg (BIL) has gone live with Temenos core banking and payments to increase agility and efficiency of its retail, corporate, and private banking.

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Retail Payments 56

American Banker

MAY 13, 2024

The core provider's new CEO, Stephanie Ferris, vowed to refocus on banks as FIS reboots after selling off WorldPay.

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System Payments 36

The Paypers

MAY 13, 2024

The Federal Reserve Board has released a summary of an exploratory pilot Climate Scenario Analysis (CSA) exercise conducted with six major US banks.

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Exercises Study Analysis US 50

The Financial Brand

MAY 13, 2024

This article Marketers Must Shift Focus and Tactics to Fight Waning Consumer Loyalty appeared first on The Financial Brand. The primacy of product and offers, particularly among younger customers, prioritizes channel and messaging over brand. This article Marketers Must Shift Focus and Tactics to Fight Waning Consumer Loyalty appeared first on The Financial Brand.

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Marketing Branding Customer Experience Marketing Strategies 34

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

MAY 13, 2024

UK-based Fintech Farm , a startup that provides technology to medium-sized banks in developing markets to build digital tools, has raised USD 32 million in Series B funding.

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Fintech Operations Tools Technology 50

The Financial Brand

MAY 13, 2024

This article AI is Set to Shake Up Banks’ Employee Ranks – But Maybe Not How You Think appeared first on The Financial Brand. AI is changing banking. But even amid the hype, what the technology means for employees remains to be seen. This article AI is Set to Shake Up Banks’ Employee Ranks – But Maybe Not How You Think appeared first on The Financial Brand.

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Branding Technology 32

The Paypers

MAY 13, 2024

Banking technology provider Zeta has announced the launch of its Digital Credit as a Service offering for banks and financial institutions in India.

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Technology 45

South State Correspondent

MAY 13, 2024

Last week, Nacha held its Smarter Faster Payments Conference in Miami, a significant event for over 1,800 bankers and vendors. With 142 presentations and panels, the content was tailored to the needs of every bank interested in payments. The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders.

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Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To